In all areas of Special Flood Hazards where base flood
elevation data has been provided, the following provisions are required:
(1)
Residential
Construction - New construction or substantial improvement of any
residential structure shall have the lowest floor, including basement, elevated
to one foot (1'), above the base flood elevation. A registered (in Mississippi)
land surveyor shall certify that the standards of the subsection are satisfied.
Should solid foundation perimeter walls be used to elevate a structure,
openings sufficient to facilitate the impeded movements of flood waters shall
be provided in accordance with standards Elevated Buildings, Section 300,
Paragraph 300.2(3).
(2)
Non-Residential Construction - New construction or
substantial improvement of any commercial, industrial, or non-residential
structure shall have the lowest floor, including basement, elevated no lower
than one foot (1') above the level of the base flood elevation. Structures
located in all A zones may be flood-proofed in lieu of being elevated provided
that all areas of the structure below the required elevation are water tight
with walls substantially impermeable to the passage of water, and use
structural components having the capability of resisting hydrostatic and
hydrodynamic loads and the effect of buoyancy. A registered (in Mississippi)
professional engineer or architect shall develop and /or review structural
design, specifications, and plans for the construction and shall certify that
design and method of construction are in accordance with accepted standards of
practice.
(3)
Elevated
Building.
New construction or substantial improvements of elevated
buildings that include fully enclosed areas formed by foundation and other
exterior walls below the base flood elevation shall be designed to preclude
finished living space and designed to allow for the entry and exit of flood
waters to the automatically equalize hydrostatic flood forces on exterior
walls.
(a) Designs for complying with
this requirement must either be certified by a professional engineer or
architect, registered in Mississippi, or meet the following minimum criteria:
(i) Provide a minimum of two openings on
separate walls having a total net area of not less than one square inch for
every square foot of enclosed area subject to flooding;
(ii) The bottom of all openings shall be no
higher than one foot above grade; and,
(iii) Openings may be equipped with screens,
louvers, valves or other coverings or devices provided they permit the
automatic flow of floodwaters in both directions.
(b) Electrical, heating, ventilation,
plumbing, air conditioning equipment, and other service facilities shall be
designed and/or located so as to prevent water from entering or accumulating
within the components during conditions of flooding.
(c) Access to the enclosed area shall be the
minimum necessary to allow for parking of vehicles (garage door) or limited
storage of maintenance equipment used in connection with the premises (standard
exterior door) or entry to the living area (stairway or elevator); and the
interior portion of such enclosed area shall not be partitioned or finished
into separate rooms.
(4)
Floodways -
Located within areas of special flood hazard are areas designated as floodways.
Since the floodway is an extremely hazardous area due to the velocity of flood
waters which carry debris, potential projectiles and has erosion potential, all
development with a floodway is permitted (except manufactured homes which are
specifically prohibited) provided the development does not result in any
increase in the water surface elevation of the base flood, the development is
designed to withstand the velocity waters associated waters associated with the
base flood waters, and the development would present no significant obstruction
to the flow of the base flood waters, and would not create hazards to public
health and safety. For purposes of meeting the requirements of "no increase in
the water surface elevation of the base flood", the following methods shall be
acceptable in order of preference:
(a)
Development shall be designed to cause no encroachment within the floodway, and
certification by a professional engineer (registered in Mississippi) must be
provided demonstrating that the encroachment shall not result in any increase
in the water surface elevation of the base flood, based on the present
conditions of the floodways;
(b)
Based on an engineering analysis and certification, the effect of the
encroachment shall be fully offset by the creation of equal floodway hydraulic
capacity at that location;
(c) In
those areas where base flood elevations have been determined but a floodway has
not been designated, an engineering analysis and certification shall be
conducted to establish an appropriate floodway, or it must be demonstrated by
an engineering analysis and certification that the proposed development will
not increase the water surface elevation of the base flood more than one (1)
foot at any point within the total floodplain;
(d) In those areas where the proposed
construction increases the base flood elevation by more than one (1) foot the
adversely affected property owners in the floodplain shall be compensated by
securing the affected land by flood easement or fee simple purchase;
(e) In special flood hazard areas where base
flood elevations have not been determined, proposed development should be
designed so as to minimize any adverse effects to other properties;
(f) Where an engineering analysis and
certification are utilized, engineering methodology used in conducting an
engineering analysis shall be approved by the Natural and Technological Hazards
Division of the Federal Emergency Management Agency (FEMA). Any changes in
floodways or base flood water surface elevations (previously established by the
Federal Emergency Management Agency) , along with supporting engineering
analysis, shall have been submitted to the Natural and Technological Hazards
Divisions of FEMA for review and approval prior to any construction taking
place.
