Mich. Admin. Code R. 285.636.14 - Financial responsibility
Rule 14.
(1) A
licensed commercial applicator shall maintain comprehensive general liability
insurance for bodily injury and property damage during the licensing period or
during the period of time necessary to span a seasonal operation , except as
provided in subrule (5) of this rule. The insurance shall not exclude coverage
for bodily injury and property damage which arise from pesticide
applications.
(2) Minimum insurance
coverage for persons who are engaged in aerial application , space fumigation ,
or right-of-way pest management shall be $100,000.00 for each occurrence for
bodily injury and $25,000.00 for each occurrence for property damage or a
combined single limit of $300,000.00 for bodily injury and property
damage .
(3) Minimum insurance for
persons who are licensed in a category or subcategory described in R 285.636.3
shall be $100,000.00 for each occurrence for bodily injury and $25,000.00 for
each occurrence for property damage , except as prescribed in subrule (2) of
this rule.
(4) If an applicant is
qualified for a license in 2 or more application categories with different
minimum financial responsibilities, the greater requirement shall
apply.
(5) A single comprehensive
general liability insurance policy, as prescribed in subrules (2) and (3) of
this rule, may be written to provide financial responsibility coverage for more
than 1 licensed place of business owned and operated by the same
person .
(6) If the required
insurance coverage for a license expires or is canceled during the license
period, the license shall be suspended and the licensee shall surrender the
license to the director for the remainder of the licensing period or until such
time as the financial responsibility requirements have been complied
with.
Notes
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