Chapter 2 - INSURANCE GROUP

  1. Subchapter 1 - ADMISSION REQUIREMENTS FOR FOREIGN AND ALIEN LIFE AND HEALTH INSURERS (§ 11:2-1.1 to 11:2-1.8)
  2. Subchapter 2 - INSURANCE ON FINANCED AUTOMOBILES (§ 11:2-2.1)
  3. Subchapter 3 - CREDIT LIFE INSURANCE AND CREDIT ACCIDENT AND HEALTH INSURANCE (§ 11:2-3.1 to 11:2-3.26)
  4. Subchapter 4 - ELECTRONIC DATA PROCESSING EQUIPMENT (§ 11:2-4.1)
  5. Subchapter 5 - PROXIES, CONSENTS AND AUTHORIZATIONS (§ 11:2-5.1 to 11:2-5.10)
  6. Subchapter 6 - INFORMATION REQUIRED IN PROXY STATEMENT, GENERALLY (§ 11:2-6.1 to 11:2-6.17)
  7. Subchapter 7 - INFORMATION REQUIRED BY PARTICIPANTS IN PROXY SOLICITATION IN ELECTION CONTESTS (§ 11:2-7.1)
  8. Subchapter 8 - RESERVED
  9. Subchapter 9 - INSIDER TRADING OF DOMESTIC STOCK INSURANCE COMPANY EQUITY SECURITIES (§ 11:2-9.1 to 11:2-9.26)
  10. Subchapter 10 - RESERVED
  11. Subchapter 11 - RULES GOVERNING ADVERTISEMENT OF HEALTH INSURANCE (§ 11:2-11.1 to 11:2-11.22)
  12. Subchapter 12 - MASS MARKETING OF PROPERTY AND LIABILITY INSURANCE (§ 11:2-12.1 to 11:2-12.15)
  13. Subchapter 13 - GROUP COVERAGE DISCONTINUANCE AND REPLACEMENT (§ 11:2-13.1 to 11:2-13.9)
  14. Subchapter 14 - PROCEDURES FOR THE CONDUCT OF VOTING ON A PLAN OF REORGANIZATION OF A DOMESTIC MUTUAL LIFE INSURER (§ 11:2-14.1 to 11:2-14.11)
  15. Subchapter 15 - INSOLVENT INSURERS (§ 11:2-15.1)
  16. Subchapter 16 - GUARANTEED ARREST BOND CERTIFICATES OF AUTOMOBILE CLUB UNDERTAKING (§ 11:2-16.1)
  17. Subchapter 17 - UNFAIR CLAIMS SETTLEMENT PRACTICES (§ 11:2-17.1 to 11:2-17.15)
  18. Subchapter 18 - READABLE POLICIES (§ 11:2-18.1 to 11:2-18.7)
  19. Subchapter 19 - DESIGNATION OF THIRD PARTY FOR CERTAIN NOTIFICATIONS BY SENIOR CITIZEN INSUREDS (§ 11:2-19.1 to 11:2-19.4)
  20. Subchapter 20 THROUGH 22 - RESERVED
  21. Subchapter 23 - ADVERTISEMENT OF LIFE INSURANCE AND ANNUITIES (§ 11:2-23.1 to 11:2-23.10)
  22. Subchapter 23A - MILITARY SALES PRACTICES (§ 11:2-23A.1 to 11:2-23A.7)
  23. Subchapter 24 THROUGH 25 - RESERVED
  24. Subchapter 26 - ANNUAL FINANCIAL REPORTING (§ 11:2-26.1 to 11:2-26.22)
  25. Subchapter 27 - DETERMINATION OF INSURERS IN A HAZARDOUS FINANCIAL CONDITION (§ 11:2-27.1 to 11:2-27.5)
  26. Subchapter 28 - CREDIT FOR REINSURANCE (§ 11:2-28.1 to 11:2-28.14)
  27. Subchapter 29 - ORDERLY WITHDRAWAL OF INSURANCE BUSINESS (§ 11:2-29.1 to 11:2-29.10)
  28. Subchapter 30 - RESERVED
  29. Subchapter 31 - MANNER OF DETERMINING PREMIUM FOR PERPETUAL HOMEOWNERS INSURANCE (§ 11:2-31.1 to 11:2-31.6)
  30. Subchapter 32 - CUSTODIAL DEPOSITS (§ 11:2-32.1 to 11:2-32.5)
  31. Subchapter 33 - WORKERS' COMPENSATION SELF-INSURANCE (§ 11:2-33.1 to 11:2-33.8)
  32. Subchapter 34 - RESERVED
  33. Subchapter 35 - RELIEF FROM INSURER OBLIGATIONS UNDER THE FAIR AUTOMOBILE INSURANCE REFORM ACT OF 1990 (§ 11:2-35.1 to 11:2-35.6)
  34. Subchapter 36 - RISK RETENTION GROUPS AND PURCHASING GROUPS (§ 11:2-36.1 to 11:2-36.8)
  35. Subchapter 37 - PRODUCER-CONTROLLED INSURERS (§ 11:2-37.1 to 11:2-37.7)
  36. Subchapter 38 - RESERVED
  37. Subchapter 39 - INCREASE IN CAPITAL AND SURPLUS REQUIREMENTS FOR INSURERS (§ 11:2-39.1 to 11:2-39.15)
  38. Subchapter 39A - INCREASE IN CAPITAL AND SURPLUS REQUIREMENTS FOR HEALTH ORGANIZATIONS (§ 11:2-39A.1 to 11:2-39A.15)
  39. Subchapter 40 - LIFE, HEALTH AND ANNUITY REINSURANCE AGREEMENTS (§ 11:2-40.1 to 11:2-40.8)
  40. Subchapter 41 - HOMEOWNERS INSURANCE CONSUMER INFORMATION BROCHURE; SUMMARY OF NOTABLE COVERAGES AND EXCLUSIONS (§ 11:2-41.1 to 11:2-41.4)
  41. Subchapter 42 - HOMEOWNERS INSURANCE: STANDARD HURRICANE DEDUCTIBLES AND EXPEDITED PROCESS FOR HOMEOWNERS INSURANCE RATE CHANGES (§ 11:2-42.1 to 11:2-42.10)
  42. Subchapter 43 - TREATMENT OF ALLOCATED DEPOSIT-TYPE DEFERRED ANNUITY CONTRACT FUNDS FOR PURPOSES OF CALCULATING THE SPECIAL PURPOSE APPORTIONMENT AND THE FRAUD ASSESSMENT (§ 11:2-43.1 to 11:2-43.5)

