Part 345 - HIGH RISK HOME LOANS (Repealed)

  1. § 345.10 - Definitions (Repealed)
  2. § 345.20 - Ability to Repay (Repealed)
  3. § 345.30 - Verification of Ability to Pay Loan (Repealed)
  4. § 345.40 - Fraudulent or Deceptive Practices (Repealed)
  5. § 345.45 - Prepayment Penalty (Repealed)
  6. § 345.50 - Pre-paid Insurance Products and Warranties (Repealed)
  7. § 345.60 - Refinancing Prohibited in Certain Cases (Repealed)
  8. § 345.65 - Balloon Payments (Repealed)
  9. § 345.70 - Financing of Certain Points and Fees (Repealed)
  10. § 345.80 - Payments to Contractors (Repealed)
  11. § 345.90 - Negative Amortization (Repealed)
  12. § 345.100 - Negative Equity (Repealed)
  13. § 345.110 - Counseling Prior to Perfecting Foreclosure Proceedings (Repealed)
  14. § 345.120 - Mortgage Awareness Program (Repealed)
  15. § 345.130 - Report of Default and Foreclosure Rates on Conventional Loans (Repealed)
  16. § 345.140 - Secretary's Review and Analysis (Repealed)
  17. § 345.150 - Third Party Review of High Risk Home Loans (Repealed)
  18. Appendix A - Estimated Monthly Income and Expenses Worksheet (Repealed), version 4
  19. Appendix B - Mortgage Ratio Worksheet (Repealed), version 4

Current through Register Vol. 46, No. 15, April 8, 2022

Notes

Sections 345.130, 345.140, and 345.150 adopted by emergency rulemaking at 24 Ill. Reg. 19308, effective December 15, 2000, for a maximum of 150 days; emergency rulemaking repealed at 25 Ill. Reg. 3692, effective January 30, 2001 in response to an objection of the Joint Committee on Administrative Rules at 25 Ill. Reg. 1855; adopted at 25 Ill. Reg. 6137, effective May 17, 2001; amended at 35 Ill. Reg. 14946, effective September 9, 2011.

Repealed at 41 Ill. Reg. 11332, effective 8/28/2017.

AUTHORITY: Implementing and authorized by Section 48 of the Illinois Banking Act [205 ILCS/48(6)(a)].

The following state regulations pages link to this page.



State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.