Article 10 - LONG-TERM CARE INSURANCE

  1. § R20-6-1001 - Applicability and Scope
  2. § R20-6-1002 - Definitions
  3. § R20-6-1003 - Policy Terms
  4. § R20-6-1004 - Required Policy Provisions
  5. § R20-6-1005 - Unintentional Lapse
  6. § R20-6-1006 - Inflation Protection
  7. § R20-6-1007 - Required Disclosure Provisions
  8. § R20-6-1008 - Required Disclosure of Rating Practices to Consumers
  9. § R20-6-1009 - Initial Filing Requirements
  10. § R20-6-1010 - Requirements for Application Forms and Replacement Coverage, Prohibition Against Preexisting Conditions and Probationary Periods in Replacement Policies or Certificates; Reporting Requirements
  11. § R20-6-1011 - Prohibition Against Post-claims Underwriting
  12. § R20-6-1012 - Reserve Standards
  13. § R20-6-1013 - Loss Ratio
  14. § R20-6-1014 - Premium Rate Schedule Increase
  15. § R20-6-1015 - Premium Rate Schedule Increases for Policies Subject to Loss Ratio Limits Related to Original Filings
  16. § R20-6-1016 - Filing Requirements for Group Policies
  17. § R20-6-1017 - Standards for Marketing
  18. § R20-6-1018 - Suitability
  19. § R20-6-1019 - Nonforfeiture Benefit Requirement
  20. § R20-6-1020 - Standards for Benefit Triggers
  21. § R20-6-1021 - Additional Standards for Benefit Triggers for Qualified Long-term Care Insurance Contracts
  22. § R20-6-1022 - Standard Format Outline of Coverage
  23. § R20-6-1023 - Requirement to Deliver Shopper's Guide
  24. § R20-6-1024 - Availability of New Health Care Services or Providers
  25. § R20-6-1025 - Right to Reduce Coverage and Lower Premiums
  26. § R20-6-1026 - Instructions for Appendices
  27. Appendix A - Long-term Care Insurance Personal Worksheet, version 5
  28. Appendix B - [Effective until 1/7/2024] Long-term Care Insurance Potential Race Increase Disclosure Form, version 4
  29. Appendix B - [Effective 1/7/2024] Long-term Care Insurance Potential Rate Increase Disclosure Form, version 5
  30. Appendix C - Notice to Applicant Regarding Replacement of Individual Health or Long-term Care Insurance, version 3
  31. Appendix D - Notice to Applicant Regarding Replacement of Health or Long-term Care Insurance
  32. Appendix E - Long-Term Care Insurance Replacement and Lapse Reporting Form
  33. Appendix F - Long-term Care Insurance Claims Denial Reporting Form
  34. Appendix G - Rescission Reporting Form for Long-term Policies
  35. Appendix H - Things You Should Know Before You Buy Long-term Care Insurance
  36. Appendix I - Long-term Care Insurance Suitability Letter
  37. Appendix J - Long-term Care Insurance Outline of Coverage

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