CHAPTER 12 - LIFE AND HEALTH DIVISION (12 .0101 to 12 .1903)

  1. 12 .0101 - GENERAL PROVISIONS
  2. 12 .0102-0103 - REPEALED
  3. 12 .0201 - PRE-EXISTING CONDITIONS AND RENEWABLE AT COMPANY OPTION
  4. 12 .0202-0203 - REPEALED
  5. 12 .0204 - NOTICE FOR REVISION OF RATES FOR NON-PROFIT SERVICE CORP
  6. 12 .0205-0207 - REPEALED
  7. 12 .0208 - MEDICARE AND MEDICAID - BUYER'S GUIDE
  8. 12 .0301 - REPEALED - GENERAL PROVISIONS
  9. 12 .0302 - REPEALED - APPLICATION FOR INSURANCE REQUIRED
  10. 12 .0303 - REPEALED - REBATES ON INSURANCE COMPANIES EMPLOYEES: PROHIBITED
  11. 12 .0304 - SEX DISCRIMINATION ON APPLICATIONS
  12. 12 .0305 - REPEALED - TWISTING OR OTHER PRACTICES INJURIOUS TO THE PUBLIC
  13. 12 .0306 - LIFE: HEALTH AND ACCIDENT COVERAGES: POLICY OUT OF STATE
  14. 12 .0307 - REPEALED - FILING APPROVAL: LIFE: ACCIDENT AND HEALTH FORMS
  15. 12 .0308 - REPEALED - BANK CREDIT CARD FACILITY AVAILABLE FOR PREMIUM PAYMENT
  16. 12 .0309 - APPLICATION: BYLAWS: RULES: PART OF THE POLICY CONTRACT
  17. 12 .0310 - INDUSTRIAL INSURANCE
  18. 12 .0311 - REPEALED - LIMITATION ON AMOUNT OF CREDIT INSURANCE WRITTEN
  19. 12 .0312 - ACCIDENTAL DEATH BENEFIT: INHALATION OF GAS: ETC
  20. 12 .0313 - DISABILITY BENEFIT: CONFINEMENT INDOORS
  21. 12 .0314 - REPEALED - INSURER LIABILITY: PREMIUM ACCEPTED FROM INELIGIBLE DEBTOR
  22. 12 .0315-0316 - REPEALED
  23. 12 .0317 - ORIGIN OF SICKNESS: DESCRIPTION
  24. 12 .0318 - REPEALED - PREMIUM INCREASES: GROUP
  25. 12 .0319 - SUBROGATION PROHIBITED
  26. 12 .0320 - SOUND HEALTH SHALL BE DEFINED
  27. 12 .0321 - REPEALED - RATE FILING: HMO
  28. 12 .0322 - REGULAR CARE AND ATTENDANCE OF A PHYSICIAN
  29. 12 .0323 - COMPLICATION OF PREGNANCY
  30. 12 .0324 - HIV AND AIDS DISCRIMINATION PROHIBITED
  31. 12 .0325 - REPEALED - OCCUPATIONAL INJURIES OR DISEASES
  32. 12 .0326 - APPLICATION FOR INSURANCE REQUIRED
  33. 12 .0327 - REPEALED - Y2K INTERIM CLAIM PAYMENTS
  34. 12 .0328 - ELIGIBLE INDIVIDUAL COVERAGE
  35. 12 .0329 - SUBMISSION REQUIREMENTS: FORM AND RATE FILINGS
  36. 12 .0330 - NOTICE OF A CLOSED BLOCK OF INDIVIDUAL BUSINESS
  37. 12 .0331 - REPEALED - HEALTH INSURANCE RISK POOL NOTICE LANGUAGE REQUIREMENTS
  38. 12 .0332 - REVIEW/AUDIT OF THIRD PARTY ADMINISTRATORS
  39. 12 .0401 - REPEALED - LIFE: GENERAL NATURE
  40. 12 .0402 - REPEALED - FAMILY LIFE POLICIES AND DEPENDENT TERM RIDERS
  41. 12 .0403 - TERMINATION OF LIFE INSURANCE: EMPLOYEE-EMPLOYER CONTRACTS
  42. 12 .0404 - APPLICATIONS WHICH FINANCE THE FIRST YEAR'S PREMIUM
  43. 12 .0405 - LIFE INSURANCE: TOTAL AND PERMANENT DISABILITY BENEFITS
