N.J. Admin. Code Tit. 11, ch. 1 - ADMINISTRATION

  1. Subchapter 1 - ORGANIZATION (§ 11:1-1.1 to 11:1-1.2)
  2. Subchapter 2 - FILINGS: PROPERTY AND CASUALTY (§ 11:1-2.1 to 11:1-2.7)
  3. Subchapter 2A - PERSONAL LINES FILINGS: RATE FILING REVIEW PROCEDURES (§ 11:1-2A.1 to 11:1-2A.4)
  4. Subchapter 3 - DISABILITY DISCRIMINATION GRIEVANCE PROCEDURE (§ 11:1-3.1 to 11:1-3.8)
  5. Subchapter 4 - UNFAIR DISCRIMINATION (§ 11:1-4.1 to 11:1-4.3)
  6. Subchapter 5 - FIRE AND CASUALTY INSURANCE (§ 11:1-5.1 to 11:1-5.6)
  7. Subchapter 6 - NEW JERSEY PROPERTY-LIABILITY INSURANCE GUARANTY ASSOCIATION ASSESSMENT PREMIUM SURCHARGE (§ 11:1-6.1 to 11:1-6.5)
  8. Subchapter 7 - MEDICAL MALPRACTICE REPORTING REQUIREMENTS (§ 11:1-7.1 to 11:1-7.5)
  9. Subchapter 8 THROUGH 9 - RESERVED
  10. Subchapter 10 - ADMISSION REQUIREMENTS FOR FOREIGN AND ALIEN PROPERTY AND CASUALTY INSURERS (§ 11:1-10.1 to 11:1-10.9)
  11. Subchapter 11 - CONDUCT CONSTITUTING VIOLATIONS BY BROKERS AND AGENTS (§ 11:1-11.1 to 11:1-11.3)
  12. Subchapter 12 - CORPORATE AND PARTNERSHIP LICENSEE REQUIREMENTS (§ 11:1-12.1 to 11:1-12.6)
  13. Subchapter 13 THROUGH 14 - RESERVED
  14. Subchapter 15 - PETITIONS FOR RULES; RULEMAKING NOTICE (§ 11:1-15.1 to 11:1-15.5)
  15. Subchapter 16 - REQUIREMENTS FOR FILING A DOWNWARD DEVIATION IN CURRENTLY APPROVED RATES (§ 11:1-16.1 to 11:1-16.2)
  16. Subchapter 17 THROUGH 19 - RESERVED
  17. Subchapter 20 - RENEWAL, CANCELLATION AND NONRENEWAL OF COMMERCIAL AND HOMEOWNERS INSURANCE POLICIES (§ 11:1-20.1 to 11:1-20.12)
  18. Subchapter 21 - LOSS RESERVE OPINIONS (§ 11:1-21.1 to 11:1-21.6)
  19. Subchapter 21A - ACTUARIAL OPINION AND MEMORANDUM FOR LIFE/HEALTH INSURERS (§ 11:1-21A.1 to 11:1-21A.9)
  20. Subchapter 22 - PROHIBITION OF CERTAIN CANCELLATION AND NONRENEWAL ACTIVITY (§ 11:1-22.1 to 11:1-22.5)
  21. Subchapter 23 - RESERVED
  22. Subchapter 24 - USE OF CREDIT CARDS, CHARGE CARDS, DEBIT CARDS OR DIRECT ACCOUNT DEDUCTION ALTERNATIVE PAYMENT METHOD TO PAY INSURANCE PREMIUMS (§ 11:1-24.1 to 11:1-24.8)
  23. Subchapter 25 - OFFICIAL DEPARTMENT MAILING AND ELECTRONIC MAILING LISTS: ADDRESS INFORMATION (§ 11:1-25.1 to 11:1-25.5)
  24. Subchapter 26 THROUGH 27 - RESERVED
  25. Subchapter 28 - FORMATION OF A DOMESTIC PROPERTY AND CASUALTY INSURANCE CORPORATION STOCK OR MUTUAL OR RECIPROCAL INSURANCE EXCHANGE (§ 11:1-28.1 to 11:1-28.12)
  26. Subchapter 29 THROUGH 30 - RESERVED
  27. Subchapter 31 - SURPLUS LINES INSURER ELIGIBILITY (§ 11:1-31.1 to 11:1-31.7)
