consumer protection

Fair Credit Billing Act (FCBA)

Definition from Nolo’s Plain-English Law DictionaryAn amendment to the Truth in Lending Act that gives consumers the right to challenge errors on their credit card statements. Once notified of an error, the company must either correct it or explain why it...

Fair Credit Reporting Act (FCRA)

Legislation that regulates both consumer reporting agencies and consumer reports. It applies to information reported on individuals concerning their personal lives such as: information collected, used, or expected to be used to evaluate eligibility for...

Fair Debt Collection Practices Act

Background

A creditor may seek to collect an outstanding debt in several ways. However, because of “abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors,” 15 U.S.C. § 1692, in 1978, Congress...

Fair Debt Collection Practices Act (FDCPA)

Definition from Nolo’s Plain-English Law DictionaryA federal law that prohibits certain debt collection practices, including harassing, abusing, or lying to debtors, contacting third parties about a debt (except in limited circumstances), and contacting...

False Advertising

Under Section 43(a) of the Lanham Act, a claim can be made against a defendant for false or misleading advertising. For a claim against a defendant for false advertising, the following elements are met and the plaintiff must show: (1) defendant made...

FCBA

Definition from Nolo’s Plain-English Law DictionarySee: Fair Credit Billing Act

Definition provided by Nolo’s Plain-English Law Dictionary.

FCRA

Definition from Nolo’s Plain-English Law DictionarySee: Fair Credit Reporting Act

Definition provided by Nolo’s Plain-English Law Dictionary.

FDCPA

Definition from Nolo’s Plain-English Law DictionarySee: Fair Debt Collection Practices Act

Definition provided by Nolo’s Plain-English Law Dictionary.

FDIC

See: Federal Deposit Insurance Corporation

Federal Deposit Insurance Corporation (FDIC)

The Federal Deposit Insurance Corporation (FDIC) is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system by:

insuring deposits,examining and supervising financial...

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