Pa. Code tit. 31, pt. IV, ch. 89a - LONG-TERM CARE INSURANCE MODEL REGULATION

  1. § 89a.101 - Purpose
  2. § 89a.102 - Applicability and scope
  3. § 89a.103 - Definitions
  4. § 89a.104 - Policy definitions
  5. § 89a.105 - Policy practices and provisions
  6. § 89a.106 - Unintentional lapse
  7. § 89a.107 - Required disclosure provisions
  8. § 89a.108 - Required disclosure of rating practices to consumers
  9. § 89a.109 - Initial filing requirements
  10. § 89a.110 - Prohibition against postclaims underwriting
  11. § 89a.111 - Minimum standards for home health and community care benefits in long-term care insurance policies
  12. § 89a.112 - Requirement to offer inflation protection
  13. § 89a.113 - Requirements for application forms and replacement coverage
  14. § 89a.114 - Reporting requirements
  15. § 89a.115 - Licensing
  16. § 89a.116 - Reserve standards
  17. § 89a.117 - Loss ratio
  18. § 89a.118 - Premium rate schedule increases
  19. § 89a.119 - Filing requirement
  20. § 89a.120 - Standards for marketing
  21. § 89a.121 - Suitability
  22. § 89a.122 - Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
  23. § 89a.123 - Nonforfeiture benefit requirement
  24. § 89a.124 - Standards for benefit triggers
  25. § 89a.125 - Additional standards for benefit triggers for qualified long-term care insurance contracts
  26. § 89a.126 - Standard format outline of coverage
  27. § 89a.127 - Requirement to deliver shopper's guide
  28. § 89a.128 - Penalties
  29. § 89a.129 - Permitted compensation arrangements
  30. Appendix A - RESCISSION REPORTING FORM FOR LONG-TERM CARE POLICIES FOR THE STATE OF FOR THE REPORTING YEAR 20, version 13
  31. Appendix B - LONG-TERM CARE INSURANCE PERSONAL WORKSHEET, version 8
  32. Appendix C - THINGS YOU SHOULD KNOW BEFORE YOU BUY LONG-TERM CARE INSURANCE, version 5
  33. Appendix D - LONG-TERM CARE INSURANCE SUITABILITY LETTER, version 5
  34. Appendix E - CLAIMS DENIAL REPORTING FORM LONG-TERM CARE INSURANCE, version 3
  35. Appendix F - RATE INFORMATION, version 2
  36. Appendix G - LONG-TERM CARE INSURANCE REPLACEMENT AND LAPSE REPORTING FORM, version 2

Notes

Pa. Code tit. 31, pt. IV, ch. 89a
The provisions of this Chapter 89a adopted March 15, 2002, effective 3/16/2002, 32 Pa.B. 1475, unless otherwise noted.

The provisions of this Chapter 89a issued under sections 206, 506, 1501 and 1502 of The Administrative Code of 1929 (71 P. S. §§ 66, 186, 411 and 412) and sections 1101-1115 of The Insurance Company Law of 1921 (40 P. S. §§ 991.1101-991.1115), unless otherwise noted.

State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.

No prior version found.