N.M. Admin. Code tit. 13, ch. 18, pt. 2 - CREDIT LIFE AND CREDIT HEALTH INSURANCE

  1. § 13.18.2.1 - ISSUING AGENCY
  2. § 13.18.2.2 - SCOPE
  3. § 13.18.2.3 - STATUTORY AUTHORITY
  4. § 13.18.2.4 - DURATION
  5. § 13.18.2.5 - EFFECTIVE DATE
  6. § 13.18.2.6 - OBJECTIVE
  7. § 13.18.2.7 - DEFINITIONS
  8. § 13.18.2.8 - TERMINATION UPON DISCHARGE OF INDEBTEDNESS
  9. § 13.18.2.9 - CONTINUATION OF ACCIDENT AND HEALTH INSURANCE BENEFITS
  10. § 13.18.2.10 - REFUND OF PREMIUMS
  11. § 13.18.2.11 - PAYMENTS OF BENEFITS TO THE INSURED
  12. § 13.18.2.12 - POLICY PROVISIONS
  13. § 13.18.2.13 - INSURANCE FOR PERIODS BEYOND PAYMENT PERIOD OF THE POLICY
  14. § 13.18.2.14 - GROUP POLICY TERMINATION PROVISIONS
  15. § 13.18.2.15 - INSURED FINANCE CHARGES, ETC
  16. § 13.18.2.16 - OPEN END TRANSACTIONS
  17. § 13.18.2.17 - FILING OF FORMS AND RATES
  18. § 13.18.2.18 - PRESUMPTIVELY ACCEPTABLE CREDIT LIFE INSURANCE PREMIUMS (PRIMA FACIE RATES)
  19. § 13.18.2.19 - USE OF JOINT CREDIT LIFE INSURANCE
  20. § 13.18.2.20 - COMPOSITE SINGLE JOINT OUTSTANDING BALANCE RATE (PRIMA FACIE)
  21. § 13.18.2.21 - ACTUARIAL EQUIVALENT PREMIUM FOR UNEQUAL MONTHLY INSTALLMENTS
  22. § 13.18.2.22 - INSURABILITY REQUIREMENTS PERMITTED
  23. § 13.18.2.23 - PREMIUM RATE ADJUSTMENTS FOR AGE BRACKETS
  24. § 13.18.2.24 - PREMIUM RATES FOR OTHER LAWFUL BENEFITS
  25. § 13.18.2.25 - INSURABILITY REQUIREMENTS PERMITTED FOR INCREASED OPEN-ENDED CREDIT LIFE INSURANCE
  26. § 13.18.2.26 - PRESUMPTIVELY ACCEPTABLE RELATION OF CREDIT ACCIDENT AND HEALTH BENEFITS TO PREMIUMS (PRIMA FACIE)
  27. § 13.18.2.27 - STANDARD OF BENEFITS FOR CREDIT ACCIDENT AND HEALTH INSURANCE
  28. § 13.18.2.28 - INCREASES IN OUTSTANDING BALANCE OPEN-END COVERAGE
  29. § 13.18.2.29 - DEVIATION PROCEDURES
  30. § 13.18.2.30 - DEVIATION CREDIBILITY TABLE
  31. § 13.18.2.31 - FORM CI-DRF PART A - GENERAL INFORMATION
  32. § 13.18.2.32 - FORM CI-DRF PART B - CASE EXPERIENCE
  33. § 13.18.2.33 - FORM CI-DRF PART C - DETERMINATION OF DEVIATED PRESUMPTIVE CASE RATE
  34. § 13.18.2.34 - STATISTICAL DATA
  35. § 13.18.2.35 - PREMIUM REFUNDS
  36. § 13.18.2.36 - RESPONSIBILITIES AND OBLIGATIONS OF INSURANCE COMPANIES
  37. § 13.18.2.37 - RESPONSIBILITIES AND OBLIGATIONS THAT MAY BE DELEGATED TO THE GROUP POLICY CREDITOR OR AGENT
  38. § 13.18.2.38 - CREDITOR MUST BE FIRST BENEFICIARY
  39. § 13.18.2.39 - AUTHORIZED REPRESENTATIVES OF THE INSURER
  40. § 13.18.2.40 - REQUIREMENTS FOR HANDLING CLAIMS
  41. § 13.18.2.41 - CLAIM RESERVES
  42. § 13.18.2.42 - APPROVAL AND RE-FILING OF FORMS
  43. § 13.18.2.43 - PREEXISTING CONDITIONS ON CREDIT LIFE INSURANCE ON OPEN-ENDED CREDIT
  44. § 13.18.2.44 - ADJUSTMENT OF PRESUMPTIVELY ACCEPTABLE CREDIT LIFE INSURANCE PREMIUMS
  45. § 13.18.2.45 - ADJUSTMENT OF PRESUMPTIVELY ACCEPTABLE CREDIT ACCIDENT AND HEALTH INSURANCE PREMIUMS

Notes

N.M. Admin. Code tit. 13, ch. 18, pt. 2
HISTORY OF 13.18.2 NMAC:
Pre-NMAC History: The material in this rule was previously filed with the commission of public records, state records center as:
ID 67-1, Sections 26-1-1 through 26-1-15, New Mexico Official Administrative Rules and Regulations Code filed 12/1/1967.
SCC-85-12, Insurance Department Regulation 25, Credit Life and Credit Health Insurance filed 11/4/1985.
Rule No. SCC-87-1, Insurance Department Regulation 25, Credit Life and Credit Health Insurance filed 2/4/1987.
History of Repealed Material: [RESERVED]
Other History:
Rule No. SCC-87-1, Insurance Department Regulation 25, Credit Life and Credit Health Insurance (filed 2/4/1987) was renumbered, reformatted and replaced by 13 NMAC 18.2, Credit Life and Credit Health Insurance, effective 7/1/1997.
13 NMAC 18.2, Credit Life and Credit Health Insurance (filed 5/27/1997) was renumbered, reformatted, amended and replaced by 13.18.2 NMAC, Credit Life and Credit Health Insurance, effective 12/31/2007.
13.18.2 NMAC, Credit Life and Credit Health Insurance, filed 12/31/2007 was repealed and replaced by 13.18.2 NMAC, Credit Life and Credit Health Insurance, effective 3/11/2025.

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