  44. 12 .0406 - GROUP LIFE INSURANCE: COLLECTION FEE
  45. 12 .0407 - GROUP LIFE INSURANCE: DEPENDENT BENEFIT
  46. 12 .0408-0413 - REPEALED
  47. 12 .0414 - REPEALED - GROUP LIFE: STATE EMPLOYEES: OTHER POLITICAL SUBDIVISION
  48. 12 .0415 - LIFE APPLICATION
  49. 12 .0416 - LIFE APPLICATION: GUARANTEED ISSUE
  50. 12 .0417-0418 - REPEALED
  51. 12 .0419 - FILING AND APPROVAL OF VARIABLE ANNUITY CONTRACTS
  52. 12 .0420 - APPROVAL OF CONTRACTS: ADDITIONAL INFORMATION REQUIRED
  53. 12 .0421 - PREPARATION OF VARIABLE ANNUITY CONTRACT FILINGS
  54. 12 .0422 - CONTRACTS PROVIDING FOR VARIABLE BENEFITS
  55. 12 .0423 - REQUIRED REPORTS ON VARIABLE ANNUITY BUSINESS
  56. 12 .0424 - LIFE INSURANCE ADVERTISING: DEFINITIONS
  57. 12 .0425 - LIFE INSURANCE ADVERTISING: APPLICABILITY
  58. 12 .0426 - LIFE INSURANCE ADVERTISING: FORM AND CONTENT
  59. 12 .0427 - LIFE INSURANCE ADVERTISING: DISCLOSURE REQUIREMENTS
  60. 12 .0428 - LIFE INSURANCE ADVERTISING: IDENTITY OF INSURER
  61. 12 .0429 - LIFE INSURANCE ADVERTISING: LICENSING: STATUS OF INSURER
  62. 12 .0430 - LIFE INSURANCE ADVERTISING: STATEMENTS ABOUT THE INSURER
  63. 12 .0431 - LIFE INSURANCE ADVERTISING: ENFORCEMENT PROCEDURES
  64. 12 .0432 - LIFE INSURANCE ADVERTISING: ADVERTISING EXPENSE
  65. 12 .0433 - LIFE INSURANCE ADVERTISING: PRIOR REVIEW OR PRIOR APPROVAL
  66. 12 .0434 - VARIABLE LIFE INSURANCE: DEFINITIONS
  67. 12 .0435 - QUALIFICATION OF INSURER TO ISSUE VARIABLE LIFE INSURANCE
  68. 12 .0436 - INSURANCE POLICY REQUIREMENTS
  69. 12 .0437 - RESERVE LIABILITIES FOR VARIABLE LIFE INSURANCE
  70. 12 .0438 - SEPARATE ACCOUNTS
  71. 12 .0439 - INFORMATION FURNISHED TO APPLICANTS
  72. 12 .0440 - APPLICATIONS
  73. 12 .0441 - REPORTS TO POLICYHOLDERS
  74. 12 .0442 - FOREIGN COMPANIES
  75. 12 .0443 - QUALIFICATION: FOR THE SALE OF VARIABLE LIFE INSURANCE
  76. 12 .0444 - REPEALED - SEPARABILITY ARTICLE
  77. 12 .0445 - INTEREST CHARGES ON MISSTATEMENT OF AGE OR SEX
  78. 12 .0446 - SOUND HEALTH
  79. 12 .0447 - FREE LOOK PROVISION
  80. 12 .0448 - WAITING PERIODS ON LIFE INSURANCE RIDERS
  81. 12 .0449 - LIMITED INITIAL DEATH BENEFIT
  82. 12 .0450 - REQUIREMENT FOR MODIFIED PREMIUM LIFE INSURANCE
  83. 12 .0451 - REPEALED - POLICY LOAN INTEREST RATES
  84. 12 .0452-0456 - REPEALED
  85. 12 .0457 - REPEALED - CREDIT INSURANCE: AUTOMOBILE LEASES
  86. 12 .0458 - RESERVED FOR FUTURE CODIFICATION
  87. 12 .0459 - RESERVED FOR FUTURE CODIFICATION
  88. 12 .0460 - REPEALED - PREARRANGEMENT INSURANCE DISCLOSURE
  89. 12 .0461 - USE OF SENIOR-SPECIFIC CERTIFICATIONS AND PROFESSIONAL DESIGNATIONS
  90. 12 .0501 - REPEALED - ACCIDENT AND HEALTH: GENERAL NATURE
