Chapter 89a - LONG-TERM CARE INSURANCE MODEL REGULATION

  1. § 89a.101 - Purpose
  2. § 89a.102 - Applicability and scope
  3. § 89a.103 - Definitions
  4. § 89a.104 - Policy definitions
  5. § 89a.105 - Policy practices and provisions
  6. § 89a.106 - Unintentional lapse
  7. § 89a.107 - Required disclosure provisions
  8. § 89a.108 - Required disclosure of rating practices to consumers
  9. § 89a.109 - Initial filing requirements
  10. § 89a.110 - Prohibition against postclaims underwriting
  11. § 89a.111 - Minimum standards for home health and community care benefits in long-term care insurance policies
  12. § 89a.112 - Requirement to offer inflation protection
  13. § 89a.113 - Requirements for application forms and replacement coverage
  14. § 89a.114 - Reporting requirements
  15. § 89a.115 - Licensing
  16. § 89a.116 - Reserve standards
  17. § 89a.117 - Loss ratio
  18. § 89a.118 - Premium rate schedule increases
  19. § 89a.119 - Filing requirement
  20. § 89a.120 - Standards for marketing
  21. § 89a.121 - Suitability
  22. § 89a.122 - Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
  23. § 89a.123 - Nonforfeiture benefit requirement
  24. § 89a.124 - Standards for benefit triggers
  25. § 89a.125 - Additional standards for benefit triggers for qualified long-term care insurance contracts
  26. § 89a.126 - Standard format outline of coverage
  27. § 89a.127 - Requirement to deliver shopper's guide
  28. § 89a.128 - Penalties
  29. § 89a.129 - Permitted compensation arrangements
  30. Appendix A - RESCISSION REPORTING FORM FOR LONG-TERM CARE POLICIES FOR THE STATE OF FOR THE REPORTING YEAR 20, version 11
  31. Appendix B - LONG-TERM CARE INSURANCE PERSONAL WORKSHEET, version 7
  32. Appendix C - THINGS YOU SHOULD KNOW BEFORE YOU BUY LONG-TERM CARE INSURANCE, version 4
  33. Appendix D - LONG-TERM CARE INSURANCE SUITABILITY LETTER, version 4
  34. Appendix E - CLAIMS DENIAL REPORTING FORM LONG-TERM CARE INSURANCE, version 3
  35. Appendix F - RATE INFORMATION, version 2
  36. Appendix G - LONG-TERM CARE INSURANCE REPLACEMENT AND LAPSE REPORTING FORM, version 2

State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.

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