(1) Proceedings Governed. These rules shall
govern all adjudicatory proceedings before the Superintendent under applicable
laws of the State of Maine, except as otherwise provided by statute or rule.
When the circumstances of a particular proceeding require more detailed
procedures than those set forth in this Chapter, additional procedures may be
specified by the Superintendent, by order applicable to that particular
(2) Exceptions. These
rules shall not apply to proceedings governed by the Automobile Insurance
Cancellation Control Act, Title 24-A, Chapter 39, Subchapter II, or to
proceedings governed by the Property Insurance Cancellation Control Act, Title
24-A, Chapter 41, Subchapter V.
B. Liberal Construction. These rules shall be
liberally construed to secure just, speedy and economic determination of all
matters pending before the Superintendent or his staff.