Or. Admin. Code § 836-050-0240 - General Principles
(1) No
inquiry in an application for health or life insurance coverage, in an
investigation conducted by an insurer, insurance producer or insurance support
organization in connection with an application for such coverage, shall be
directed toward determining the applicant's sexual orientation.
(2) Sexual orientation shall not be used in
the underwriting process or in the determination of insurability.
(3) Insurance support organization shall be
directed by insurers not to investigate, directly or indirectly, the sexual
orientation of an applicant or a beneficiary.
(4) Testing for or asking medical questions
about HIV infection, including ARC and AIDS, is prohibited when not done in
conjunction with testing for or asking medical questions about other health
conditions. However, testing for HIV infection alone is permissible if the
applicant has answered affirmatively that the applicant has tested positive in
any HIV antibody test or has been diagnosed as having HIV infection, including
AIDS or ARC.
Notes
Stat. Auth.: ORS 433, 731, 743 & 746
Stats. Implemented: ORS 433.045(7), 742.005 & 746.240
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