Title I:
Financial Institution: 12 U.S.C. § 5462(5).
Nonbank Financial Company: 12 U.S.C. § 5311(a)(4)(B)....
securities
Dodd-Frank: Definitions
Terms Defined within the Dodd-Frank Act
Dodd-Frank: Title I - Financial Stability
Introduction
Title I expands federal research, evaluation, and oversight of large financial institutions in order to find efficient ways to manage risks to the financial stability of the United States. The Title establishes two new...
Dodd-Frank: Title II - Orderly Liquidation Authority
Introduction
Title II, the Orderly Liquidation provision of the Dodd-Frank Act, provides a process to quickly and efficiently liquidate a large, complex financial company that is close to failing. Title II provides an alternative to...
Dodd-Frank: Title III - Transfer of Powers to the Comptroller of the Currency, the Corporation, and the Board of Governors
Introduction
Title III streamlines the supervision of depository institutions and their holding companies by abolishing the Office of Thrift Supervision (OTS) and transferring its regulatory and rulemaking authority to the Office of the...
Dodd-Frank: Title IV - Regulation of Advisers to Hedge Funds and Others
Introduction
Title IV clarifies the registration and record-keeping requirements for covered investment advisers to provide the Securities and Exchange Commission (SEC) and the Federal Deposit Insurance Corporation (FDIC) with information...
Dodd-Frank: Title IX - Investor Protections and Improvements to the Regulation of Securities
Introduction
Increasing Investor Protection
Sections 911, 915 and 919D amend the Securities Exchange Act of 1934 by creating an Investor Advisory Committee (IAC), an Office of the Investor Advocate (OIA) and an ombudsman appointed by the...
Dodd-Frank: Title V - Insurance
Introduction
The insurance sector is primarily regulated at the state level by individual state agencies. Title V of the Dodd-Frank Act establishes a Federal Insurance Office (FIO) within the Department of the Treasury to promote national...
Dodd-Frank: Title VI - Improvements to Regulation of Bank and Savings Association Holding Companies and Depository Institutions
Introduction
Title VI provides for heightened regulation of bank holding companies (BHCs), savings and loan holding companies (SLHCs), and depository institutions to ensure that these institutions do not threaten the United States’ financial...
Dodd-Frank: Title VII - Wall Street Transparency and Accountability
Introduction
Title VII creates a framework for the regulation of swap markets. Title VII grants the Commodity Futures Trading Commission (CFTC) regulatory authority over swaps, except for security-based swaps, which are regulated by the...
Dodd-Frank: Title VIII - Payment, Clearing, and Settlement Supervision
Introduction
Title VIII provides a new framework for assessing the systemic risk associated with financial institutions and financial market utilities involved in clearing activities for financial transactions. The Title grants authority to...