Chapter 1 - ADMINISTRATION

  1. Subchapter 1 - ORGANIZATION (§ 11:1-1.1 to 11:1-1.2)
  2. Subchapter 2 - FILINGS: PROPERTY AND CASUALTY (§ 11:1-2.1 to 11:1-2.7)
  3. Subchapter 2A - PERSONAL LINES FILINGS: RATE FILING REVIEW PROCEDURES (§ 11:1-2A.1 to 11:1-2A.4)
  4. Subchapter 3 - DISABILITY DISCRIMINATION GRIEVANCE PROCEDURE (§ 11:1-3.1 to 11:1-3.8)
  5. Subchapter 4 - UNFAIR DISCRIMINATION (§ 11:1-4.1 to 11:1-4.3)
  6. Subchapter 5 - FIRE AND CASUALTY INSURANCE (§ 11:1-5.1 to 11:1-5.6)
  7. Subchapter 6 - NEW JERSEY PROPERTY-LIABILITY INSURANCE GUARANTY ASSOCIATION ASSESSMENT PREMIUM SURCHARGE (§ 11:1-6.1 to 11:1-6.5)
  8. Subchapter 7 - MEDICAL MALPRACTICE REPORTING REQUIREMENTS (§ 11:1-7.1 to 11:1-7.5)
  9. Subchapter 8 THROUGH 9 - RESERVED
  10. Subchapter 10 - ADMISSION REQUIREMENTS FOR FOREIGN AND ALIEN PROPERTY AND CASUALTY INSURERS (§ 11:1-10.1 to 11:1-10.9)
  11. Subchapter 11 - CONDUCT CONSTITUTING VIOLATIONS BY BROKERS AND AGENTS (§ 11:1-11.1 to 11:1-11.3)
  12. Subchapter 12 - CORPORATE AND PARTNERSHIP LICENSEE REQUIREMENTS (§ 11:1-12.1 to 11:1-12.6)
  13. Subchapter 13 THROUGH 14 - RESERVED
  14. Subchapter 15 - PETITIONS FOR RULES; RULEMAKING NOTICE (§ 11:1-15.1 to 11:1-15.5)
  15. Subchapter 16 - REQUIREMENTS FOR FILING A DOWNWARD DEVIATION IN CURRENTLY APPROVED RATES (§ 11:1-16.1 to 11:1-16.2)
  16. Subchapter 17 THROUGH 19 - RESERVED
  17. Subchapter 20 - RENEWAL, CANCELLATION AND NONRENEWAL OF COMMERCIAL AND HOMEOWNERS INSURANCE POLICIES (§ 11:1-20.1 to 11:1-20.12)
  18. Subchapter 21 - LOSS RESERVE OPINIONS (§ 11:1-21.1 to 11:1-21.6)
  19. Subchapter 21A - ACTUARIAL OPINION AND MEMORANDUM FOR LIFE/HEALTH INSURERS (§ 11:1-21A.1 to 11:1-21A.9)
  20. Subchapter 22 - PROHIBITION OF CERTAIN CANCELLATION AND NONRENEWAL ACTIVITY (§ 11:1-22.1 to 11:1-22.5)
  21. Subchapter 23 - RESERVED
  22. Subchapter 24 - USE OF CREDIT CARDS, CHARGE CARDS, DEBIT CARDS OR DIRECT ACCOUNT DEDUCTION ALTERNATIVE PAYMENT METHOD TO PAY INSURANCE PREMIUMS (§ 11:1-24.1 to 11:1-24.8)
  23. Subchapter 25 - OFFICIAL DEPARTMENT MAILING AND ELECTRONIC MAILING LISTS: ADDRESS INFORMATION (§ 11:1-25.1 to 11:1-25.5)
  24. Subchapter 26 THROUGH 27 - RESERVED
  25. Subchapter 28 - FORMATION OF A DOMESTIC PROPERTY AND CASUALTY INSURANCE CORPORATION STOCK OR MUTUAL OR RECIPROCAL INSURANCE EXCHANGE (§ 11:1-28.1 to 11:1-28.12)
  26. Subchapter 29 THROUGH 30 - RESERVED
  27. Subchapter 31 - SURPLUS LINES INSURER ELIGIBILITY (§ 11:1-31.1 to 11:1-31.7)
  28. Subchapter 32 - FEES AND SPECIAL PURPOSE APPORTIONMENT (§ 11:1-32.1 to 11:1-32.11)
