Haw. Code R. § 16-12-12.8 - Prohibition against preexisting conditions, waiting periods, elimination periods, and probationary periods in replacement policies or certificates
(a) If a Medicare supplement policy or
certificate replaces another Medicare supplement policy or certificate, the
replacing issuer shall waive any time periods applicable to preexisting
conditions, waiting periods, elimination periods, and probationary periods in
the new Medicare supplement policy or certificate for similar benefits to the
extent that time was spent under the original policy.
(b) If a Medicare supplement policy or
certificate replaces another Medicare supplement policy or certificate which
has been in effect for at least six months, the replacing policy or certificate
shall not provide any time period applicable to preexisting conditions, waiting
periods, elimination periods, and probationary periods for benefits similar to
those contained in the original policy or certificate.
Notes
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