These Rules and Regulations are subject to change by the
Board of Trustees of State Institutions of Higher Learning (hereinafter
referred to as the "Board") and the State Board of Education. The number of
awards and recipients are dependent upon availability of funds and selection
shall be based on a first-come, first-serve basis of all eligible applicants;
however, priority consideration shall be given to persons previously receiving
awards under the Critical Needs Teacher Loan/Scholarship Program.
1. ELIGIBILITY
a. The applicant must be fully admitted as a
regular student and enrolled as a Junior or Senior full-time (minimum 12
semester hours or 9 trimester hours) or part-time (minimum of 6
semester/trimester hours) at a four year institution of higher learning in the
State of Mississippi approved by the State Board of Education and have
expressed in writing a present intention to teach in the State of Mississippi
in a public school district in a geographical area of the State or subject area
of the public school curriculum in which there exists a critical shortage of
teachers, as designated by the State Board of Education.
b. The applicant must be enrolled as a
student at the undergraduate level seeking a bachelor's degree in a program of
study leading to a Class "A" standard teacher educator license at one (1)
accredited institution of higher learning in Mississippi approved by the Board
and must diligently pursue the course of study and requirements for the
teaching license.
c. The applicant
must provide passing scores on the Praxis I Basic Skills Test (reading,
writing, and math) to the office that administers the loan/scholarship, the
Mississippi Office of Student Financial Aid. The Mississippi Department of
Education automatically receives Praxis I scores, not the Mississippi Office of
Student Financial Aid. CNTP applicants may supply proof of exemption for Praxis
I by providing an ACT composite score of 21 or higher from a national test with
sub- scores of 18 or higher from that same test prior to enrollment into higher
education.
d. The recipient must
maintain a cumulative 2.5 college grade point average each period of enrollment
(i.e. semester or trimester) and must maintain satisfactory academic progress
in a program of study leading to a Class "A" standard teacher educator license
in accordance with the attending institution's policy in order to continue to
receive funds under the renewal process.
e. The applicant must not presently or
previously have defaulted on an educational loan.
f. Ineligible programs of study for CNTP
include, but are not limited to, speech and language pathology; psychological
and counseling services; recreational therapy.
g. CNTP recipients are not eligible for any
other state aid (MTAG, etc.) but may apply for federal and institutional aid.
2.
REQUIREMENTS FOR LOAN/SCHOLARSHIP APPLICANT
To qualify, first time applicants must:
b. Pass
the reading, writing and math parts of Praxis I and submit all three test
scores to the Mississippi Office of Student Financial Aid. See the Praxis I
exemption in Section I. C.
c.
Participate in Entrance Counseling.
d. Mail in a signed and initialed copy of the
CNTP Rules and Regulations to the Mississippi Office of Student Financial Aid.
NEW ADDITIONS:
a. Have a cumulative college GPA of 2.5.
b. Mail to the Mississippi Office
of Student Financial Aid a completed, signed and notarized CNTP Contract and
Note. The recipient must enter into a Contract and Note with the Board of
Trustees of State Institutions of Higher Learning pursuant to these Rules and
Regulations and all applicable State Laws. Please note: the contract
will be mailed once the applicant has been awarded. Failure to return a
completed, signed and notarized CNTP Contract and Note nullifies the
award.
To receive a second year, renewal applicants must:
b.
Participate in Entrance Counseling.
c. Maintain a cumulative 2.5 college GPA per
period of enrollment (i.e. semester or trimester), maintain the enrollment
status as awarded (full-time or part-time) for each period of enrollment, and
remain in a program of study leading to a Class "A" standard teacher educator
license, making satisfactory academic progress in accordance with the attending
institution's policy.
d. Mail in a
signed and initialed copy of the CNTP Rules and Regulations to the Mississippi
Office of Student Financial Aid.