  28. Subchapter 32 - FEES AND SPECIAL PURPOSE APPORTIONMENT (§ 11:1-32.1 to 11:1-32.11)
  29. Subchapter 33 - SURPLUS LINES INSURANCE: PROCUREMENT PROCEDURE (§ 11:1-33.1 to 11:1-33.9)
  30. Subchapter 34 - SURPLUS LINES: EXPORTABLE LIST (§ 11:1-34.1 to 11:1-34.6)
  31. Subchapter 35 - INSURANCE HOLDING COMPANY SYSTEMS (§ 11:1-35.1 to 11:1-35.14)
  32. Subchapter 36 - EXAMINATION OF INSURERS (§ 11:1-36.1 to 11:1-36.7)
  33. Subchapter 37 - LICENSING OF PUBLIC ADJUSTERS (§ 11:1-37.1 to 11:1-37.19)
  34. Subchapter 38 - OVERSIGHT OF FIREMEN'S RELIEF ASSOCIATIONS (§ 11:1-38.1 to 11:1-38.6)
  35. Subchapter 39 - DISCLOSURE OF MATERIAL TRANSACTIONS (§ 11:1-39.1 to 11:1-39.6)
  36. Subchapter 40 - RECOUPMENT OF FUGITIVE RECOVERY EXPENSES BY SURETY COMPANIES (§ 11:1-40.1 to 11:1-40.4)
  37. Subchapter 41 - SURETY BONDS FOR CONTRACTS INVOLVING THE STATE, LOCAL CONTRACTING UNITS, BOARDS OF EDUCATION, STATE COLLEGES AND COUNTY COLLEGES (§ 11:1-41.1 to 11:1-41.5)
  38. Subchapter 42 - RESERVED
  39. Subchapter 43 - UNUSUAL HARDSHIP FOR COVERED CLAIMS UNDER THE NEW JERSEY PROPERTY-LIABILITY INSURANCE GUARANTY ASSOCIATION AND NEW JERSEY SURPLUS LINES INSURANCE GUARANTY FUND (§ 11:1-43.1 to 11:1-43.5)
  40. Subchapter 44 - STANDARDS FOR SAFEGUARDING CUSTOMER INFORMATION (§ 11:1-44.1 to 11:1-44.11)
  41. Subchapter 45 - NOTICE TO POLICYHOLDERS OF PERSONAL LINES INSURANCE RATE INCREASES (§ 11:1-45.1 to 11:1-45.4)
  42. Subchapter 46 - WORKERS' COMPENSATION SECURITY FUND (§ 11:1-46.1 to 11:1-46.4)
  43. Subchapter 47 - ELECTRONIC TRANSACTIONS (§ 11:1-47.1 to 11:1-47.4)

Notes

N.J. Admin. Code Tit. 11, ch. 1
CHAPTER SOURCE AND EFFECTIVE DATE:
R.2019 d.041, effective 4/22/2019.
See: 50 N.J.R. 2407(a), 51 N.J.R. 765(a).
CHAPTER HISTORICAL NOTE:
Chapter 1, Plan of Organization of the Department of Insurance, was adopted as R.1971 d.11, effective 1/20/1971, and codified at N.J.A.C. 11:1 Subchapter 1. Notice was not published in the New Jersey Register.
Subchapter 3, Cancellation for Nonpayment of Premium Where Producer of Record Has Advanced Premium, was adopted as R.1972 d.168, effective 8/25/1972. See: 4 N.J.R. 128(b), 4 N.J.R. 221(b).
Subchapter 2, Filings; Property-Liability, was adopted as R.1973 d.120, effective 5/1/1973. See: 5 N.J.R. 113(a), 5 N.J.R. 190(b).
Subchapter 5, Administrative Orders and Declarations, was adopted as Emergency New Rule, R.1974 d.237, and the Motor Vehicle Liability Security Fund was declared exhausted, effective 8/22/1974. See: 6 N.J.R. 351(d).
