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This is a list of United States Code sections, Statutes at Large, Public Laws, and Presidential Documents, which provide rulemaking authority for this CFR Part.
This list is taken from the Parallel Table of Authorities and Rules provided by GPO [Government Printing Office].
It is not guaranteed to be accurate or up-to-date, though we do refresh the database weekly. More limitations on accuracy are described at the GPO site.
§ 21 - Formation of national banking associations; incorporators; articles of association
§ 22 - Organization certificate
§ 26 - Comptroller to determine if association can commence business
§ 27 - Certificate of authority to commence banking
§ 30 - Change of name or location
§ 36 - Branch banks
§ 93a - Authority to prescribe rules and regulations
§ 161 - Reports to Comptroller of the Currency
§ 215 - Consolidation of banks within same State
§ 481 - Appointment of examiners; examination of member banks, State banks, and trust companies; reports
§ 1814 - Insured depository institutions
§ 1816 - Factors to be considered
§ 1828 - Regulations governing insured depository institutions
§ 1835a - Prohibition against deposit production offices
§ 2901 - Congressional findings and statement of purpose
§ 2902 - Definitions
§ 2903 - Financial institutions; evaluation
§ 2904 - Report to Congress
§ 2905 - Regulations
§ 2906 - Written evaluations
§ 2907 - Operation of branch facilities by minorities and women
§ 2908 - Small bank regulatory relief
§ 3101 - Definitions
§ 3102 - Establishment of Federal branches and agencies by foreign bank
§ 3103 - Interstate banking by foreign banks
§ 3104 - Insurance of deposits
§ 3105 - Authority of Federal Reserve System
§ 3106 - Nonbanking activities of foreign banks
§ 3106a - Compliance with State and Federal laws
§ 3107 - Representative offices
§ 3108 - Regulation and enforcement
§ 3109 - Cooperation with foreign supervisors
§ 3110 - Penalties
§ 3111 - Criminal penalty
Title 12 published on 2015-12-05
The following are ALL rules, proposed rules, and notices (chronologically) published in the Federal Register relating to 12 CFR Part 25 after this date.
The OCC, the Board, and the FDIC (collectively, the Agencies) are amending their Community Reinvestment Act (CRA) regulations to adjust the asset-size thresholds used to define “small bank” or “small savings association” and “intermediate small bank” or “intermediate small savings association.” As required by the CRA regulations, the adjustment to the threshold amount is based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The FDIC is also amending its CRA Notice requirements to reflect two technical changes concerning the manner in which the agency will receive public comments considered in the CRA examination process.
The OCC, Board, and FDIC (the Agencies) are adopting as final revisions to the Interagency Questions and Answers Regarding Community Reinvestment (Questions and Answers) based on the proposal issued on September 10, 2014 addressing alternative systems for delivering retail banking services; community development-related issues; and the qualitative aspects of performance, including innovative or flexible lending practices and the responsiveness and innovativeness of an institution's loans, qualified investments, and community development services. The Agencies are clarifying nine of the 10 proposed questions and answers (Q&A), revising four existing Q&As for consistency, and adopting two new Q&As. The Agencies are not adopting one of the proposed revisions to guidance that addressed the availability and effectiveness of retail banking services. Finally, the Agencies are making technical corrections to the Questions and Answers to update cross-references and remove references related to the Office of Thrift Supervision (OTS) as obsolete. The Agencies are publishing all of the new and revised Q&As, as well as those Q&As that were published in 2010 and 2013 and that remain in effect in this final guidance.
The OCC, the Board, and the FDIC (collectively, the Agencies) are amending their Community Reinvestment Act (CRA) regulations to adjust the asset-size thresholds used to define “small bank” or “small savings association” and “intermediate small bank” or “intermediate small savings association.” As required by the CRA regulations, the adjustment to the threshold amount is based on the annual percentage change in the Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W). The Agencies also propose to make technical edits to remove obsolete references to the Office of Thrift Supervision (OTS) and update cross-references to regulations implementing certain Federal consumer financial laws in their CRA regulations.