3. AMOUNT AND LENGTH OF LOAN/SCHOLARSHIP
Awards shall be available to both full-time and part-time
students.
a. The annual amount of the
award for full-time students at a public college or university shall equal the
total cost for tuition, room and meals, books, materials and fees at the
college or university in which the student is enrolled, not to exceed an amount
equal to the highest total cost of tuition, room and meals, books, materials
and fees assessed by a State Institution of Higher Learning during that school
year or the pro-rated amount for part-time students. The annual amount of the
award for students at a private college or university shall equal the award of
the nearest comparable public college or university as determined by the
Board.
b. Students enrolling on a
full-time basis may receive a maximum of two (2) annual awards/four (4)
semesters. Students enrolling on a part-time basis may receive a maximum awards
equaling the maximum award of a full-time student of two (2) annual awards/four
(4) semesters.
c. Checks shall be
mailed directly to the school as indicated on the on-line application, to be
applied first toward tuition and required fees.
NEW ADDITIONS:
a. Awards are not provided for out-of-state
tuition costs or for summer school.
b. Once a student has received funds from the
Critical Needs Teacher Loan/Scholarship program, he/she may not receive funds
from the other undergraduate teacher programs, William Winter Teacher Scholar
Loan (WWTS) and William Winter Alternative Route Scholar Loan (WWAR). CNTP
recipients are not eligible to receive other state grant funds.
c. The amount of the loan/scholarship remains
the same regardless if the recipient lives and/or moves on or off campus.
4. RECIPIENTS IN SCHOOL
a. The recipient must maintain good standing
at the educational institution in which he/she is enrolled at all times.
b. Should a recipient fail to
maintain a 2.5 minimum grade point average (GPA) per period of enrollment (i.e.
semester or trimester), he/she is suspended from participation in the program
for the following period of enrollment. An official transcript sent directly by
the educational institution evidencing a 2.5 GPA for the non-eligible period of
enrollment will entitle such a recipient for renewal priority.
c. Persons who withdraw from school or fail
to complete an appropriate program of study shall immediately become liable to
the Board for the sum of all outstanding CNTP awards.
d. The recipient must at all times keep the
Mississippi Office of Student Financial Aid informed of any change of address
and phone number. The recipient will furnish a correct, complete home address
and telephone number, and will immediately inform the Mississippi Office of
Student Financial Aid of any change of address and phone number, which the
recipient enters via the State Financial Aid's web site at
www.mississippi.edu.
e. Special circumstances regarding
enrollment status, withdrawal, or failure to complete the appropriate program
of study should be addressed in writing to the Mississippi Office of Student
Financial Aid, 3825 Ridgewood Road, Jackson, MS 39211-6453.
5. SERVICE OBLIGATION
a. It is the responsibility of the awards
recipient to secure employment as a full-time classroom teacher (K-12) in a
critical geographical teacher shortage area or critical subject shortage area
in the state of Mississippi as designated by the State Board of Education. The
recipient will furnish to the Board evidence of employment in a designated
shortage area, at the time of graduation, unless granted a deferment.
Recipients receive forgiveness if they teach in a
geographical shortage area or if they teach a critical subject 100% of the work
day in a Mississippi public school approved by the State Board of Education.
Designation as a Title I school does not necessarily mean that the school
qualifies for teaching forgiveness. It is fully understood that it is the
responsibility of the loan/scholarship recipient to seek and secure employment
in an area designated as having a critical teacher shortage. Neither the Board
nor the State Board of Education assumes the obligation to perform that
function. Prospective teachers may contact the Mississippi Teacher Center for
placement assistance. Qualifying positions include teacher and school
librarian; invalid positions include, but are not limited to, the following:
assistant teacher, full- time substitute, high school counselor, curriculum
specialist or administrator.
b. Loans/Scholarships recipients may either
have their loan/scholarship discharged by forgiveness through teaching service
or by repayment:
i. The CNTP loan/scholarship
recipient who renders service as a licensed full-time classroom teacher in a
Mississippi public school district in a geographical area or subject area of
the public school curriculum in which there exist a critical shortage of
teachers, as approved by the State Board of Education, shall have their CNTP
loan converted to an interest-free scholarship. The loan to service obligation
shall be discharged on the basis of one year's teaching service for one year of
CNTP loan/scholarship received. Any person who received two (2) annual awards
or fewer than two (2) annual awards or the equivalent of two (2) annual awards
shall render one (1) year's teaching service for each year the full-time
loan/scholarship was received. For part-time students, the amount of teaching
service shall equal the amount equivalent to a full-time award as determined by
the Board. For all recipients such service shall never be less than one (1)
year regardless of the length of study provided under this
loan/scholarship.