(5)
Manufactured Homes - All manufactured homes (mobile
homes shall be installed using methods and practices which minimize flood
damage. The placement of manufactured homes (mobile homes) in V Zones is
prohibited. For the purpose of this requirement, the following provisions shall
apply:
(a) All manufactured homes to be
placed or substantially improved within Zones A, AE, AH, and A99 shall be
elevated on a permanent foundation such that the lowest floor of the
manufactured home is one (1) foot above the base flood elevation and be
securely anchored to an adequately anchored foundation;
(b) All manufactured homes shall be anchored
to resist flotation, collapse, or lateral movement by providing over-the-top
and frame ties to ground anchors as specified under the Mississippi Insurance
Department's "Rules and Regulations for the Mobile Home Division of State Fire
Marshall's Office For Factory Manufactured Movable Homes." (See Article 6).
Specific minimum requirements shall be that:
i. Over-the-top ties be provided at each of
the four corners of the manufactured home with one additional tie per side at
an intermediate location of the manufactured home of less than 50 feet or more;
ii. Frame ties be provided at each
corner of the manufactured home with four additional ties per side at
intermediate points for the manufactured home less than 50 feet long and one
additional tie for the manufactured home of 50 feet or longer;
iii. Each tie down shall be designed to
resist an allowable working load equal to or exceeding 3,150 pounds and shall
be capable of withstanding a 50 percent overload without failure;
iv. All components of the anchoring system be
capable of carrying a force of 4,800 pounds;
v. Any additions to the manufactured home be similarly
anchored;
vi. Where manufactured
homes are elevated on compacted fill or on pilings, the lowest floor of the
manufactured home will be no lower than one (1) foot above the base flood
level;
vii. In the instance of
elevation on pilings:
(1) piling foundations
are placed in stable soil no more than 10 feet apart, and
(2) reinforcement is provided for pilings
more than six feet above ground level.
(6)
Access
(Ingress-Egress) - New development proposals will be designed, to
the maximum extent practicable, so residential building sites, walkways,
driveways, and roadways are located on land with a natural grade with elevation
not less than the base flood elevation and wit dry land access.
(7)
Compensatory Storage Required
for Fill - Fill within the special flood hazard area shall result
in no net loss of natural floodplain storage, or increase in water surface
elevations during the base flood. The volume of the loss of floodwater storage
due to filling in the special flood hazard area shall be offset by providing an
equal volume of flood storage by excavation or other compensatory measures at
or adjacent to the development site.
(8)
Critical
Development - Critical facilities and developments are prohibited
in the 1% flood hazard areas. Where critical developments are located adjacent
to 1%-chance flood areas, the flood protection elevation shall be two feet
above the 0.2% flood elevation and that elevation shall be used as the basis
for the Access (Ingress-Egress) provisions.
(9)
Fill - The
following standards apply to all fill activities in special flood hazard areas:
a. Fill sites, upon which structures will be
constructed or placed, must be compacted to 95 percent of the maximum density
obtainable with the Standard Proctor Test method or an acceptable equivalent
method;
b. Fill slopes shall not
be steeper than one foot vertical to two feet horizontal;
c. Adequate protection against erosion and
scour is provided for fill slopes. When expected velocities during the
occurrence of the base flood are greater than five feet per second armoring
with stone or rock protection shall be provided. When expected velocities
during the base flood are five feet per second or less protection shall be
provided by covering them with vegetative cover;
d. Fill shall be composed of clean granular
or earthen material.
e. In any
area that has been removed from the floodplain via a Letter of Map Revision
Based on Fill, any existing or new structure, addition, or substantial
improvement must meet the required elevation freeboard requirements of the
underlying flood hazard elevation.
