Or. Admin. Code § 125-155-0600 - Insurance Coverage
(1) The
state's self-insured coverage has been accepted by jurisdictions in the United
States, its possessions and territories, and Canada. Drivers must contact DAS
RM to arrange coverage for any state vehicles to be driven in other locales.
Lack of proper coverage in some countries could result in a driver being
personally liable for criminal fine and imprisonment, criminal defense costs,
and payment to the state for the confiscation of the vehicle.
(2) The state shall not insure or indemnify
friends or family nor insure or indemnify the state authorized driver against
any claims brought by friends or family. Friends and/or family members shall
ride at their own risk or at the personal risk of the related driver, employee,
or person.
(3) Coverage for the
state's vehicles, drivers, and loss-reporting requirements are found in DAS RM
self-insurance policies, ORS 30.260-30.300, ORS 283, and ORS 278.
(a) State self-insurance vehicle liability
coverage is primary when an authorized driver is approved to drive a state
vehicle to conduct official state business and for allowable activities.
Personal use or personal business are not official state business for the
purposes of insurance coverage by the state, unless otherwise authorized by
these rules.
(b) These vehicle
rules, in conjunction with the state's self-insurance policies, will be used to
determine coverage of an employee using a state vehicle outside the definition
of official state business.
(c) The
state does not pay an employee for damage to the employee's personal vehicle,
increased insurance rates, or deductibles due to an accident occurring while on
official state business.
(d) When a
private or commercially rented vehicle is used contrary to these rules, the
driver and vehicle may not be covered by state insurance or self-insurance
coverages. When a state owned, rented, borrowed, leased, or private vehicle is
used contrary to these rules or state/federal law, use of the vehicle will be
considered personal use and the driver and vehicle may not be covered by state
insurance or state self-insurance coverages. The driver may be personally
liable to the state for the value of the use of the vehicle, any damage to the
vehicle, or harm to other parties or property arising out of the misuse. The
driver may also be subject to any other discipline or penalty of any kind
provided by law, contract, rule, policy, and/or guideline.
Notes
Statutory/Other Authority: ORS 184.305, 184.340 & 278.405
Statutes/Other Implemented: ORS 283.310, 283.340, 283.345 & 283.395
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