  29. Subchapter 33 - SURPLUS LINES INSURANCE: PROCUREMENT PROCEDURE (§ 11:1-33.1 to 11:1-33.9)
  30. Subchapter 34 - SURPLUS LINES: EXPORTABLE LIST (§ 11:1-34.1 to 11:1-34.6)
  31. Subchapter 35 - INSURANCE HOLDING COMPANY SYSTEMS (§ 11:1-35.1 to 11:1-35.14)
  32. Subchapter 36 - EXAMINATION OF INSURERS (§ 11:1-36.1 to 11:1-36.7)
  33. Subchapter 37 - LICENSING OF PUBLIC ADJUSTERS (§ 11:1-37.1 to 11:1-37.19)
  34. Subchapter 38 - OVERSIGHT OF FIREMEN'S RELIEF ASSOCIATIONS (§ 11:1-38.1 to 11:1-38.6)
  35. Subchapter 39 - DISCLOSURE OF MATERIAL TRANSACTIONS (§ 11:1-39.1 to 11:1-39.6)
  36. Subchapter 40 - RECOUPMENT OF FUGITIVE RECOVERY EXPENSES BY SURETY COMPANIES (§ 11:1-40.1 to 11:1-40.4)
  37. Subchapter 41 - SURETY BONDS FOR CONTRACTS INVOLVING THE STATE, LOCAL CONTRACTING UNITS, BOARDS OF EDUCATION, STATE COLLEGES AND COUNTY COLLEGES (§ 11:1-41.1 to 11:1-41.5)
  38. Subchapter 42 - RESERVED
  39. Subchapter 43 - UNUSUAL HARDSHIP FOR COVERED CLAIMS UNDER THE NEW JERSEY PROPERTY-LIABILITY INSURANCE GUARANTY ASSOCIATION AND NEW JERSEY SURPLUS LINES INSURANCE GUARANTY FUND (§ 11:1-43.1 to 11:1-43.5)
  40. Subchapter 44 - STANDARDS FOR SAFEGUARDING CUSTOMER INFORMATION (§ 11:1-44.1 to 11:1-44.11)
  41. Subchapter 45 - NOTICE TO POLICYHOLDERS OF PERSONAL LINES INSURANCE RATE INCREASES (§ 11:1-45.1 to 11:1-45.4)
  42. Subchapter 46 - WORKERS' COMPENSATION SECURITY FUND (§ 11:1-46.1 to 11:1-46.4)
  43. Subchapter 47 - ELECTRONIC TRANSACTIONS (§ 11:1-47.1 to 11:1-47.4)

Notes

CHAPTER SOURCE AND EFFECTIVE DATE:
R.2019 d.041, effective April 22, 2019.
See: 50 N.J.R. 2407(a), 51 N.J.R. 765(a).
CHAPTER HISTORICAL NOTE:
Chapter 1, Plan of Organization of the Department of Insurance, was adopted as R.1971 d.11, effective January 20, 1971, and codified at N.J.A.C. 11:1 Subchapter 1. Notice was not published in the New Jersey Register.
Subchapter 3, Cancellation for Nonpayment of Premium Where Producer of Record Has Advanced Premium, was adopted as R.1972 d.168, effective August 25, 1972. See: 4 N.J.R. 128(b), 4 N.J.R. 221(b).
Subchapter 2, Filings; Property-Liability, was adopted as R.1973 d.120, effective May 1, 1973. See: 5 N.J.R. 113(a), 5 N.J.R. 190(b).
Subchapter 5, Administrative Orders and Declarations, was adopted as Emergency New Rule, R.1974 d.237, and the Motor Vehicle Liability Security Fund was declared exhausted, effective August 22, 1974. See: 6 N.J.R. 351(d).
Subchapter 4, Unfair Discrimination, was adopted as R.1975 d.128, effective September 1, 1975. See: 7 N.J.R. 168(a), 7 N.J.R. 276(b).
