N.J. Admin. Code Tit. 3, ch. 17 - CONSUMER LENDERS AND SALES FINANCE COMPANIES

  1. Subchapter 1 - GENERAL PROVISIONS (§ 3:17-1.1 to 3:17-1.7)
  2. Subchapter 2 - LICENSING (§ 3:17-2.1 to 3:17-2.9)
  3. Subchapter 3 - FEES (§ 3:17-3.1 to 3:17-3.2)
  4. Subchapter 4 - NET WORTH, LIQUID ASSETS AND INSOLVENCY (§ 3:17-4.1 to 3:17-4.4)
  5. Subchapter 5 - BOOKS AND RECORDS; EXAMINATIONS; ANNUAL REPORTS (§ 3:17-5.1 to 3:17-5.11)
  6. Subchapter 6 - INSURANCE (§ 3:17-6.1 to 3:17-6.2)
  7. Subchapter 7 - ADVERTISING (§ 3:17-7.1 to 3:17-7.3)
  8. Subchapter 8 - CHARACTERISTICS OF LOANS (§ 3:17-8.1 to 3:17-8.2)
  9. Subchapter 9 - OTHER PERMISSIBLE LINES OF BUSINESS FOR CONSUMER LENDERS (§ 3:17-9.1 to 3:17-9.3)
  10. Subchapter 10 - IMPOSITION OF ADMINISTRATIVE PENALTIES (§ 3:17-10.1 to 3:17-10.5)

Notes

N.J. Admin. Code Tit. 3, ch. 17
CHAPTER SOURCE AND EFFECTIVE DATE:
Effective: 5/17/2017.
See: 49 N.J.R. 1676(a).
CHAPTER HISTORICAL NOTE:
All provisions of Chapter 17, Consumer Loan Act Regulations, were adopted as the Commissioner of Banking pursuant to authority delegated at N.J.S.A. 17:10-23. Chapter 17 was amended by R.1975 d.147, effective 6/2/1975. See: 7 N.J.R. 192(a), 7 N.J.R. 291(c); R.1977 d.330, effective 8/26/1977. See: 9 N.J.R. 452(c). Subchapter 7, Other Business, was adopted as R.1981 d.257, effective 7/9/1981. See: 13 N.J.R. 115(e), 13 N.J.R. 384(a). Chapter 17 was amended by R.1981 d.430, effective 11/2/1981. See: 13 N.J.R. 471(b), 13 N.J.R. 754(a); R.1983 d.120, effective 4/18/1983. See: 15 N.J.R. 111(a), 15 N.J.R. 622(b); R.1985 d.486, effective 9/16/1985. See: 17 N.J.R. 1703(a), 17 N.J.R. 2247(b).
Pursuant to Executive Order No. 66(1978), Chapter 17 was readopted as R.1986 d.277, effective 6/18/1986. See: 18 N.J.R. 1021(a), 18 N.J.R. 1453(b).
Pursuant to Executive Order No. 66(1978), Chapter 17 was readopted as R.1991 d.354, effective 6/13/1991. See: 23 N.J.R. 1234(a), 23 N.J.R. 2121(a).
Pursuant to Executive Order No. 66(1978), Chapter 17, Consumer Loan Act Regulations, expired on 6/13/1996.
Chapter 17, Consumer Loan Act Regulations, was adopted as R.1996 d.409, effective 9/3/1996. See: 28 N.J.R. 2670(a), 28 N.J.R. 4095(a). Chapter 17 was repealed by R.1997 d.257, effective 6/16/1997. See: 29 N.J.R. 1489(a), 29 N.J.R. 2641(a).
Chapter 17, Consumer Lenders and Sales Finance Companies, was adopted as new rules by R.2010 d.130, effective 6/21/2010 (operative July 31, 2010). See: 42 N.J.R. 105(a), 42 N.J.R. 1154(a).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 17, Consumer Lenders and Sales Finance Companies, was scheduled to expire on 6/21/2017. See: 43 N.J.R. 1203(a).
Chapter 17, Consumer Lenders and Sales Finance Companies, was readopted, effective 5/17/2017. See: Source and Effective Date. CHAPTER SOURCE AND EFFECTIVE DATE:
Effective: 4/11/2024.
See: 56 N.J.R. 765(a).
CHAPTER HISTORICAL NOTE:
All provisions of Chapter 17, Consumer Loan Act Regulations, were adopted as the Commissioner of Banking pursuant to authority delegated at N.J.S.A. 17:10-23. Chapter 17 was amended by R.1975 d.147, effective 6/2/1975. See: 7 N.J.R. 192(a), 7 N.J.R. 291(c); R.1977 d.330, effective 8/26/1977. See: 9 N.J.R. 452(c). Subchapter 7, Other Business, was adopted as R.1981 d.257, effective 7/9/1981. See: 13 N.J.R. 115(e), 13 N.J.R. 384(a). Chapter 17 was amended by R.1981 d.430, effective 11/2/1981. See: 13 N.J.R. 471(b), 13 N.J.R. 754(a); R.1983 d.120, effective 4/18/1983. See: 15 N.J.R. 111(a), 15 N.J.R. 622(b); R.1985 d.486, effective 9/16/1985. See: 17 N.J.R. 1703(a), 17 N.J.R. 2247(b).
Pursuant to Executive Order No. 66(1978), Chapter 17 was readopted as R.1986 d.277, effective 6/18/1986. See: 18 N.J.R. 1021(a), 18 N.J.R. 1453(b).
Pursuant to Executive Order No. 66(1978), Chapter 17 was readopted as R.1991 d.354, effective 6/13/1991. See: 23 N.J.R. 1234(a), 23 N.J.R. 2121(a).
Pursuant to Executive Order No. 66(1978), Chapter 17, Consumer Loan Act Regulations, expired on 6/13/1996.
Chapter 17, Consumer Loan Act Regulations, was adopted as R.1996 d.409, effective 9/3/1996. See: 28 N.J.R. 2670(a), 28 N.J.R. 4095(a). Chapter 17 was repealed by R.1997 d.257, effective 6/16/1997. See: 29 N.J.R. 1489(a), 29 N.J.R. 2641(a).
Chapter 17, Consumer Lenders and Sales Finance Companies, was adopted as new rules by R.2010 d.130, effective 6/21/2010 (operative 7/31/2010). See: 42 N.J.R. 105(a), 42 N.J.R. 1154(a).
In accordance with N.J.S.A. 52:14B-5.1b, Chapter 17, Consumer Lenders and Sales Finance Companies, was scheduled to expire on 6/21/2017. See: 43 N.J.R. 1203(a).
Chapter 17, Consumer Lenders and Sales Finance Companies, was readopted, effective 5/17/2017. See: 49 N.J.R. 1676(a).
Chapter 17, Consumer Lenders and Sales Finance Companies, was readopted, effective 4/11/2024. See: Source and Effective Date.

CHAPTER AUTHORITY:

N.J.S.A. 17:1-8, 17:1-8.1, 17:1-15.e, 17:1C-33 et seq., and 17:11C-49.

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