Fla. Admin. Code Ann. R. 69V-160.038 - Liquid Assets, Letter of Credit, and Surety Bond

(1) A consumer finance company licensee must at all times maintain liquid assets in the amount of $25,000, on deposit with the institution and held solely for the purpose of licensure. In lieu of liquid assets, one of the following alternative collateral devices may be maintained:
(2) A certificate of deposit pledged to the Office in the amount of $25,000 for the principal place of business and each branch location. The certificate of deposit must be deposited in a financial institution as defined in Section 655.005(1)(i), F.S. An original of Form OFR-516-03, incorporated by reference in Rule 69V-160.037, F.A.C, must be submitted to the Office.
(3) An irrevocable letter of credit in the amount of $25,000 for the principal place of business and each branch location. The irrevocable letter of credit must be issued by a financial institution as defined in Section 655.005(1)(i), F.S.
(4) A surety bond in the amount of at least $25,000. A consumer finance company with a licensed principal place of business must provide to the Office a rider or surety bond in an amount of at least $5,000 for each additional branch. However, the aggregate amount of the surety bond required for a consumer finance company with multiple licenses may not exceed $100,000. The surety bond or rider must be issued by a bonding company or insurance company authorized to do business in this state. An original of Form OFR-516-02, incorporated by reference in Rule 69V-160.037, F.A.C., must be submitted to the Office.

Notes

Fla. Admin. Code Ann. R. 69V-160.038

Rulemaking Authority 516.22(1) FS. Law Implemented 516.05, 516.07 FS.

Adopted by Florida Register Volume 49, Number 020, January 31, 2023 effective 2/16/2023, Amended by Florida Register Volume 51, Number 038, February 25, 2025 effective 3/11/2025.

New2-16-23.

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