Subchapter 6, New Jersey Property-Liability Insurance Guaranty Association, was adopted as R.1975 d.170, effective July 1, 1975. See: 7 N.J.R. 229(a), 7 N.J.R. 334(b).
Subchapter 10, Insurance Licensing of Financial Institutions, was adopted as R.1976 d.166, effective May 27, 1976. See: 8 N.J.R. 233(a), 8 N.J.R. 300(c).
Subchapter 11, Conduct Constituting Violations by Brokers and Agents, was adopted as R.1976 d.235, effective July 22, 1976. See: 8 N.J.R. 287(e), 8 N.J.R. 398(b).
Subchapter 7, Service and Placement Fees, was adopted as R.1976 d.266, effective August 23, 1976. See: 7 N.J.R. 468(a), 8 N.J.R. 422(b).
Subchapter 8, Property-Casualty Agents, was adopted as R.1976 d.267, effective October 1, 1976. See: 7 N.J.R. 469(a), 8 N.J.R. 423(a).
Subchapter 12, Corporate and Partnership Licensee Requirements, was adopted as R.1976 d.412, effective December 16, 1976, operative March 1, 1977. See: 8 N.J.R. 421(c), 9 N.J.R. 24(b).
Subchapter 13, Disclosure Agreements for Motor Club Service Contracts Sold in Connection with Automobile Insurance Policies, was adopted as R.1982 d.177, effective June 7, 1982, operative August 15, 1982. See: 13 N.J.R. 879(b), 14 N.J.R. 579(a).
Subchapter 14, Insurance Licensees, was adopted as R.1982 d.336, effective October 4, 1982, operative November 19, 1982. See: 14 N.J.R. 748(a), 14 N.J.R. 1099(b).
Subchapter 9, Agents for Life Insurance, Health Insurance and Annuity Contracts-Temporary Licensing, was adopted as R.1983 d.603, effective January 3, 1984. See: 15 N.J.R. 1828(a), 16 N.J.R. 49(c).
The Executive Order No. 66(1978) expiration date of Subchapter 5, Administrative Orders and Declarations, was extended by gubernatorial directive from June 6, 1984 to September 6, 1984. See: 16 N.J.R. 1451(a).
Pursuant to Executive Order No. 66(1978), Subchapter 5, Administrative Orders and Declarations, was readopted as R.1984 d.426, effective October 1, 1984. See: 16 N.J.R. 1689(a), 16 N.J.R. 2677(a), 17 N.J.R. 2566(a).
Subchapter 15, Petitions for Rules, was adopted as R.1984 d.511, effective November 5, 1984. See: 16 N.J.R. 2224(b), 16 N.J.R. 3033(b).
Subchapter 10, Insurance Licensing of Financial Institutions, was repealed by R.1985 d.69, effective February 19, 1985. See: 16 N.J.R. 2919(a), 17 N.J.R. 458(a).
Subchapter 20, Cancellation and Nonrenewal of Property and Casualty/Liability Insurance Policies, was adopted as Emergency New Rule, R.1985 d.507, effective September 17, 1985, to expire November 16, 1985. See: 17 N.J.R. 2460(a). The provisions of R.1985 d.507 were readopted without change as R.1985 d.627 effective November 16, 1985. See: 17 N.J.R. 2978(b). The provisions of R.1985 d.626 were readopted without change as R.1986 d.27, effective January 14, 1986. See: 18 N.J.R. 419(b).
Pursuant to Executive Order No. 66(1978), Subchapter 20, Cancellation and Nonrenewal of Property and Casualty/Liability Insurance Policies, was readopted as R.1985 d.627, effective November 16, 1985. See: 17 N.J.R. 2978(b).
Subchapter 21, Loss Reserve Opinions, was adopted as R.1985 d.711, effective January 21, 1986. See: 17 N.J.R. 2596(a), 18 N.J.R. 196(b).
Subchapter 18, Approval of Business Names, was adopted as R.1986 d.10, effective February 3, 1986. See: 17 N.J.R. 41(a), 18 N.J.R. 278(a).
