Haw. Code R. § 16-171-604 - Practices declared false, misleading, deceptive, or unfair on a military installation
(a) The following
acts or practices when committed on a military installation by an insurer or
insurance producer with respect to the in-person, face-to-face solicitation of
life insurance are declared to be false, misleading, deceptive, or unfair:
(1) Knowingly soliciting the purchase of any
life insurance product "door to door" or without first establishing a specific
appointment for each meeting with the prospective purchaser;
(2) Soliciting service members in a group or
"mass" audience or in a "captive" audience where attendance is not
voluntary;
(3) Knowingly making
appointments with or soliciting service members during their normally scheduled
duty hours;
(4) Making appointments
with or soliciting service members in barracks, day rooms, unit areas,
transient personnel housing, or other areas where the installation commander
has prohibited solicitation;
(5)
Soliciting the sale of life insurance without first obtaining permission from
the installation commander or the commander's designee;
(6) Posting unauthorized bulletins, notices,
or advertisements;
(7) Failing to
present DD Form 2885, Personal Commercial Solicitation Evaluation, to service
members solicited or encouraging service members solicited not to complete or
submit form DD 2885; or
(8)
Knowingly accepting an application for life insurance or issuing a policy of
life insurance on the life of an enlisted member of the United States Armed
Forces without first obtaining for the insurer's files a completed copy of any
required form which confirms that the applicant has received counseling or
fulfilled any other similar requirement for the sale of life insurance
established by regulations, directives, or rules of the DoD or any branch of
the Armed Forces.
(b)
The following acts or practices when committed on a military installation by an
insurer or insurance producer constitute a corrupt practice, improper
influence, or inducement and are declared to be false, misleading, deceptive or
unfair:
(1) Using DoD personnel, directly or
indirectly, as a representative or agent in any official or business capacity
with or without compensation with respect to the solicitation or sale of life
insurance to service members; or
(2) Using an insurance producer to
participate in any United States Armed Forces sponsored education or
orientation program.
Notes
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