consumer protection

Federal Trade Commission

The Federal Trade Commission is an independent federal agency established by Congress. The FTC is led by five appointed commissioners, and is separated into two different bureaus: the bureau of consumer protection, which focuses on consumer fraud and...

Federal Trade Commission (FTC)

Definition from Nolo’s Plain-English Law DictionaryA federal government agency established to regulate business practices and enforce antitrust laws. The FTC often shows up in the news when big businesses attempt to merge, but it also plays a role in...

Fixed Rate Mortgage

A mortgage loan with a fixed interest rate. Compare to: Adjustable Rate Mortgage

Foreign Corrupt Practices Act (FCPA)

Federal legislation with two main provisions- one addressing accounting transparency requirements under the Securities Exchange Act of 1934 and the other concerned with bribery of foreign officials.

Fraudulent Transfer Act

State law giving rights to creditors in the event of a fraudulent transfer. Most states have adopted the Uniform Fraudulent Transfer Act.

investigative background check

According to the Federal Trade Commission, an employer may perform a background on check on you before deciding whether or not to hire you or when deciding whether or not to keep you at your current position. A background check may...

investigative consumer report

A report by an investigative consumer report agency that includes personal information on a consumer. Investigative consumer reports may be requested when applying for things such as employment or housing. The contents and limits of...

warranty adjustment program

Definition from Nolo’s Plain-English Law DictionarySee: secret warranty program

Definition provided by Nolo’s Plain-English Law Dictionary.

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