12 U.S. Code § 4308 - Regulations
(a) In general
(1) Regulations required
(2) Effective date of regulations
The regulations prescribed under paragraph (1) shall take effect not later than 9 months after publication in final form.
(3) Contents of regulations
The regulations prescribed under paragraph (1) may contain such classifications, differentiations, or other provisions, and may provide for such adjustments and exceptions for any class of accounts as, in the judgment of the Bureau, are necessary or proper to carry out the purposes of this chapter, to prevent circumvention or evasion of the requirements of this chapter, or to facilitate compliance with the requirements of this chapter.
(4) Date of applicability
The provisions of this chapter shall not apply with respect to any depository institution before the effective date of regulations prescribed by the Bureau under this subsection (or by the National Credit Union Administration Bureau  under section 4311 (b)  of this title, in the case of any depository institution described in clause (iv) of section 461 (b)(1)(A) of this title).
(b) Model forms and clauses
(1) In general
The Bureau shall publish model forms and clauses for common disclosures to facilitate compliance with this chapter. In devising such forms, the Bureau shall consider the use by depository institutions of data processing or similar automated machines.
(2) Use of forms and clauses deemed in compliance
Nothing in this chapter may be construed to require a depository institution to use any such model form or clause prescribed by the Bureau under this subsection. A depository institution shall be deemed to be in compliance with the disclosure provisions of this chapter if the depository institution—
(B) uses any such model form or clause and changes it by—
if in making such deletion or rearranging the format, the depository institution does not affect the substance, clarity, or meaningful sequence of the disclosure.
 So in original. Probably should be “Board”.
 See References in Text note below.
Source(Pub. L. 102–242, title II, § 269,Dec. 19, 1991, 105 Stat. 2338; Pub. L. 102–550, title IX, § 957(b), title XVI, § 1604(e)(2)(D)–(H), Oct. 28, 1992, 106 Stat. 3897, 4084; Pub. L. 111–203, title X, § 1100B(1),July 21, 2010, 124 Stat. 2109.)
References in Text
Section 4311 (b) of this title, referred to in subsec. (a)(4), was in the original “section 12 (b)”, probably meaning section 12(b) ofPub. L. 102–242, and was translated as meaning section 272(b) ofPub. L. 102–242, to reflect the probable intent of Congress.
2010—Pub. L. 111–203substituted “Bureau” for “Board” wherever appearing.
1992—Pub. L. 102–550, § 1604(e)(2)(D)–(H), made technical amendment to references to “this chapter” wherever appearing to reflect correction of corresponding provision of original act.
Subsec. (a)(2). Pub. L. 102–550, § 957(b), substituted “9 months” for “6 months”.
Effective Date of 2010 Amendment
Amendment by Pub. L. 111–203effective on the designated transfer date, see section 1100H ofPub. L. 111–203, set out as a note under section 552a of Title 5, Government Organization and Employees.
Effective Date of 1992 Amendment
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