  91. 12 .0502 - REPEALED - RATE INCREASES FOR INDIVIDUAL AND BLANKET POLICIES
  92. 12 .0503 - WAITING PERIOD
  93. 12 .0504 - REPEALED - APPROVAL OF FILING: 90 DAY DEEMER NOT IN EFFECT
  94. 12 .0505 - REPEALED - MAIL ORDER APPLICATION: ACCIDENT AND HEALTH
  95. 12 .0506 - MASS MARKETING APPLICATION
  96. 12 .0507 - REPEALED - FRATERNAL ORDERS: SOCIETIES AND ASSOCIATIONS
  97. 12 .0508 - ACCIDENT AND HEALTH TRAVEL: NEWSPAPER SUBSCRIPTIONS
  98. 12 .0509 - ACCIDENT AND HEALTH INSURANCE: NATURAL DEATH BENEFIT
  99. 12 .0510 - ACCIDENT AND HEALTH INSURANCE: TOTAL TEMPORARY DISABILITY
  100. 12 .0511 - GROUP ACCIDENT AND HEALTH INSURANCE: EXCLUSIONS
  101. 12 .0512 - ACCIDENT AND HEALTH INSURANCE: EFFECTIVE DATE
  102. 12 .0513 - ACCIDENT AND HEALTH: RIDER OR ELIMINATION ENDORSEMENT
  103. 12 .0514 - COORDINATION: GROUP A/H CONTRACT BENEFITS: GROUP COVERAGES
  104. 12 .0515 - REPEALED - COUNTERSIGNATURE BY AGENT
  105. 12 .0516 - ACCIDENT AND HEALTH ADVERTISING: RESPONSIBILITY OF INSURER
  106. 12 .0517 - ACCIDENT AND HEALTH ADVERTISING: DEFINITIONS
  107. 12 .0518 - ADVERTISING: DISCLOSURE OF REQUIRED INFORMATION
  108. 12 .0519 - ACCIDENT AND HEALTH ADVERTISING: FORM AND CONTENT
  109. 12 .0520 - ACCIDENT AND HEALTH ADVERTISING: PROHIBITIONS
  110. 12 .0521 - ACCIDENT: HEALTH ADVERTISING: EXCEPTIONS AND LIMITATIONS
  111. 12 .0522 - ACCIDENT AND HEALTH ADVERTISING: PRE-EXISTING CONDITIONS
  112. 12 .0523 - ADVERTISING: RENEWABILITY AND TERMINATION
  113. 12 .0524 - ACCIDENT AND HEALTH ADVERTISING: TESTIMONIALS
  114. 12 .0525 - ACCIDENT AND HEALTH ADVERTISING: USE OF STATISTICS
  115. 12 .0526 - ACCIDENT AND HEALTH ADVERTISING OF PLAN OR POLICIES
  116. 12 .0527 - REPEALED - ACCIDENT AND HEALTH ADVERTISING: COMPARISONS: STATEMENTS
  117. 12 .0528 - ACCIDENT AND HEALTH ADVERTISING: LICENSING AND STATUS
  118. 12 .0529 - ACCIDENT AND HEALTH ADVERTISING: IDENTITY OF INSURER
  119. 12 .0530 - ACCIDENT AND HEALTH ADVERTISING: GROUP IMPLICATIONS
  120. 12 .0531 - ADVERTISING: INTRODUCTORY OR SPECIAL OFFERS
  121. 12 .0532 - ACCIDENT: HEALTH ADVERTISING: STATEMENT ABOUT AN INSURER
  122. 12 .0533 - ACCIDENT AND HEALTH ADVERTISING: ADVERTISING FILE
  123. 12 .0534 - ACCIDENT AND HEALTH ADVERTISING: CERTIFICATE OF COMPLIANCE
  124. 12 .0535 - ACCIDENT AND HEALTH ADVERTISING: ADVERTISING EXPENSE
  125. 12 .0536 - ACCIDENT AND HEALTH ADVERTISING: PRIOR REVIEW OR APPROVAL
  126. 12 .0537 - REPEALED - PRE-EXISTING CONDITIONS: INSURED'S AGE OVER 65
  127. 12 .0538 - ACCIDENT: HEALTH PROMOTIONAL MATERIAL: STICKERS REQUIRED