Subchapter 4, Unfair Discrimination, was adopted as R.1975 d.128, effective 9/1/1975. See: 7 N.J.R. 168(a), 7 N.J.R. 276(b).
Subchapter 6, New Jersey Property-Liability Insurance Guaranty Association, was adopted as R.1975 d.170, effective 7/1/1975. See: 7 N.J.R. 229(a), 7 N.J.R. 334(b).
Subchapter 10, Insurance Licensing of Financial Institutions, was adopted as R.1976 d.166, effective 5/27/1976. See: 8 N.J.R. 233(a), 8 N.J.R. 300(c).
Subchapter 11, Conduct Constituting Violations by Brokers and Agents, was adopted as R.1976 d.235, effective 7/22/1976. See: 8 N.J.R. 287(e), 8 N.J.R. 398(b).
Subchapter 7, Service and Placement Fees, was adopted as R.1976 d.266, effective 8/23/1976. See: 7 N.J.R. 468(a), 8 N.J.R. 422(b).
Subchapter 8, Property-Casualty Agents, was adopted as R.1976 d.267, effective 10/1/1976. See: 7 N.J.R. 469(a), 8 N.J.R. 423(a).
Subchapter 12, Corporate and Partnership Licensee Requirements, was adopted as R.1976 d.412, effective 12/16/1976, operative March 1, 1977. See: 8 N.J.R. 421(c), 9 N.J.R. 24(b).
Subchapter 13, Disclosure Agreements for Motor Club Service Contracts Sold in Connection with Automobile Insurance Policies, was adopted as R.1982 d.177, effective 6/7/1982, operative August 15, 1982. See: 13 N.J.R. 879(b), 14 N.J.R. 579(a).
Subchapter 14, Insurance Licensees, was adopted as R.1982 d.336, effective 10/4/1982, operative November 19, 1982. See: 14 N.J.R. 748(a), 14 N.J.R. 1099(b).
Subchapter 9, Agents for Life Insurance, Health Insurance and Annuity Contracts-Temporary Licensing, was adopted as R.1983 d.603, effective 1/3/1984. See: 15 N.J.R. 1828(a), 16 N.J.R. 49(c).
The Executive Order No. 66(1978) expiration date of Subchapter 5, Administrative Orders and Declarations, was extended by gubernatorial directive from June 6, 1984 to September 6, 1984. See: 16 N.J.R. 1451(a).
Pursuant to Executive Order No. 66(1978), Subchapter 5, Administrative Orders and Declarations, was readopted as R.1984 d.426, effective 10/1/1984. See: 16 N.J.R. 1689(a), 16 N.J.R. 2677(a), 17 N.J.R. 2566(a).
Subchapter 15, Petitions for Rules, was adopted as R.1984 d.511, effective 11/5/1984. See: 16 N.J.R. 2224(b), 16 N.J.R. 3033(b).
Subchapter 10, Insurance Licensing of Financial Institutions, was repealed by R.1985 d.69, effective 2/19/1985. See: 16 N.J.R. 2919(a), 17 N.J.R. 458(a).
Subchapter 20, Cancellation and Nonrenewal of Property and Casualty/Liability Insurance Policies, was adopted as Emergency New Rule, R.1985 d.507, effective 9/17/1985, to expire November 16, 1985. See: 17 N.J.R. 2460(a). The provisions of R.1985 d.507 were readopted without change as R.1985 d.627 effective 11/16/1985. See: 17 N.J.R. 2978(b). The provisions of R.1985 d.626 were readopted without change as R.1986 d.27, effective 1/14/1986. See: 18 N.J.R. 419(b).
Pursuant to Executive Order No. 66(1978), Subchapter 20, Cancellation and Nonrenewal of Property and Casualty/Liability Insurance Policies, was readopted as R.1985 d.627, effective 11/16/1985. See: 17 N.J.R. 2978(b).
Subchapter 21, Loss Reserve Opinions, was adopted as R.1985 d.711, effective 1/21/1986. See: 17 N.J.R. 2596(a), 18 N.J.R. 196(b).
Subchapter 18, Approval of Business Names, was adopted as R.1986 d.10, effective 2/3/1986. See: 17 N.J.R. 41(a), 18 N.J.R. 278(a).