Notes

CHAPTER SOURCE AND EFFECTIVE DATE:
R.2018 d.147, effective June 29, 2018.
See: 49 N.J.R. 3650(a), 50 N.J.R. 1815(b).
CHAPTER HISTORICAL NOTE:
Chapter 2, Insurance Group, was adopted and became effective prior to September 1, 1969.
Subchapter 10, Casualty Insurers, Personal Lines Insurance, was adopted as new rules by R.1970 d.71, effective June 26, 1970.
Subchapter 11, Rules Governing Advertisement of Health Insurance, was adopted as new rules by R.1972 d.95, effective May 16, 1972. See: 4 N.J.R. 69(b), 4 N.J.R. 128(d).
Subchapter 12, Mass Marketing of Property and Liability Insurance, was adopted as new rules by R.1974 d.271, effective September 25, 1974. See: 6 N.J.R. 313(d), 6 N.J.R. 408(a).
Subchapter 13, Group Coverage Discontinuance and Replacement, was adopted as new rules by R.1974 d.272, effective February 1, 1975. See: 5 N.J.R. 342(c), 6 N.J.R. 409(a).
Subchapter 17, Unfair Claims Settlement Practices, was adopted as new rules by R.1981 d.407, effective November 2, 1981, operative January 15, 1982. See: 12 N.J.R. 600(f), 13 N.J.R. 774(c), 13 N.J.R. 894(a).
Subchapter 18, Readable Policies, was adopted as new rules by R.1982 d.410, effective November 15, 1982. See: 14 N.J.R. 967(a), 14 N.J.R. 1307(c).
Subchapter 10, Casualty Insurers, Personal Lines Insurance, was repealed by R.1985 d.71, effective February 19, 1985. See: 16 N.J.R. 2920(a), 17 N.J.R. 458(b).
Subchapter 23, Advertisement of Life Insurance and Annuities, was adopted as new rules by R.1985 d.600, effective November 18, 1985. See: 16 N.J.R. 2626(a), 17 N.J.R. 2776(a).
Subchapter 19, Approval of Insurance Schools and Company Training Programs, was adopted as new rules by R.1985 d.608, effective December 2, 1985. See: 16 N.J.R. 2920(b), 17 N.J.R. 2901(b).
Subchapter 1, Educational Requirements for Licensing, was repealed, and Subchapter 19, Approval of Insurance Schools and Company Training Programs, was repealed by R.1989 d.192, effective April 3, 1989. See: 20 N.J.R. 1152(a), 21 N.J.R. 899(b).
Subchapter 26, Annual Audited Financial Reports, was adopted as new rules by R.1989 d.612, effective December 18, 1989. See: 21 N.J.R. 3054(a), 21 N.J.R. 3919(b).
Pursuant to Executive Order No. 66(1978), Chapter 2, Insurance Group, was readopted as R.1991 d.4, effective November 30, 1990, and Subchapter 8, Mid-Term Substitution by Mortgagor of Insurance Policies, was repealed, effective January 7, 1991, by R.1991 d.4. See: 22 N.J.R. 1673(a), 23 N.J.R. 103(a).
Subchapter 32, Custodial Deposits, was adopted as new rules by R.1991 d.14, effective January 7, 1991. See: 22 N.J.R. 2640(a), 23 N.J.R. 105(a).
Subchapter 31, Manner of Determining Premium for Perpetual Homeowners Insurance, was adopted as new rules by R.1991 d.139, effective March 18, 1991. See: 22 N.J.R. 601(a), 23 N.J.R. 860(b).
Subchapter 29, Orderly Withdrawal of Insurance Business, was adopted as new rules by R.1991 d.262, effective May 20, 1991. See: 23 N.J.R. 15(b), 23 N.J.R. 1673(a).
Subchapter 35, Relief from Insurer Obligations Under the Fair Automobile Insurance Reform Act of 1990, was adopted as new rules by R.1991 d.519, effective October 21, 1991. See: 23 N.J.R. 660(a), 23 N.J.R. 3166(a).
Subchapter 27, Determination of Insurers in a Hazardous Financial Condition, was adopted as new rules by R.1992 d.292, effective July 6, 1992. See: 23 N.J.R. 3197(a), 24 N.J.R. 2456(a).
Subchapter 33, Workers' Compensation Self-Insurance, was adopted as new rules by R.1993 d.157, effective April 5, 1993. See: 24 N.J.R. 1944(a), 24 N.J.R. 2708(b), 25 N.J.R. 1526(a).