ii. Any recipient
failing to complete his/her required teaching obligation or educational
requirement defined in Sections IV, C and VI, A, shall immediately become
liable to the Board for the sum of all loan/scholarship awards made to that
person less the corresponding amount of any awards for which service has been
rendered, plus interest accruing at the current Federal Stafford Loan rate at
the time the person discontinues his/her contractual obligation, except in the
case of a deferral debt for cause when there is no employment position
immediately available upon a teacher's completion of licensure requirements or
in the case of required military service. After the period of such deferral
such person shall begin or resume required teaching duties or shall become
liable to the Board. claim for payment under this subsection is placed in the
hands of an attorney for collection, the obligator shall be liable for an
additional amount equal to a reasonable attorney's fee.
c. The obligations made by the recipient of
this loan/scholarship shall not be voidable by reason of the age of the student
at the time of receiving the loan/scholarship.
d. Special circumstances regarding a
recipient's failure to acquire and/or complete the required teaching obligation
should be addressed in writing to the Mississippi Office of Student Financial
Aid, 3825 Ridgewood Road, Jackson, MS 39211-6453.
6. LOAN OBLIGATION
a. Recipient must repay his/her loan
(principal and interest thereon) in 120 or less equal consecutive monthly
installments should he/she withdraw from school, fail to complete an
appropriate program of study or fail to render service as a licensed full- time
teacher in a Mississippi public school district in a geographical or subject
area of the state where there is a critical shortage of teachers as designated
by the State Board of Education.
b.
The rate of interest charged a loan recipient shall be at the current Federal
Stafford Loan rate at the time of the occurrence of the event on the unpaid
balance. Repayment commences one (1) month after the occurrence of one of the
events outlined in the preceding paragraph (VI. A).
c. If the recipient fails to repay his/her
loan (principal and interest thereon) in 120 or less equal consecutive monthly
installments, all principal and interest outstanding, together with costs of
collection, shall become immediately due and payable and, demand shall be made
by mailing the same to the obligor at the last address furnished by said
obligor. Should payment of the sum due not be made in full within thirty (30)
days, from the date demand was made, the Contracts and Notes executed by the
obligor shall be placed with an attorney for collection, at which point the
obligor shall become liable for reasonable attorneys' fees and court costs, in
addition to the other sums due and owing.
d. The obligations made by the recipient of
the loan/scholarship shall not be voidable by reason of the age of the student
at the time of receiving the scholarship.
e. Special circumstances regarding a
recipient's failure to meet the loan obligation requirements should be
addressed in writing to the Mississippi Office of Compliance and Collections,
3825 Ridgewood Road, Jackson, Mississippi, 39211-6453.
7. MILITARY SERVICE
In terms of military service the following definitions shall
apply:
a. REQUIRED military service is
that service which is required of an individual in the service of the Armed
Forces of the United States; it does not include a military service obligation
incurred to repay a grant, stipend, or scholarship granted the individual prior
to, during, or after the award of the Critical Needs Teacher Loan/Scholarship
Program.
b. OBLIGATED or VOLUNTARY
military service is that service which is performed by the individual in
repayment of a debt owed the United States government as a result of military
scholarships, ROTC scholarships, etc. received by the individual. Service is
VOLUNTARY if the individual is not obligated to incur a period of military
service, but chooses to incur the service obligation.
i. Loans/Scholarship shall be eligible for
deferment of the accrual of interest and the repayment of principal during the
time of required military service:
a) The
recipient must apply in writing to the Board for a leave of absence, stating
beginning and ending dates of such required military service.
b) The recipient must supply the Board with a
copy of military orders.
c)
Deferment of the obligation to repay due to military service must be requested
by the recipient and approved by the Board on a year-to-year basis
(annually).
d) Immediately upon
completion of REQUIRED military service, the recipient must elect
among the options for repayment or teaching service defined in Section V. and
notifies the Board of such election.