Subchapter 19, Branch Offices, was adopted as R.1986 d.11, effective 2/3/1986. See: 17 N.J.R. 42(a), 18 N.J.R. 280(a).
Subchapter 20, Cancellation and Nonrenewal of Property and Casualty/Liability Insurance Policies, was repealed, and Subchapter 20, Cancellation and Nonrenewal of Commercial and Homeowners' Insurance Policies, was adopted as new rules, effective 7/7/1986, with portions operative July 28, 1986, and Subchapter 22, Prohibition of Certain Cancellation and Nonrenewal Activity, was adopted as R.1986 d.272, effective 7/7/1986. See: 18 N.J.R. 457(b), 18 N.J.R. 1388(a).
Subchapter 16, Requirements for Filing a Downward Deviation in Currently Approved Rates, was adopted as R.1986 d.478, effective 12/15/1986. See: 18 N.J.R. 1998(a), 18 N.J.R. 2458(a).
Subchapter 25, Official Department Mailing List: Address Information, was adopted as R.1988 d.64, effective 2/1/1988. See: 19 N.J.R. 2236(a), 20 N.J.R. 294(b).
Subchapter 9, Agents for Life Insurance, Health Insurance and Annuity Contracts-Temporary Licensing, Subchapter 14, Insurance Licensees, Subchapter 18, Approval of Business Names, and Subchapter 19, Branch Offices, were repealed by R.1988 d.186, effective 4/18/1988. See: 20 N.J.R. 225(c), 20 N.J.R. 904(b).
Pursuant to Executive Order No. 66(1978), Subchapter 20, Cancellation and Nonrenewal of Commercial and Homeowners' Insurance Policies, and Subchapter 22, Prohibition of Certain Cancellation and Nonrenewal Activity, were readopted as R.1988 d.341, effective 6/24/1988. See: 20 N.J.R. 1061(a), 20 N.J.R. 1720(a).
Subchapter 10, Admission Requirements for Foreign and Alien Property and Casualty Insurers, was adopted as new rules by R.1989 d.329, effective 6/19/1989. See: 21 N.J.R. 426(a), 21 N.J.R. 1702(a).
Subchapter 26, Annual Publication of Insurer Profitability Information, was adopted as R.1989 d.538, effective 10/16/1989. See: 21 N.J.R. 2181(a), 21 N.J.R. 3297(c).
Subchapter 3, Cancellation for Nonpayment of Premium Where Producer of Record Has Advanced Premium, Subchapter 7, Service and Placement Fees, Subchapter 8, Property-Casualty Agents, and Subchapter 13, Disclosure Agreements for Motor Club Service Contracts Sold in Connection with Automobile Insurance Policies, were repealed by R.1990 d.11, effective 1/2/1990. See: 21 N.J.R. 1317(a), 22 N.J.R. 30(b).
Subchapter 28, Formation of a Domestic Property and Casualty Insurance Corporation (Stock or Mutual) or Reciprocal Insurance Exchange, was adopted as R.1990 d.162, effective 3/19/1990. See: 21 N.J.R. 3607(a), 22 N.J.R. 954(b), 22 N.J.R. 1266(a).
Subchapter 29, Temporary Certificate of Authority, was adopted as R.1991 d.15, effective 1/7/1991. See: 22 N.J.R. 2453(a), 23 N.J.R. 100(a).
Pursuant to Executive Order No. 66(1978), Chapter 1, Administration, was readopted as R.1991 d.101, effective 1/31/1991. See: 22 N.J.R. 3686(a), 23 N.J.R. 690(b).
Subchapter 32, Fees was adopted as new rules by R.1991 d.303, effective 6/17/1991, operative July 1, 1991. See: 23 N.J.R. 825(a), 23 N.J.R. 1948(a).
Subchapter 6, New Jersey Property-Liability Insurance Guaranty Association, was repealed, and a new Subchapter 6, New Jersey Property-Liability Insurance Guaranty Association Assessment Premium Surcharge was adopted as new rules by R.1991 d.461, effective 9/3/1991. See: 23 N.J.R. 823(b), 23 N.J.R. 2638(a).
