N.Y. Comp. Codes R. & Regs. Tit. 11 § 52.76 - Coverage for preventive care and screenings
(a)
(1) Every policy that provides hospital,
surgical, or medical care coverage, except for a grandfathered health plan,
shall provide coverage for preventive care and screenings for insureds pursuant
to Insurance Law sections 3216(i)(17)(E), 3221(l)(8)(E) and (F), and
4303(j)(3), including coverage for preexposure prophylaxis with effective
antiretroviral therapy to persons who are at high risk of HIV acquisition. Such
coverage shall not be subject to cost-sharing.
(2) A policy shall cover preventive care and
screenings described in Insurance Law sections 3216(i)(17)(E), 3221(l)(8)(E)
and (F), and 4303(j)(3) upon any policy issuance or renewal that occurs six
months af- ter the date the recommendation or guideline described in Insurance
Law sections 3216(i)(17)(E), 3221(l)(8)(E) and (F), and 4303(j)(3) is
issued.
(3) A policy that provides
coverage for preventive care and screenings specified in any recommendation or
guideline described in Insurance Law sections 3216(i)(17)(E), 3221(l)(8)(E) and
(F), and 4303(j)(3) shall provide coverage through the last day of the policy
year, even if the recommendation or guideline changes during the policy
year.
(4) For purposes of this
section, "grandfathered health plan" shall have the meaning set forth in
Insurance Law sections 3216(i)(17)(F), 3221(l)(8)(G), and
4303(j)(4).
Notes
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