Subchapter 19, Branch Offices, was adopted as R.1986 d.11, effective February 3, 1986. See: 17 N.J.R. 42(a), 18 N.J.R. 280(a).
Subchapter 20, Cancellation and Nonrenewal of Property and Casualty/Liability Insurance Policies, was repealed, and Subchapter 20, Cancellation and Nonrenewal of Commercial and Homeowners' Insurance Policies, was adopted as new rules, effective July 7, 1986, with portions operative July 28, 1986, and Subchapter 22, Prohibition of Certain Cancellation and Nonrenewal Activity, was adopted as R.1986 d.272, effective July 7, 1986. See: 18 N.J.R. 457(b), 18 N.J.R. 1388(a).
Subchapter 16, Requirements for Filing a Downward Deviation in Currently Approved Rates, was adopted as R.1986 d.478, effective December 15, 1986. See: 18 N.J.R. 1998(a), 18 N.J.R. 2458(a).
Subchapter 25, Official Department Mailing List: Address Information, was adopted as R.1988 d.64, effective February 1, 1988. See: 19 N.J.R. 2236(a), 20 N.J.R. 294(b).
Subchapter 9, Agents for Life Insurance, Health Insurance and Annuity Contracts-Temporary Licensing, Subchapter 14, Insurance Licensees, Subchapter 18, Approval of Business Names, and Subchapter 19, Branch Offices, were repealed by R.1988 d.186, effective April 18, 1988. See: 20 N.J.R. 225(c), 20 N.J.R. 904(b).
Pursuant to Executive Order No. 66(1978), Subchapter 20, Cancellation and Nonrenewal of Commercial and Homeowners' Insurance Policies, and Subchapter 22, Prohibition of Certain Cancellation and Nonrenewal Activity, were readopted as R.1988 d.341, effective June 24, 1988. See: 20 N.J.R. 1061(a), 20 N.J.R. 1720(a).
Subchapter 10, Admission Requirements for Foreign and Alien Property and Casualty Insurers, was adopted as new rules by R.1989 d.329, effective June 19, 1989. See: 21 N.J.R. 426(a), 21 N.J.R. 1702(a).
Subchapter 26, Annual Publication of Insurer Profitability Information, was adopted as R.1989 d.538, effective October 16, 1989. See: 21 N.J.R. 2181(a), 21 N.J.R. 3297(c).
Subchapter 3, Cancellation for Nonpayment of Premium Where Producer of Record Has Advanced Premium, Subchapter 7, Service and Placement Fees, Subchapter 8, Property-Casualty Agents, and Subchapter 13, Disclosure Agreements for Motor Club Service Contracts Sold in Connection with Automobile Insurance Policies, were repealed by R.1990 d.11, effective January 2, 1990. See: 21 N.J.R. 1317(a), 22 N.J.R. 30(b).
Subchapter 28, Formation of a Domestic Property and Casualty Insurance Corporation (Stock or Mutual) or Reciprocal Insurance Exchange, was adopted as R.1990 d.162, effective March 19, 1990. See: 21 N.J.R. 3607(a), 22 N.J.R. 954(b), 22 N.J.R. 1266(a).
Subchapter 29, Temporary Certificate of Authority, was adopted as R.1991 d.15, effective January 7, 1991. See: 22 N.J.R. 2453(a), 23 N.J.R. 100(a).
Pursuant to Executive Order No. 66(1978), Chapter 1, Administration, was readopted as R.1991 d.101, effective January 31, 1991. See: 22 N.J.R. 3686(a), 23 N.J.R. 690(b).
Subchapter 32, Fees was adopted as new rules by R.1991 d.303, effective June 17, 1991, operative July 1, 1991. See: 23 N.J.R. 825(a), 23 N.J.R. 1948(a).
Subchapter 6, New Jersey Property-Liability Insurance Guaranty Association, was repealed, and a new Subchapter 6, New Jersey Property-Liability Insurance Guaranty Association Assessment Premium Surcharge was adopted as new rules by R.1991 d.461, effective September 3, 1991. See: 23 N.J.R. 823(b), 23 N.J.R. 2638(a).
Subchapter 33, Public Advocate Reimbursement Disputes, was adopted as new rules by R.1993 d.179, effective April 19, 1993. See: 24 N.J.R. 2706(a), 25 N.J.R. 1764(c).
