Haw. Code R. § 16-7-4 - Eligibility
(a) Any physician or hospital as defined in
this subsection licensed in the State of Hawaii, excluding self-insurer, on or
after the effective date of the plan of operation shall apply only to the plan
for primary medical malpractice liability insurance unless considered
ineligible under the plan. Such application may be made on behalf of the
applicant by authorized domestic insurer, general agent, subagent, or
solicitor.
"Hospital" means a public or private institution licensed under chapter 12 and 12A of the public health regulations of the department of health, State of Hawaii.
"Physician" means a person with an unlimited license to practice medicine in this state under chapters 453 and 460, HRS.
(b) If the plan determines that
the applicant meets the underwriting standards of the plan as provided for in
the operating principles, and there is no unpaid, uncontested premium due from
the applicant for prior insurance, then the plan upon receipt of the premium of
such portion thereof as is prescribed in the operating principles shall cause
to be issued a policy of medical malpractice liability insurance for a term not
exceeding one year.
(c) The plan
shall have the power on behalf of its members to:
(1) Issue, or to cause to be issued, policies
of insurance on a primary limits basis to applicants, including incidental
coverages and subject to limits as specified in the operating principles but
not to exceed $1,000,000 for each claimant under one policy and $3,000,000 for
all claimants under one policy in any one year;
(2) Underwrite such insurance and to adjust
and pay losses with respect thereto, or to appoint service carrier(s) to
perform those functions;
(3) Assume
reinsurance from its members; and
(4) Cede reinsurance.
Notes
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