Subchapter 28, Credit for Reinsurance, was adopted as emergency new rules by R.1993 d.448, effective August 16, 1993, expires October 15, 1993. See: 25 N.J.R. 4289(a). The provisions of R.1993 d.448 were readopted as R.1993 d.557, effective October 15, 1993. See: 25 N.J.R. 4289(a), 25 N.J.R. 5184(a).
Subchapter 36, Risk Retention Groups and Purchasing Groups, was adopted as emergency new rules by R.1993 d.449, effective August 16, 1993, expires October 15, 1993. See: 25 N.J.R. 4298(a). The provisions of R.1993 d.449 were readopted as R.1993 d.558, effective October 15, 1993. See: 25 N.J.R. 4298(a), 25 N.J.R. 5197(a).
Subchapter 37, Producer-Controlled Insurers, was adopted as emergency new rules by R.1993 d.450, effective August 16, 1993, expires October 15, 1993. See: 25 N.J.R. 4304(a). The provisions of R.1993 d.450 were readopted as R.1993 d.559, effective October 15, 1993. See: 25 N.J.R. 4304(a), 25 N.J.R. 5202(a).
Subchapter 38, Increase in Property and Casualty Capital and Surplus Requirements, was adopted as emergency new rules by R.1993 d.451, effective August 16, 1993, expires October 15, 1993. See: 25 N.J.R. 4306(a). The provisions of R.1993 d.451 were readopted as R.1993 d.560, effective October 15, 1993. See: 25 N.J.R. 4306(a), 25 N.J.R. 5204(a).
Subchapter 39, Increase in Capital and Surplus Requirements for Life and Health Insurers, was adopted as emergency new rules by R.1993 d.452, effective August 16, 1993, expires October 15, 1993. See: 25 N.J.R. 4309(a). The provisions of R.1993 d.452 were readopted as R.1993 d.561, effective October 15, 1993. See: 25 N.J.R. 4309(a), 25 N.J.R. 5208(a).
Subchapter 40, Life, Health and Annuity Reinsurance Agreements, was adopted as emergency new rules by R.1993 d.453, effective August 16, 1993, expires October 15, 1993. See: 25 N.J.R. 4314(a). The provisions of R.1993 d.453 were readopted as R.1993 d.562, effective October 15, 1993. See: 25 N.J.R. 4314(a), 25 N.J.R. 5212(a).
Subchapter 34, Surplus Lines Insurance: Allocation of Premium Tax and Surcharge, was adopted as new rules by R.1993 d.582, effective November 15, 1993. See: 25 N.J.R. 1826(a), 25 N.J.R. 5194(a).
Petition for Rulemaking. See: 26 N.J.R. 2487(b).
Subchapter 41, Windstorm Market Assistance Program, was adopted as new rules by R.1995 d.53, effective January 17, 1995. See: 26 N.J.R. 4304(a), 27 N.J.R. 364(a).
Subchapter 1, Admission Requirements for Foreign and Alien Life and Health Insurers, was adopted as new rules by R.1995 d.80, effective February 6, 1995. See: 26 N.J.R. 4586(a), 27 N.J.R. 559(a).
Pursuant to Executive Order No. 66(1978), Chapter 2, Insurance Group, was readopted as R.1996 d.3, effective November 30, 1995, with amendments effective January 2, 1996. See: 27 N.J.R. 3278(b), 28 N.J.R. 152(b).
Subchapter 39, Increase in Capital and Surplus Requirements For Life and Health Insurers, was renamed Increase in Capital and Surplus Requirements for Insurers by R.1997 d.186, effective May 5, 1997. See: 29 N.J.R. 404(a), 29 N.J.R. 2175(b).
Pursuant to Executive Order No. 66(1978), Chapter 2, Insurance Group, was readopted as R.2001 d.6, effective November 30, 2000. See: 32 N.J.R. 3530(a), 33 N.J.R. 85(a).
Subchapter 14, Procedures for the Conduct of Voting on a Plan of Reorganization of a Domestic Mutual Life Insurer, was adopted as new rules by R.2001 d.84, effective March 5, 2001. See 32 N.J.R. 4330(a), 33 N.J.R. 802(a).