  128. 12 .0539 - NOTICE FOR REVISION OF RATES FOR NON-PROFIT SERVICE CORP
  129. 12 .0540 - BLANKET AND FRANCHISE POLICIES
  130. 12 .0541 - NOTICE OF CLAIM: CREDIT INSURANCE
  131. 12 .0542 - ACCIDENT AND HEALTH APPLICATION: GUARANTEED ISSUE
  132. 12 .0543 - POLICIES CONTAINING A PRE-EXISTING CONDITION EXCLUSION
  133. 12 .0544 - POLICIES RENEWABLE AT THE OPTION OF THE COMPANY
  134. 12 .0545 - REPEALED - OFFSET OF INCREASED SOCIAL SECURITY: GROUP DISABILITY
  135. 12 .0546 - DIAGNOSIS OF CANCER
  136. 12 .0547 - REPEALED - WAITING PERIOD
  137. 12 .0548 - INSURANCE FOR MEDICARE ELIGIBLE
  138. 12 .0549 - CONVERSION POLICIES: HOSPITAL ROOM RATES
  139. 12 .0550 - ORTHODONTIC COVERAGE LIMITATIONS
  140. 12 .0551 - CANCER INSURANCE REQUIREMENTS
  141. 12 .0552 - REPEALED - TEMPOROMANDIBULAR JOINT DYSFUNCTION
  142. 12 .0553 - EXCESS INSURANCE: NON-DUPLICATION OF COVERAGE
  143. 12 .0554 - REPEALED - STOP-LOSS COVERAGE - REQUIREMENTS
  144. 12 .0555 - LONG-TERM CARE POLICY REQUIREMENTS
  145. 12 .0556 - HOME HEALTH CARE POLICY REQUIREMENT
  146. 12 .0557 - POLICIES CONTAINING A TERMINATION OR CANCELLATION PROVISION
  147. 12 .0558 - REPEALED - PREMIUM REVISION
  148. 12 .0559 - PRECERTIFICATION
  149. 12 .0560 - REPEALED - UNIFORM CLAIM FORMS
  150. 12 .0561 - DEDUCTIBLES AND COPAYMENTS BASED ON REAL COST
  151. 12 .0562 - UNEARNED PREMIUM
  152. 12 .0563 - WEIGHTED AVERAGE: MENTAL ILLNESS BENEFITS COVERAGE
  153. 12 .0601 - PURPOSE AND SCOPE
  154. 12 .0602 - DEFINITION OF REPLACEMENT
  155. 12 .0603 - OTHER DEFINITIONS
  156. 12 .0604 - EXEMPTIONS
  157. 12 .0605 - DUTIES OF PRODUCERS
  158. 12 .0606 - DUTIES OF THE EXISTING INSURER
  159. 12 .0607 - DUTIES OF INSURERS THAT USE PRODUCERS
  160. 12 .0608 - DUTIES OF INSURERS WITH RESPECT TO DIRECT RESPONSE SOLICITATIONS
  161. 12 .0609 - VIOLATIONS AND PENALTIES
  162. 12 .0610 - SEVERABILITY
  163. 12 .0611 - NOTICE REGARDING REPLACEMENT
  164. 12 .0612 - DUTIES OF REPLACING INSURERS THAT USE PRODUCERS
  165. 12 .0701 - LIMITATION ON AMNT OF CR LIFE/CR ACCIDENT/HEALTH INS WRITTEN
  166. 12 .0702 - INSURER LIABILITY: PREMIUM ACCEPTED FROM INELIGIBLE DEBTOR
  167. 12 .0703 - CALCULATION - UNEARNED PREMIUM REFUNDS: CREDIT LIFE & CREDIT ACCIDENT/HEALTH INSURANCE
  168. 12 .0704 - MISSTATEMENT OF AGE: CREDIT LIFE AND HEALTH INSURANCE
  169. 12 .0705 - REPEALED - REFUND OF UNEARNED PREMIUM AT DEATH: CREDIT LIFE/CREDIT ACCIDENT/HEALTH INSURANCE
  170. 12 .0706 - SUICIDE: CREDIT LIFE INSURANCE
  171. 12 .0707 - NOTICE OF CLAIM: CREDIT LIFE/CREDIT ACCIDENT/HEALTH INSURANCE
  172. 12 .0708 - AMOUNT/CREDIT LIFE INSURANCE/TRANSACTIONS OF GREATER THAN 120 MONTHS DURATION
