money and financial problems

Law about consumer financial problems

Bankruptcy

Overview

Bankruptcy law provides for the reduction or elimination of certain debts, and can provide a timeline for the repayment of nondischargeable debts over time.  It also permits individuals and organizations to repay

BANKRUPTCY RESOURCES

Federal Materials

State Materials

Other Resources

Debtor and Creditor

debtor and creditor: an overview

Debtor-creditor law governs situations where one party is unable to pay a monetary debt to another. There are three types of creditors. First are those who have a lien against a particular piece of property. This property (or proceeds from its sale) must be used to satisfy the debt to the lien-creditor before it can be used to satisfy debts to other creditors. A lien may arise through statute, agreement between the parties, or judicial proceedings.

menu of sources

Federal Material

U.S. Constitution and Federal Statutes

Federal Agency Regulations

Federal Judicial Decisions

State Material

State Statutes

State Judicial Decisions

Other References

Key Internet Sources

Useful Offnet (or Subscription - $) Sources

other topics

 

Consumer Credit

Consumer Credit: An Overview

Credit allows consumers to finance transactions without having to pay the full cost of the merchandise at the time of the transaction. A common form of consumer credit is a credit card account issued by a financial institution. Merchants may also provide direct financing for products which they sell. Banks may directly finance purchases through loans and mortgages.

menu of sources

Federal Material

U.S. Constitution and Federal Statutes

Federal Agency Regulations

  • Code of Federal Regulations: 12 C.F.R. - Banks and Banking

Federal Judicial Decisions

State Material

State Statutes

State Judicial Decisions

Other References

Key Internet Sources

Useful Offnet (or Subscription - $) Sources

  • Good Starting Point in Print: Dee Pridgen, Consumer Credit and the Law, Clark Boardman Callaghan, (2004)

other topics

Category: Commercial Transactions

Pages

Subscribe to RSS - money and financial problems