Subchapter 35, Insurance Holding Company Systems, was adopted as emergency new rules by R.1993 d.445, effective August 16, 1993, to expire October 15, 1993. See: 25 N.J.R. 4275(a). The provisions of R.1993 d.445 were readopted without change as R.1993 d.554, effective October 15, 1993. See: 25 N.J.R. 4275(a), 25 N.J.R. 5170(b).
Subchapter 36, Examination of Insurers, was adopted as emergency new rules by R.1993 d.446, effective August 16, 1993, to expire October 15, 1993. See: 25 N.J.R. 4284(a). The provisions of R.1993 d.446 were readopted as R.1993 d.555, effective October 15, 1993. See: 25 N.J.R. 4284(a), 25 N.J.R. 5180(a).
Subchapter 3, Disability Discrimination Grievance Procedure, was adopted as new rules by R.1993 d.618, effective December 6, 1993. See: 25 N.J.R. 1327(a), 25 N.J.R. 5666(b).
Subchapter 34, Surplus Lines: Exportable List, was adopted as new rules by R.1994 d.7, effective January 3, 1994. See: 24 N.J.R. 4331(a), 26 N.J.R. 236(b).
Subchapter 31, Surplus Lines Insurer Eligibility, was adopted as new rules by R.1994 d.102, effective February 22, 1994. See: 25 N.J.R. 1819(a), 26 N.J.R. 1096(a).
Subchapter 37, Licensing of Public Adjusters, was adopted as new rules by R.1994 d.207, effective April 18, 1994. See: 25 N.J.R. 5432(a), 26 N.J.R. 327(a), 26 N.J.R. 1711(a).
Subchapter 7, Medical Malpractice Reporting Requirements, was adopted as new rules by R.1994 d.493, effective September 19, 1994. See: 26 N.J.R. 1433(a), 26 N.J.R. 3864(a).
Subchapter 39, Disclosure of Material Transactions, was adopted as new rules by R.1995 d.234, effective May 1, 1995. See: 27 N.J.R. 816(a), 27 N.J.R. 1802(a).
Subchapter 21A, Actuarial Opinion and Memorandum for Life/Health Insurers, was adopted as new rules by R.1995 d.605, effective November 20, 1995. See: 27 N.J.R. 2998(a), 27 N.J.R. 4720(a).
Subchapter 26, Annual Publication of Insurer Profitability Information, Subchapter 29, Temporary Certificate of Authority, and Subchapter 33, Public Advocate Reimbursement Disputes, were repealed by R.1996 d.116, effective March 4, 1996. See: 27 N.J.R. 4121(a), 28 N.J.R. 1382(a).
Subchapter 38, Oversight of Fireman's Relief Associations, was adopted as new rules by R.1996 d.125, effective March 4, 1996, operative March 4, 1996, except for N.J.A.C. 11:1-38.4 which shall be operative January 1, 1997. See: 27 N.J.R. 634(a), 28 N.J.R. 1384(a).
Pursuant to Executive Order No. 66(1978), Chapter 1, Administration, was readopted as R.1996 d.116, effective January 31, 1996. See: 27 N.J.R. 4121(a), 28 N.J.R. 1382(a).
Petition for Rulemaking. See: 29 N.J.R. 707(c), 29 N.J.R. 948(b).
Subchapter 41, Surety Bonds for Contracts Involving the State, Local Contracting Units, Boards of Education, State Colleges and County Colleges, was adopted as R.1996 d.496, effective October 21, 1996. See: 28 N.J.R. 3505(a), 28 N.J.R. 4582(a).
Subchapter 38, Oversight of Firemen's Relief Associations, was adopted as R.1996 d.125, effective March 4, 1996, operative March 4, 1996, except for N.J.A.C. 11:1-38.4 which became operative July 1, 1997. See: 27 N.J.R. 634(a), 28 N.J.R. 1384(a), 29 N.J.R. 425(a).