e) If a recipient continues military service
for any reason beyond the REQUIRED time, then that person shall be
declared ineligible for deferment and the remaining unpaid principal and
interest shall become due and payable on demand to the Board in equal
consecutive monthly installments as determined by the Board, with interest
calculated at the current Federal Stafford Loan rate at the time of the
occurrence of such event.
ii. If a recipient obligates himself/herself
to VOLUNTARY military service prior to, during, or after the award
under the Critical Needs Teacher Loan/Scholarship program, then that person
shall be declared ineligible for deferment and the remaining unpaid principal
and interest shall become due and payable on demand to the Board in equal
consecutive monthly installments, as determined by the Board, with interest
calculated at the current Federal Stafford Loan rate at the time of the
occurrence of such event.
8. DEATH/TOTAL AND PERMANENT
DISABILITY/BANKRUPTCY
a. Death
i. If an individual recipient dies and, that
recipient had elected to repay by teaching service as specified in Section V.
or, by loan as specified in Section VI., then the recipient's obligation is
canceled.
ii. The Board shall
require a copy of the death certificate or other proof of death that is
acceptable under applicable State Law. If a death certificate: or other
acceptable proof of death is not available, the recipient's obligation for
service or on the loan is canceled only upon a determination by the Board on
the basis of other evidence that the Board finds conclusive.
iii. The Board may not attempt to collect on
the loan from the deceased recipient's estate.
b. Total and Permanent Disability
i. If the Board determines that an individual
recipient is totally and permanently disabled, the recipient's obligation to
make any further payments of principal and interest on the loan is canceled. A
recipient is not considered totally and permanently disabled on the basis of a
condition that existed before he/she applied for the loan/scholarship, unless
the recipient's condition has substantially deteriorated since he/she submitted
the loan/scholarship application, so as to render the recipient totally and
permanently disabled.
ii. After
being notified by the recipient or the recipient's representative that the
recipient claims to be totally and permanently disabled, the Board shall
promptly request that the recipient or the recipient's representative obtain a
certification from a physician, who is a doctor of medicine or osteopathy and
legally authorized to practice, on a form provided or approved by the Board and
other necessary documents as requested, that the recipient is totally and
permanently disabled. The Board shall continue collection until it receives the
certification or, receives a letter from a physician stating that the
certification has been requested and, that additional time is needed to
determine if the recipient is totally and permanently disabled. After receiving
the physician's certification or letter and other necessary documents as
requested and the student is found to be totally and permanently disabled, the
Board may not attempt to collect from the recipient.
iii. If the Board determines that a loan owed
by a recipient, who claims to be totally and permanently disabled, is not
eligible for cancellation for that reason, or if the Board has not received the
physician's certification and other requested documents, as described in
paragraph [B](2) of this section, within 60 days of the receipt of the
documents as described in paragraph [B](2) of this section, the Board shall
resume collection and shall be deemed to have exercised forbearance of payment
of both principal and interest from the date the Board received the documents
described in paragraph [B](2) of this section until such a determination of
ineligibility is made by the Board.
c. Bankruptcy
Loans made pursuant to the Critical Needs Teacher
Loan/Scholarship Program are nondischargeable in
bankruptcy.
9.
WARRANTY
The acceptance of the CNTP loan/scholarship under the
Critical Needs Teacher Loan/Scholarship program shall be deemed equivalent to
an appointment of the Secretary of State of the State of Mississippi by each
recipient to be his/her designated agent for service of process, upon whom may
be served all lawful processes and summons in any action or proceeding against
him/her in the event he/she removes himself/herself from this State and the
processes of its courts, growing out of any breach of the CNTP Contract and
Note by the recipient for failure to fulfill his/her Contract and Note with the
Board or, to repay the Critical Needs Teacher Loan/Scholarship, including
interest pursuant to the law and the CNTP Contract and Note, and, said
acceptance of the loan rights and privileges shall be a signification of the
applicant's agreement that any such process or summons against him/her, which
is so served upon the Secretary of State, shall be of the same legal force and
validity as if served on him/her personally. The venue of all causes of action
against such nonresidents shall be Hinds County, Mississippi.