02-031 C.M.R. ch. 375, § 5 - Certificate of Coverage
Each insured group member must receive a certificate of coverage, on a form acceptable to and approved by the Superintendent, that contains all material terms and conditions of coverage affecting the group member.If a certificate of coverage incorporates the group policy by reference, the insurer shall either attach a copy of the group policy to the certificate or notify the group member that a copy of the group policy is available on request.The insurer may comply with this Section by directing all group members to the insurer's publicly accessible web site where a complete sample of the terms and conditions of the group policy may be viewed and downloaded.
Notes
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