Wash. Admin. Code § 284-24A-011 - What types of information must an insurer provide in addition to the reason(s) for the adverse action to comply with WAC 284-24A-010(2)?

Current through Register Vol. 22-07, April 1, 2022

(1) Insurers must provide information that helps the consumer determine why the consumer was charged a higher premium or determined to be ineligible for coverage by the insurer. The following information must be included with the reason for the adverse action:
(a) A description of the attribute of credit history that adversely affected the consumer's insurance score;
(b) How the attribute of credit history affected the insurance score; and
(c) Any actions that are available to the consumer that may improve this attribute of the insurance score.
(2) If an insurer refers to insurance industry research or studies to justify the effect of an insurance score on premiums or eligibility for coverage, the insurer must file those studies with the insurance commissioner so that they are available for public disclosure.


Wash. Admin. Code § 284-24A-011

Statutory Authority: RCW 48.02.060 and 48.18.545. 07-14-103 (Matter No. R 2007-03), § 284-24A-011, filed 7/2/07, effective 8/2/07. Statutory Authority: RCW 48.02.060, 48.18.545, 48.19.035, and 48.30.010. 05-02-026 (Matter No. R 2004-01), § 284-24A-011, filed 12/29/04, effective 7/1/05.

The following state regulations pages link to this page.

State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.