(1) For renewals
and new policies issued after June 1, 2014, proof that personal injury
protection benefits and property damage liability insurance have been purchased
when required under Sections
627.733 and
324.022, F.S., shall be made by
the applicant at the time of registration of any motor vehicle owned as defined
in Section 627.732, F.S. Insurers shall
furnish uniform proof of insurance in paper or electronic formats as prescribed
by the Department. Such proof of insurance shall also indicate the existence of
any bodily injury liability insurance voluntarily purchased.
(2) The required paper or
electronically-formatted proof of insurance must be provided for all policies
issued or renewed with personal injury protection/property damage liability and
bodily injury liability. Such proof of insurance shall indicate the vehicle
year, make and VIN number of up to two insured vehicles per proof. No more than
two vehicles may be shown on a single proof of insurance when the policy covers
more than two vehicles but less than 25. When more than 25 vehicles are insured
under any policy, the term "Fleet Coverage" must be indicated. Proof of
insurance must be furnished on renewal policies at least annually
thereafter.
(3) New proof of
insurance shall be provided whenever there is a change in the required
information. Electronically-formatted proof of insurance requires the same
information as the paper proof of insurance.
(a) Specifications for paper or electronic
proof of insurance are as follows:
1. Size: 3
1/2 inches x 2 1/4 inches, if paper card is issued.
2. Color: Optional
3. Information:
a. Header - Florida Automobile Insurance
Identification Card.
b. Company
Number: Numeric Florida identification number of the insurance company (not
group).
c. Company Name: Insurer's
full legal company name or group name provided on the insurance
policy.
d. Named Insured: First and
last name(s) of the insured as indicated on the policy.
e. Policy Type: Must include an indicator of
the type of coverage provided: personal injury protection/property damage
liability, bodily injury liability.
f. Policy Number: Alphanumeric assigned
policy number, self-insurance license, or contract number.
g. Effective Date: Numeric policy effective
date, date the terms and conditions of the policy commence (special characters
allowed). Effective date must include month, day and year.
h. Vehicle Identification Number (VIN):
(i) Vehicle(s) Year and Make (not to exceed
two vehicles per proof of insurance)
(ii) Fleet Coverage (more than twenty five
vehicles insured)
i. Not
valid more than one year from effective date.
j. Warning of violation of Section
316.646, F.S., must be present
on all I.D. cards, "Misrepresentation of insurance is a first degree
misdemeanor."
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FLORIDA AUTOMOBILE INSURANCE
IDENTIFICATION CARD
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(NAME OF INSURANCE COMPANY OR
GROUP)
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POLICY NUMBER/FLORIDA CODE NO.: __________
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EFFECTIVE DATE _____________
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___ PERSONAL INJURY
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___ BODILY INJURY
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PROTECTION BENEFITS/
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LIABILITY
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PROPERTY DAMAGE
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LIABILITY
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NAMED INSURED
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YEAR, MAKE AND VIN NUMBER, OR FLEET COVERAGE
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(IF MORE THAN TWENTY-FIVE VEHICLES INSURED)
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NOT VALID FOR MORE THAN ONE YEAR FROM EFFECTIVE
DATE
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(b) Items a. through i. must be formatted as
shown in the exhibit above. Item i. must be printed across the bottom of the
proof of insurance.
(4)
Additional information may be added to the front side of the proof of insurance
but not above the required information other than sub-subparagraph (3)(a)3.i.
The reverse side of any foldover, which is part of the paper proof of insurance
may also be used for additional information. Warning of violation
(sub-subparagraph (3)(a)3.j.) may be printed on the reverse side of a paper
proof of insurance.
Notes
Fla. Admin. Code Ann. R. 15A-3.006
Rulemaking Authority 316.646(5), 324.042 FS. Law
Implemented 316.646(1), 320.02(5), 324.022, 627.733
FS.
New 5-23-78, Formerly 15A-3.06, Amended 12-11-89,
3-25-93, 2-3-14.
New 5-23-78, Formerly 15A-3.06, Amended 12-11-89, 3-25-93,
2-3-14.