Subchapter 43, Unusual Hardship For Covered Claims Under The New Jersey Property-Liability Insurance Guaranty Association and New Jersey Surplus Lines Insurance Guaranty Fund, was adopted as R.1997 d.512, effective December 1, 1997. See: 29 N.J.R. 3765(a), 29 N.J.R. 5065(b).
Subchapter 24, Use of Credit Cards, Charge Cards, Debit Cards Or Direct Account Deduction (Alternative Payment Method) To Pay Insurance Premiums, was adopted as R.1998 d.276, effective June 1, 1998. See: 29 N.J.R. 3588(a), 30 N.J.R. 2003(a).
Pursuant to Executive Order No. 66(1978), Chapter 1, Administration, was readopted as R.2001 d.75, effective January 31, 2001. See: 32 N.J.R. 4184(a), 33 N.J.R. 794(a), 33 N.J.R. 1920(a).
Subchapter 33, Surplus Lines Insurance: Procurement Procedure, was adopted as new rules by R.2003 d.37, effective February 3, 2003. See: 34 N.J.R. 641(a), 35 N.J.R. 612(a).
Subchapter 45, Notice to Policyholders of Consumer Insurance Rate Increases, was adopted as new rules by R.2003 d.496, effective December 15, 2003. See: 35 N.J.R. 3517(a), 35 N.J.R. 5595(a).
Subchapter 44, Standards for Safeguarding Customer Information, was adopted as new rules by R.2004 d.148, effective April 19, 2004. See: 35 N.J.R. 5210(a), 36 N.J.R. 1926(a).
Subchapter 46, Stock Workers' Compensation Security Fund, was adopted as new rules by R.2004 d.426, effective November 15, 2004. See: 36 N.J.R. 3476(a), 36 N.J.R. 5129(b).
Subchapter 47, Electronic Transactions, was adopted as new rules by R.2005 d.83, effective March 7, 2005. See: 36 N.J.R. 4207(a), 37 N.J.R. 775(a).
Subchapter 40, Recoupment of Fugitive Recovery Expenses by Surety Companies, was adopted as R.2005 d.247, effective August 1, 2005. See: 37 N.J.R. 198(a), 37 N.J.R. 2882(b).
Chapter 1, Administration, was readopted as R.2006 d.307, effective July 30, 2006. As a part of R.2006 d.307, Subchapter 45, Notice to Policyholders of Consumer Insurance Rate Increases, was renamed Notice to Policyholders of Personal Lines Insurance Rate Increases, effective September 5, 2006. See: 37 N.J.R. 4156(a), 38 N.J.R. 3586(a).
Subchapter 21, Loss Reserve Opinions, was repealed and Subchapter 21, Loss Reserve Opinions, was adopted as new rules by R.2007 d.232, effective August 6, 2007. See: 39 N.J.R. 752(a), 39 N.J.R. 3386(a).
Subchapter 2A, Personal Lines Filings: Rate Filing Review Procedures, was adopted as new rules by R.2007 d.370, effective December 3, 2007. See: 39 N.J.R. 342(a), 39 N.J.R. 5081(c).
Subchapter 46, Stock Workers' Compensation Security Fund, was renamed Workers' Compensation Security Fund by R.2007 d.365, effective December 3, 2007. See: 39 N.J.R. 3275(a), 39 N.J.R. 5083(a).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 1, Administration, was scheduled to expire on July 30, 2013. See: 43 N.J.R. 1203(a).
Chapter 1, Administration, was readopted as R.2011 d.284, effective October 24, 2011. See: 43 N.J.R. 1566(a), 43 N.J.R. 3094(a).
Subchapter 20, Renewal, Cancellation and Nonrenewal of Commercial and Homeowners Insurance Policies, was renamed Renewal, Cancellation, and Nonrenewal of Commercial and Homeowners Insurance Policies by R.2014 d.089, effective May 19, 2014. See: 45 N.J.R. 1217(a), 46 N.J.R. 858(a).
Chapter 1, Administration, was readopted as R.2019 d.041, effective April 22, 2019. See: Source and Effective Date. See, also, section annotations.

CHAPTER AUTHORITY:

N.J.S.A. 17:1-8.1, 17:1-15.e, 17:17-1 et seq., 17B:17-1 et seq., and 34:15-103 et seq.

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