Haw. Code R. § 6-27-10 - Creditworthiness

The lender shall be responsible for determining the creditworthiness of each applicant who applies to it for a member home loan. In making that determination the lender shall take into consideration:

(1) The applicant's monthly debt payment to income ratio;

(2) The applicant's credit reputation; and

(3) Any other factor considered by a prudent lender.

Notes

Haw. Code R. § 6-27-10

[Eff 2/9/89] (Auth: HRS § 88-28, 88-119.5) (Imp: HRS §§ 88-119, 88-119.5)