consumer protection

Credit Card Accountability Responsibility and Disclosure Act (2009)

Also known as the Credit CARD Act. Federal legislation that ends some deceptive practices used by credit card companies. Some of these practices result in consumers being trapped in expensive debt.

Credit Card Accountability Responsibility and Disclosure Act of 2009

Definition from Nolo’s Plain-English Law Dictionary

A consumer protection law also called the Credit CARD Act. Among its provisions is a prohibition against retroactive rate increases, a requirement that terms be clearly spelled out, and an extension of...

Credit CARD Act

Definition from Nolo’s Plain-English Law Dictionary

See: Credit Card Accountability Responsibility and Disclosure Act of 2009

Definition provided by Nolo’s Plain-English Law Dictionary.

Credit Card Fraud

credit card fraud: an overview

Credit card fraud is a form of identity theft that involves an unauthorized taking of another’s credit card information for the purpose of charging purchases to the account or removing funds from it. Federal law limits...

Doing Business As (DBA)

Abbreviated DBA or d/b/a, doing business as is a term indicating that the name under which the business or operation is conducted and presented to the world is not the legal name of the legal person (or persons) who actually own it and are responsible...

Electronic Funds Transfer Act

Definition from Nolo’s Plain-English Law DictionaryA federal law that gives consumers the right to correct errors in ATM or bank statements relating to electronic funds transfers (such as ATM use, point-of-sale purchases, and preauthorized withdrawals...

Endorse

See Endorsement.

Endorsement

1. The placement of a signature on the back of a negotiable instrument to transfer the instrument or acknowledge payment of a debt. Also spelled "indorsement."

2. The expression of support for an idea or product. Someone who endorses a...

Express Warranty

Definition from Nolo’s Plain-English Law Dictionary1) In consumer or commercial transactions, a guarantee about the quality of goods or services made by a seller, such as, "This item is guaranteed against defects in construction for one year." Most...

Extended Warranty Contracts

Definition from Nolo’s Plain-English Law DictionaryWarranty coverage on an item that kicks in after the warranty coverage provided by the manufacturer or seller expires. Many consumers are encouraged to buy extended warranties (also called service...

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