  173. 12 .0709 - UNIFORM DECREASING COVERAGE: CREDIT LIFE
  174. 12 .0710 - ACTUARIALLY EQUIVALENT: CREDIT LIFE
  175. 12 .0711 - MOTOR VEHICLE LEASES
  176. 12 .0712 - TRUNCATED COVERAGE NOTICE
  177. 12 .0713 - REVOLVING OR OPEN-END CREDIT INSURANCE
  178. 12 .0714 - REFUND OF UNEARNED PREMIUM FOR CREDIT INSURANCE
  179. 12 .0801-0814 - REPEALED
  180. 12 .0815-.0816 - REPEALED
  181. 12 .0817 - DEFINITIONS
  182. 12 .0818-.0822 - REPEALED
  183. 12 .0823 - REPEALED - FILING REQUIREMENTS FOR OUT-OF-STATE GROUP POLICIES
  184. 12 .0824-.0830 - REPEALED
  185. 12 .0831-0833 - REPEALED
  186. 12 .0834 - REPEALED - PERMITTED COMPENSATION ARRANGEMENTS
  187. 12 .0835-.0838 - REPEALED
  188. 12 .0839 - REPEALED - MEDICARE SELECT POLICIES AND CERTIFICATES
  189. 12 .0840-.0842 - REPEALED
  190. 12 .0843 - NAIC MEDICARE SUPPLEMENT INSURANCE MINIMUM STANDARDS MODEL ACT
  191. 12 .0901 - REPEALED - ORGANIZATIONAL STRUCTURE
  192. 12 .0902-0903 - REPEALED
  193. 12 .0904 - REPEALED - REQUIREMENTS FOR UTILIZATION REVIEW
  194. 12 .0905-0917 - REPEALED
  195. 12 .0918-0919 - REPEALED
  196. 12 .1001 - REPEALED - APPLICABILITY AND SCOPE
  197. 12 .1002 - DEFINITIONS
  198. 12 .1003 - POLICY DEFINITIONS; APPEALS
  199. 12 .1004 - POLICY PRACTICES AND PROVISIONS
  200. 12 .1005 - CONTINUATION OR CONVERSION
  201. 12 .1006 - REQUIRED DISCLOSURE PROVISIONS
  202. 12 .1007 - PROHIBITION OF POST-CLAIMS UNDERWRITING
  203. 12 .1008 - MINIMUM STANDARDS FOR HOME HEALTH CARE BENEFITS
  204. 12 .1009 - REQUIREMENT TO OFFER INFLATION PROTECTION
  205. 12 .1010 - REQUIREMENTS FOR REPLACEMENT
  206. 12 .1011 - DISCRETIONARY POWERS OF COMMISSIONER
  207. 12 .1012 - RESERVE STANDARDS
  208. 12 .1013 - LOSS RATIO
  209. 12 .1014 - FILING REQUIREMENT
  210. 12 .1015 - STANDARD FORMAT OUTLINE OF COVERAGE
  211. 12 .1016 - PERMITTED COMPENSATION ARRANGEMENTS
  212. 12 .1017 - REQUIREMENTS FOR ADVERTISING
  213. 12 .1018 - STANDARDS FOR MARKETING
  214. 12 .1019 - REPLACEMENT POLICIES
  215. 12 .1020 - SHOPPER'S GUIDE
  216. 12 .1021 - REPORTING
  217. 12 .1022 - PROTECTION AGAINST UNINTENTIONAL LAPSE
  218. 12 .1023 - INCONTESTABILITY PERIOD
  219. 12 .1024 - PROHIBITED POLICY PRACTICE
  220. 12 .1025 - SUITABILITY
  221. 12 .1026 - NONFORFEITURE BENEFIT REQUIREMENTS
  222. 12 .1027 - REQUIRED DISCLOSURE OF RATING PRACTICES TO CONSUMERS
  223. 12 .1028 - PREMIUM RATE SCHEDULE INCREASES
  224. 12 .1029 - SCOPE AND APPLICATION
  225. 12 .1030 - LONG-TERM CARE PARTNERSHIP STANDARDS
  226. 12 .1101 - APPLICATION
  227. 12 .1102 - DEFINITIONS
  228. 12 .1103 - GENERAL REQUIREMENTS