(10)
ASCE 24 Flood Resistant
Design and Construction - The American Society of Civil Engineers
(ASCE) 24-14 is a referenced standard in the 2015 International Building Code®
(IBC) and the 2015 International Residential Code® (IRC). Building and
structures within the scope of the IBC proposed to be constructed in flood
hazard areas must be designed in accordance with ASCE 24-14. The IRC requires
dwellings in floodways to be designed in accordance with ASCE 24-14 and
includes an alternative that allows communities to require homes in any flood
zone to be designed in accordance with ASCE 24-15. Highlights of ASCE 24-14
that complement the NFIP minimum requirements include: Building Performance;
Flood-Damage Resistant Materials; Utilities and Service Equipment and Siting
Considerations.
(11)
Future Conditions Flood Hazard Area - Require that all
map revisions and watershed studies include analyses based on future conditions
associated with anticipated watershed growth and land-use and land-cover
changes. These future condition analyses shall be included on community
floodplain maps and will serve as the basis for this regulation.
(12)
Storage of
Materials - Storage of material or equipment not otherwise
prohibited shall be firmly anchored to prevent flotation.
(13)
Setbacks -
Setbacks in riverine floodplains:
a. Proposed
development adjacent to riverine floodplains shall be set back fifty feet (50')
from the floodway boundary or from the centerline of the stream if the floodway
has not been delineated.
Setbacks adjacent to blue-line tributaries:
b. Proposed development adjacent
to blue-line tributaries as shown on the United States Department of the
Interior Geological Survey (hereafter referred to as "USGS") quadrants shall be
set back thirty feet (30') from the center line of the stream. The setback
shall be increased in areas with flood prone soils which are contiguous to blue
line streams.
Setbacks in coastal floodplains
c. Proposed development adjacent to coastal
floodplains, mapped as Coastal High Hazard Areas -Zones V, V1-30 and VE, shall
be set back one hundred feet (100') from the mean low tide boundary. Proposed
development in areas designated as coastal A Zones (areas between the 3'
breaking wave and the 1.5', 1.0' breaking wave), shall have the same
development requirements as development in Coastal High Hazard Area, Zones V,
V1-30 and VE. Setbacks in erosion areas
d. Development in areas with annual erosion
(advance) rates of (5, 10-) feet or more per year, based on a study by a
Federal, State or local agency and adopted by the community, shall be set back
one hundred feet (100') from the mean low tide boundary in coastal areas and
setback one hundred feet (100') from the floodway boundary or stream centerline
if the floodway has not been defined.
(14)
Stormwater
Regulations - All development proposals which (involve disturbing
more than 10,000 square feet of land - removed) disturb one acre of land or
more shall include a storm water management plan which is designed to limit
peak runoff from the site to predevelopment levels for the 1, 10, and 100 year
rainfall event. These plans shall be designed to limit adverse impacts to
downstream channels and floodplains.
(15)
Elevation of All
Additions - All new horizontal additions must have the lowest
floor and all HVAC elevated to one foot above the base flood elevation.
Non-residential additions may be dry flood proofed to one foot above the base
flood elevation.
(16)
Sinkholes - A sinkhole, the immediate sinkhole
drainage area, a sinkhole cluster area, or portions of such items shall be
shown on any development or preliminary subdivision plan for land where they
exist. Sinkhole-related nonbuildable areas and restricted fill areas shall be
shown on final subdivision plans and development plans. No buildings, parking
areas, or other structures shall be permitted within the sinkhole related,
non-buildable area. Development may occur in the immediate sinkhole drainage
area if the developer provides alternative surface drainage away from the
sinkhole, while keeping the water in the same surface drainage basin, and
provided further that the water shall not go into another sinkhole drainage
area off the petitioner's property, nor into another stream of known flooding
problems. The immediate sinkhole drainage system area (or portion thereof)
which cannot be provided with an alternative drainage system can be deleted
from the development area and can be used to meet the normal open space
requirements.