Well capitalized
Well capitalized means:
(1) In the case of a national bank or Federal savings association, the capital level described in 12 CFR 6.4(b)(1);
(2) In the case of a Federal branch or agency, the capital level described in 12 CFR 4.7(b)(1)(iii); or
(3) In the case of another depository institution, the capital level designated as “well capitalized” by the institution's appropriate Federal banking agency pursuant to section 38 of the Federal Deposit Insurance Act (12 U.S.C. 1831o).