Subchapter 19, Designation of Third Party for Certain Notifications by Senior Citizen Insureds, was adopted as new rules by R.2002 d.210, effective July 1, 2002. See: 34 N.J.R. 366(a), 34 N.J.R. 2315(a).
Subchapter 42, Homeowners' Insurance: Standard Hurricane Deductibles And Expedited Process for Homeowners' Insurance Changes, was adopted as new rules by R.2003 d.450, effective November 17, 2003. See: 35 N.J.R. 1189(a), 35 N.J.R. 5280(b).
Subchapter 43, Treatment of Allocated Deposit-Type Deferred Contract Funds for Purposes of Calculating the Special Purpose Apportionment and the Fraud Assessment, was adopted as new rules by R. 2004, d.407, effective November 1, 2004. See: 36 N.J.R. 2976(a), 36 N.J.R. 4929(a).
Chapter 2, Insurance Group, was readopted as R.2005 d.350, effective September 21, 2005. As part of R.2005 d.350, Subchapter 38, Temporary Waiver from Increase in Property and Casualty Capital and Surplus Requirements, was repealed, effective October 17, 2005. See: 37 N.J.R. 2285(a), 37 N.J.R. 4026(a).
Subchapter 39, Increase in Capital and Surplus Requirements for Insurers, was renamed Increase in Capital and Surplus Requirements for Insurers and Health Maintenance Organizations by R.2005 d.421, effective December 5, 2005. See: 37 N.J.R. 2992(a), 37 N.J.R. 4556(b).
Subchapter 23A, Military Sales Practices, was adopted as new rules by R.2008 d.67, effective March 17, 2008. See: 39 N.J.R. 4053(a), 40 N.J.R. 1663(b).
Subchapter 26, Annual Audited Financial Reports, was renamed Annual Financial Reporting by R.2010 d.026, effective January 19, 2010. See: 41 N.J.R. 3364(a), 42 N.J.R. 486(b).
Chapter 2, Insurance Group, was readopted as R.2011 d.044, effective January 6, 2011. As a part of R.2011 d.044, Subchapter 41, Windstorm Market Assistance Program, was repealed, effective February 7, 2011. See: 42 N.J.R. 2199(a), 43 N.J.R. 309(a).
Subchapter 34, Surplus Lines Insurance: Allocation of Premium Tax and Surcharge, was repealed by R.2012 d.112, effective June 4, 2012. See: 44 N.J.R. 548(a), 44 N.J.R. 1701(b).
Subchapter 42, Homeowners' Insurance: Standard Hurricane Deductibles And Expedited Process For Homeowners' Insurance Rate Changes, was renamed Homeowners Insurance: Standard Hurricane Deductibles And Expedited Process For Homeowners Insurance Rate Changes by R.2014 d.089, effective May 19, 2014. See: 45 N.J.R. 1217(a), 46 N.J.R. 858(a).
Subchapter 41, Homeowners Insurance Consumer Information Brochure; Summary of Notable Coverages and Exclusions, was adopted as new rules by R.2015 d.035, effective March 2, 2015. See: 46 N.J.R. 744(b), 47 N.J.R. 529(a).
Subchapter 39, Increase in Capital and Surplus Requirements for Insurers and Health Maintenance Organizations, was renamed Increase in Capital and Surplus Requirements for Insurers; and Subchapter 39A, Increase in Capital and Surplus Requirements for Health Organizations, was adopted as new rules by R.2016 d.153, effective November 21, 2016. See: 48 N.J.R. 554(a), 48 N.J.R. 2441(a).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 2, Insurance Group, was scheduled to expire on January 6, 2018. See: 43 N.J.R. 1203(a).
Chapter 2, Insurance Group, was readopted as R.2018 d.147, effective June 29, 2018. See: Source and Effective Date. See, also, section annotations.

CHAPTER AUTHORITY:

N.J.S.A. 17:1-8.1, 17:1-15.e, 17:17-1 et seq., 17B:17-1 et seq., 34:15-77, and 54:18A-1 et seq.

State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.

No prior version found.