Subchapter 33, Public Advocate Reimbursement Disputes, was adopted as new rules by R.1993 d.179, effective 4/19/1993. See: 24 N.J.R. 2706(a), 25 N.J.R. 1764(c).
Subchapter 35, Insurance Holding Company Systems, was adopted as emergency new rules by R.1993 d.445, effective 8/16/1993, to expire October 15, 1993. See: 25 N.J.R. 4275(a). The provisions of R.1993 d.445 were readopted without change as R.1993 d.554, effective 10/15/1993. See: 25 N.J.R. 4275(a), 25 N.J.R. 5170(b).
Subchapter 36, Examination of Insurers, was adopted as emergency new rules by R.1993 d.446, effective 8/16/1993, to expire October 15, 1993. See: 25 N.J.R. 4284(a). The provisions of R.1993 d.446 were readopted as R.1993 d.555, effective 10/15/1993. See: 25 N.J.R. 4284(a), 25 N.J.R. 5180(a).
Subchapter 3, Disability Discrimination Grievance Procedure, was adopted as new rules by R.1993 d.618, effective 12/6/1993. See: 25 N.J.R. 1327(a), 25 N.J.R. 5666(b).
Subchapter 34, Surplus Lines: Exportable List, was adopted as new rules by R.1994 d.7, effective 1/3/1994. See: 24 N.J.R. 4331(a), 26 N.J.R. 236(b).
Subchapter 31, Surplus Lines Insurer Eligibility, was adopted as new rules by R.1994 d.102, effective 2/22/1994. See: 25 N.J.R. 1819(a), 26 N.J.R. 1096(a).
Subchapter 37, Licensing of Public Adjusters, was adopted as new rules by R.1994 d.207, effective 4/18/1994. See: 25 N.J.R. 5432(a), 26 N.J.R. 327(a), 26 N.J.R. 1711(a).
Subchapter 7, Medical Malpractice Reporting Requirements, was adopted as new rules by R.1994 d.493, effective 9/19/1994. See: 26 N.J.R. 1433(a), 26 N.J.R. 3864(a).
Subchapter 39, Disclosure of Material Transactions, was adopted as new rules by R.1995 d.234, effective 5/1/1995. See: 27 N.J.R. 816(a), 27 N.J.R. 1802(a).
Subchapter 21A, Actuarial Opinion and Memorandum for Life/Health Insurers, was adopted as new rules by R.1995 d.605, effective 11/20/1995. See: 27 N.J.R. 2998(a), 27 N.J.R. 4720(a).
Subchapter 26, Annual Publication of Insurer Profitability Information, Subchapter 29, Temporary Certificate of Authority, and Subchapter 33, Public Advocate Reimbursement Disputes, were repealed by R.1996 d.116, effective 3/4/1996. See: 27 N.J.R. 4121(a), 28 N.J.R. 1382(a).
Subchapter 38, Oversight of Fireman's Relief Associations, was adopted as new rules by R.1996 d.125, effective 3/4/1996, operative March 4, 1996, except for N.J.A.C. 11:1-38.4 which shall be operative January 1, 1997. See: 27 N.J.R. 634(a), 28 N.J.R. 1384(a).
Pursuant to Executive Order No. 66(1978), Chapter 1, Administration, was readopted as R.1996 d.116, effective 1/31/1996. See: 27 N.J.R. 4121(a), 28 N.J.R. 1382(a).
Petition for Rulemaking. See: 29 N.J.R. 707(c), 29 N.J.R. 948(b).
Subchapter 41, Surety Bonds for Contracts Involving the State, Local Contracting Units, Boards of Education, State Colleges and County Colleges, was adopted as R.1996 d.496, effective 10/21/1996. See: 28 N.J.R. 3505(a), 28 N.J.R. 4582(a).
Subchapter 38, Oversight of Firemen's Relief Associations, was adopted as R.1996 d.125, effective 3/4/1996, operative March 4, 1996, except for N.J.A.C. 11:1-38.4 which became operative July 1, 1997. See: 27 N.J.R. 634(a), 28 N.J.R. 1384(a), 29 N.J.R. 425(a).