  229. 12 .1104 - SPECIFIC REQUIREMENTS FOR CERTAIN OFFERS
  230. 12 .1105 - DISCLOSURE REQUIREMENTS
  231. 12 .1106 - DISABILITY INSURANCE PLANS
  232. 12 .1107 - DISCLOSURE OF CONSOLIDATION TO THE DEPARTMENT
  233. 12 .1201 - PURPOSE AND APPLICATION
  234. 12 .1202 - DEFINITIONS
  235. 12 .1203 - TYPE OF PRODUCT
  236. 12 .1204 - ASSIGNEE/BENEFICIARY
  237. 12 .1205 - CRITERIA FOR PAYMENT
  238. 12 .1206 - DISCLOSURES
  239. 12 .1207 - EFFECTIVE DATE OF THE ACCELERATED BENEFITS
  240. 12 .1208 - WAIVER OF PREMIUMS
  241. 12 .1209 - DISCRIMINATION
  242. 12 .1210 - ACTUARIAL STANDARDS
  243. 12 .1211 - ACTUARIAL DISCLOSURE AND RESERVES
  244. 12 .1212 - LONG-TERM CARE BENEFITS ACCELERATION
  245. 12 .1301 - DEFINITIONS
  246. 12 .1302 - SCOPE
  247. 12 .1303 - POLICY FORMS AND APPROVALS
  248. 12 .1304 - COMPLIANCE
  249. 12 .1305 - PROHIBITED ACTS
  250. 12 .1306 - REPEALED - REINSURANCE POOL
  251. 12 .1307 - GUARANTEED ISSUE AND RENEWAL
  252. 12 .1308 - ELECTIONS BY CARRIERS
  253. 12 .1309 - FAIR MARKETING STANDARDS
  254. 12 .1401 - APPLICABILITY AND SCOPE
  255. 12 .1402 - DEFINITIONS
  256. 12 .1403 - GENERAL REQUIREMENTS
  257. 12 .1404 - DISCLOSURE REQUIREMENTS
  258. 12 .1501 - DEFINITIONS
  259. 12 .1502 - REQUIREMENTS FOR USE OF CMS FORM 1450 (UB-04)
  260. 12 .1503 - REQUIREMENTS FOR USE OF CMS FORM 1500
  261. 12 .1504 - REQUIREMENTS FOR USE OF THE CURRENT ADA DENTAL CLAIM FORM
  262. 12 .1505 - MANAGED CARE FORMS
  263. 12 .1506 - ELECTRONIC FORMAT STANDARDS
  264. 12 .1507 - ATTACHMENT FORM OR FORMAT
  265. 12 .1508 - MEDICARE SUPPLEMENT PAYORS
  266. 12 .1509 - PATIENT SUBMITTED CLAIM FORMS
  267. 12 .1601 - DEFINITIONS
  268. 12 .1602 - GENERAL REQUIREMENTS
  269. 12 .1603 - DISCLOSURE REQUIREMENTS
  270. 12 .1604 - ACCOUNTING
  271. 12 .1701-.1709 - REPEALED
  272. 12 .1710 - DEFINITIONS
  273. 12 .1711 - LICENSE REQUIREMENTS
  274. 12 .1712 - VIATICAL SETTLEMENT BROKERS
  275. 12 .1713 - STANDARDS FOR EVALUATION OF REASONABLE PAYMENTS
  276. 12 .1714 - REPORTING REQUIREMENTS
  277. 12 .1715 - GENERAL RULES
  278. 12 .1716 - CONTRACTS AND PAYMENT OF PROCEEDS
  279. 12 .1717 - ADVERTISING MATERIAL
  280. 12 .1718 - DISCLOSURE
  281. 12 .1719 - PROHIBITED PRACTICES
  282. 12 .1720 - INSURANCE COMPANY PRACTICES
  283. 12 .1801 - APPLICABILITY
  284. 12 .1802 - DEFINITIONS
  285. 12 .1803 - GENERAL REQUIREMENTS
  286. 12 .1804 - DISCLOSURE REQUIREMENTS
  287. 12 .1901 - DEFINITIONS
  288. 12 .1902 - UNFAIR OR DECEPTIVE ACTS OR PRACTICES
  289. 12 .1903 - JUSTIFICATION OF ADVERSE INSURANCE DECISIONS

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