When a party is responsible for his or her own obligation (separately from another's liability), so that the plaintiff may bring a separate action against that party without suing other responsible parties. Compare: joint liability
An outdated term for employee.
Under the Family and Medical Leave Act (FMLA), eligible employees may take leave for their own serious health condition or to care for a family member with a serious health condition. A serious health condition is an illness, injury, impairment, or physical or mental condition that involves (1) inpatient care; (2) incapacity for more than three full days with continuing treatment by a health care provider; (3) incapacity due to pregnancy or prenatal care; (4) incapacity due to, or treatment for, a chronic serious health condition; (5) permanent or long-term incapacity for a condition for which treatment may not be effective, such as a terminal illness; or (6) absence for multiple treatments for either restorative surgery following an injury or accident, or a condition that would require an absence of more than three days if not treated.
An individual retirement account set up to receive contributions from a simplified employee pension plan.
Social Security and Medicare taxes on net self-employment income that is a percentage of an individual's earned income up to a certain limit (called the Social Security Wage Base) that increases each year, and then a lower percentage of wages without limit. The tax is reported on Schedule SE of the individual's income tax return.
A person who owns and operates a business by themselves or as a partner and derives income by conducting profitable operations of that business, rather than receiving a salary as an employee. A self-employed person is responsible for paying social security and medicaid taxes in addition to income tax.
A program under which a car manufacturer will make repairs for free on vehicles with persistent problems, even after the warranty has expired, in order to avoid a recall and the accompanying bad press. Secret warranties are rarely advertised by the manufacturer, so consumers must pursue the manufacturer to discover and take advantage of them. A few states require manufacturers to notify car buyers when they adopt secret warranty programs.
The actions or activities an employee might reasonably undertake as part of his or her job. An employer is responsible for actions an employee takes within the scope of employment, which means the employer can be liable to third parties who are injured by the employee's conduct. For example, an employer would be liable for harm to a pedestrian caused by its delivery driver while driving a route; the employer most likely would not be liable for harm the same driver caused if he or she hit a pedestrian while using the delivery van as the getaway car in a bank robbery. (See also: respondeat superior)
The full payment of a mortgage, ending the loan.