Part 2012 - LONG-TERM CARE INSURANCE

  1. § 2012.10 - Purpose
  2. § 2012.20 - Applicability and Scope
  3. § 2012.30 - Definitions
  4. § 2012.40 - Policy Definitions
  5. § 2012.50 - Policy Practices and Provisions
  6. § 2012.55 - Unintentional Lapse
  7. § 2012.60 - Required Disclosure Provisions
  8. § 2012.62 - Required Disclosure of Rating Practices to Consumers
  9. § 2012.64 - Initial Filing Requirements
  10. § 2012.65 - Prohibition Against Post Claims Underwriting
  11. § 2012.70 - Minimum Standards for Home Health and Community Care Benefits in Long-Term Care Insurance Policies
  12. § 2012.80 - Requirement to Offer Inflation Protection
  13. § 2012.83 - Incontestability Period
  14. § 2012.86 - Nonforfeiture Benefits
  15. § 2012.90 - Requirements for Application Forms and Replacement Coverage
  16. § 2012.95 - Reporting Requirements
  17. § 2012.97 - Annual Rate Certification Requirements
  18. § 2012.100 - Filing Requirement
  19. § 2012.110 - Loss Ratio
  20. § 2012.112 - Premium Rate Schedule Increases
  21. § 2012.113 - Premium Rate Schedule Increases for Policies Subject to Loss Ratio Limits Related to Original Filings
  22. § 2012.115 - Filing Requirements for Advertising
  23. § 2012.120 - Reserve Standards
  24. § 2012.121 - Producer Training Requirements
  25. § 2012.122 - Standards for Marketing
  26. § 2012.123 - Suitability
  27. § 2012.124 - Prohibition Against Preexisting Conditions and Probationary Periods in Replacement Policies or Certificates
  28. § 2012.125 - Availability of New Services or Providers
  29. § 2012.126 - Right to Reduce Coverage and Lower Premiums
  30. § 2012.127 - Nonforfeiture Benefit Requirement
  31. § 2012.128 - Standards for Benefit Triggers
  32. § 2012.129 - Additional Standards for Benefit Triggers for Qualified Long-Term Care
  33. § 2012.130 - Standard Format Outline of Coverage Requirements
  34. § 2012.140 - Requirement to Deliver Shopper's Guide
  35. § 2012.145 - Long-Term Care Insurance Partnership Program
  36. § 2012.150 - Penalties
  37. Exhibit A - Replacement Notice for Other Than Direct Response Solicitations, version 19
  38. Exhibit B - Replacement Notice for Direct Response Solicitations, version 10
  39. Exhibit C - Standard Format Outline of Coverage, version 6
  40. Exhibit D - Rescission Reporting Format, version 3
  41. Exhibit E - Class of Insurance - Accident and Health (Repealed), version 2
  42. Exhibit F - Long-Term Care Insurance Personal Worksheet
  43. Exhibit G - Things You Should Know Before You Buy Long-Term Care Insurance, version 2
  44. Exhibit H - Long-Term Care Insurance Suitability Letter, version 2
  45. Exhibit I - Claims Denial Reporting Form: Long-Term Care Insurance, version 2
  46. Exhibit J - Potential Rate Increase Disclosure, version 2
  47. Exhibit K - Replacement and Lapse Reporting Form
  48. Exhibit L - Long-Term Care Insurance Partnership Disclosure Notice
  49. Exhibit M - Long-Term Care Insurance Partnership Certification Form

Notes

Adopted at 14 Ill. Reg. 10345, effective June 15, 1990; amended at 18 Ill. Reg. 2238, effective February 1, 1994; amended at 19 Ill. Reg. 2832, effective July 1, 1995; emergency amendment at 19 Ill. Reg. 8403, effective June 13, 1995; emergency expired September 1, 1995; amended at 19 Ill. Reg. 14421, effective October 3, 1995; amended at 22 Ill. Reg. 2105, effective January 6, 1998; amended at 26 Ill. Reg. 8835, effective July 1, 2002; amended at 32 Ill. Reg. 7600, effective May 5, 2008; amended at 38 Ill. Reg. 2186, effective January 2, 2014.

 Amended at 42 Ill. Reg. 4867, effective 2/27/2018.

AUTHORITY: Implementing and authorized by Section 351A-11 of the Illinois Insurance Code [ 215 ILCS 5/351A-11 ].

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