(1) This rule
explains how to calculate the shelter cost. The shelter cost is used to
determine the shelter deduction (see OAR
461-160-0430). The shelter cost is the
sum of the filing group's cost of housing plus an allowance for utilities, if
the individual incurs a utility cost. The shelter deduction is calculated
considering the shelter cost and may be subject to a limitation described in
OAR
461-160-0430.
(2) Cost of
housing.
(a) The following comprise the cost
of housing if they are incurred with respect to the filing group's current
residence or the home described in section (5) of this rule:
(A) Regular, periodic charges for the shelter
of the
filing group (see OAR
461-110-0370), such as rent,
mortgage payments, and condominium or association fees. Late fees charged
because a mortgage or rent payment was made late are not deductible.
(B) Property taxes, state and local
assessments, and property insurance on the structure.
(C) Costs for repairing a home substantially
damaged or destroyed by a natural disaster (such as a fire or flood), if such
costs are not reimbursed.
(D) If
the living circumstances of a
filing group meet the definition
of homeless under OAR
461-001-0015, the following are allowable costs:
(i) Working in exchange for housing costs;
or
(ii) If living in a vehicle,
vehicle payments and collision and comprehensive insurance premiums.
(E) For
filing
group members required to pay room and board in a
nonstandard
living arrangement (see OAR
461-001-0000), the shelter cost is the
cost of room and board, minus the payment standard for the
benefit
group; or the actual room cost if the individual can prove that the
room cost exceeds the room and board minus the payment standard.
(b) If housing costs are billed on
a weekly or biweekly basis, the monthly cost is the weekly cost multiplied by
4.3 or the biweekly cost multiplied by 2.15.
(c) The
filing group has the
following choices about housing costs:
(A) The
group may choose to apply the cost in the month it is billed or becomes
due.
(B) The group may choose to
have periodic costs averaged.
(C)
For expenses that are billed less often than monthly, the group may choose to
have them averaged over the period they are intended to cover.
(3) Shared housing. If
the filing group shares housing costs with an individual in
the dwelling who is not in the filing group, only the housing
costs incurred by the filing group are included in the
calculation. If the portion paid by an individual outside the filing
group cannot be ascertained, the cost is apportioned among the
individuals contributing to the cost. The pro rata share of those not in the
filing group is deducted from the total, and the balance is
considered a housing cost of the filing group.
(4) Cost for utilities.
(a) A filing group has a
cost for utilities if it incurs a cost for heating or cooling; cooking fuel;
electricity; water and sewerage; well installation and maintenance; septic tank
system installation and maintenance; garbage and trash collection; service for
a telephone, such as basic service fee, wire maintenance, subscriber line
charges, relay center surcharges, 911 service, and taxes; or initial
installation fees charged by a utility provider.
(b) If the group incurs no cost for utilities
in either its current home or in the home described in section (5) of this
rule, then the shelter cost is calculated without an allowance for
utilities.
(c) If a homeless
filing group uses a vehicle for shelter, the cost of fuel for
the vehicle is considered a utility cost.
(d) If a
filing group incurs
a cost for utilities, then the utility allowance is one of the following:
(A) Allowance with heating or cooling. A full
standard utility allowance of $450 per month is used if the
household
group (see OAR
461-110-0210) is billed for heating or cooling costs
for its dwelling. Charges for any fuel and for electricity are considered
heating costs if they are used for heating. A
filing group who
receives an energy assistance payment for the dwelling provided through the Low
Income Energy Assistance Act of 1981 is eligible for the utility allowance
established by this paragraph (A). This energy assistance payment must be
greater than $20 annually.
(B)
Allowance without heating or cooling.
(i) A
limited standard utility allowance of $353 per month is used if the
filing group is not billed for heating or cooling costs but is
billed for at least two other costs enumerated in subsection (4)(a) of this
rule.
(ii) An individual standard
utility allowance of $57 per month is used if the filing group
is not billed for heating or cooling costs but is billed for only one of the
costs enumerated in subsection (4)(a) of this rule other than the service cost
for a telephone, including the related taxes or fees.
(iii) A telephone standard utility allowance
of $70 per month is used if the filing group is billed only
for telephone service, such as basic service fee, wire maintenance, subscriber
line charges, relay center surcharges, 911 service, and taxes.
(5) Housing
costs for a home not occupied by the filing group. Housing and utility costs
with respect to a home not currently occupied may be considered in calculating
the shelter cost if--
(a) The home is
temporarily unoccupied because of employment or training away from home,
illness, or abandonment caused by casualty or natural disaster;
(b) The filing group intends
to return to the home;
(c) No
other, current occupant is claiming a deduction for shelter costs in the SNAP
program; and
(d) The home is not
leased during the household's absence.