Subchapter 43, Unusual Hardship For Covered Claims Under The New Jersey Property-Liability Insurance Guaranty Association and New Jersey Surplus Lines Insurance Guaranty Fund, was adopted as R.1997 d.512, effective 12/1/1997. See: 29 N.J.R. 3765(a), 29 N.J.R. 5065(b).
Subchapter 24, Use of Credit Cards, Charge Cards, Debit Cards Or Direct Account Deduction (Alternative Payment Method) To Pay Insurance Premiums, was adopted as R.1998 d.276, effective 6/1/1998. See: 29 N.J.R. 3588(a), 30 N.J.R. 2003(a).
Pursuant to Executive Order No. 66(1978), Chapter 1, Administration, was readopted as R.2001 d.75, effective 1/31/2001. See: 32 N.J.R. 4184(a), 33 N.J.R. 794(a), 33 N.J.R. 1920(a).
Subchapter 33, Surplus Lines Insurance: Procurement Procedure, was adopted as new rules by R.2003 d.37, effective 2/3/2003. See: 34 N.J.R. 641(a), 35 N.J.R. 612(a).
Subchapter 45, Notice to Policyholders of Consumer Insurance Rate Increases, was adopted as new rules by R.2003 d.496, effective 12/15/2003. See: 35 N.J.R. 3517(a), 35 N.J.R. 5595(a).
Subchapter 44, Standards for Safeguarding Customer Information, was adopted as new rules by R.2004 d.148, effective 4/19/2004. See: 35 N.J.R. 5210(a), 36 N.J.R. 1926(a).
Subchapter 46, Stock Workers' Compensation Security Fund, was adopted as new rules by R.2004 d.426, effective 11/15/2004. See: 36 N.J.R. 3476(a), 36 N.J.R. 5129(b).
Subchapter 47, Electronic Transactions, was adopted as new rules by R.2005 d.83, effective 3/7/2005. See: 36 N.J.R. 4207(a), 37 N.J.R. 775(a).
Subchapter 40, Recoupment of Fugitive Recovery Expenses by Surety Companies, was adopted as R.2005 d.247, effective 8/1/2005. See: 37 N.J.R. 198(a), 37 N.J.R. 2882(b).
Chapter 1, Administration, was readopted as R.2006 d.307, effective 7/30/2006. As a part of R.2006 d.307, Subchapter 45, Notice to Policyholders of Consumer Insurance Rate Increases, was renamed Notice to Policyholders of Personal Lines Insurance Rate Increases, effective 9/5/2006. See: 37 N.J.R. 4156(a), 38 N.J.R. 3586(a).
Subchapter 21, Loss Reserve Opinions, was repealed and Subchapter 21, Loss Reserve Opinions, was adopted as new rules by R.2007 d.232, effective 8/6/2007. See: 39 N.J.R. 752(a), 39 N.J.R. 3386(a).
Subchapter 2A, Personal Lines Filings: Rate Filing Review Procedures, was adopted as new rules by R.2007 d.370, effective 12/3/2007. See: 39 N.J.R. 342(a), 39 N.J.R. 5081(c).
Subchapter 46, Stock Workers' Compensation Security Fund, was renamed Workers' Compensation Security Fund by R.2007 d.365, effective 12/3/2007. See: 39 N.J.R. 3275(a), 39 N.J.R. 5083(a).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 1, Administration, was scheduled to expire on 7/30/2013. See: 43 N.J.R. 1203(a).
Chapter 1, Administration, was readopted as R.2011 d.284, effective 10/24/2011. See: 43 N.J.R. 1566(a), 43 N.J.R. 3094(a).
Subchapter 20, Renewal, Cancellation and Nonrenewal of Commercial and Homeowners Insurance Policies, was renamed Renewal, Cancellation, and Nonrenewal of Commercial and Homeowners Insurance Policies by R.2014 d.089, effective 5/19/2014. See: 45 N.J.R. 1217(a), 46 N.J.R. 858(a).
Chapter 1, Administration, was readopted as R.2019 d.041, effective 4/22/2019. See: Source and Effective Date. See, also, section annotations.

CHAPTER AUTHORITY:

N.J.S.A. 17:1-8.1, 17:1-15.e, 17:17-1 et seq., 17B:17-1 et seq., and 34:15-103 et seq.

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