Chapter 109:4-3 - Deceptive Acts or Trade Practices in Connection with Consumer Transactions

  1. § 109:4-3-01 - Construction and purpose of rules; severability; definitions
  2. § 109:4-3-02 - Exclusions and limitations in advertisements
  3. § 109:4-3-03 - Bait advertising/unavailability of goods
  4. § 109:4-3-04 - Use of word "free" etc
  5. § 109:4-3-05 - Repairs or services
  6. § 109:4-3-06 - Prizes
  7. § 109:4-3-07 - Deposits
  8. § 109:4-3-08 - New for used
  9. § 109:4-3-09 - Failure to deliver; substitution of goods or services
  10. § 109:4-3-10 - Substantiation of claims in advertising
  11. § 109:4-3-11 - Direct solicitations
  12. § 109:4-3-12 - Price comparisons
  13. § 109:4-3-13 - Motor vehicle repairs or services
  14. § 109:4-3-14 - Insulation
  15. § 109:4-3-15 - Motor vehicle rust inhibitors
  16. § 109:4-3-16 - Advertisement and sale of motor vehicles
  17. § 109:4-3-17 - Distress sale
  18. § 109:4-3-18 - Sale and labeling of gasoline which contains alcohol
  19. § 109:4-3-19 - Determining a consumer's ability to repay a residential mortgage loan
  20. § 109:4-3-20 - Refinancing a low rate mortgage
  21. § 109:4-3-21 - Instructing consumer to ignore information
  22. § 109:4-3-22 - Recommending default
  23. § 109:4-3-23 - Required disclosure at closing
  24. § 109:4-3-24 - Improperly influencing appraiser
  25. § 109:4-3-25 - Debt collection agreements
  26. § 109:4-3-26 - Reasonable, tangible net benefit
  27. § 109:4-3-27 - No reasonable probability of payment
  28. § 109:4-3-28 - Unconscionable terms in home mortgage loans
  29. § 109:4-3-29 - Distribution and receipt of home mortgage loan informational document
  30. § 109:4-3-30 - Limitation on advance payments
  31. § 109:4-3-31 - Skill-based amusement games

State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.


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