31 Pa. Code § 81.1 - Purpose

The purpose of this chapter is to:

(1) Regulate the activities of insurers, agents and brokers with respect to the replacement of existing life insurance and annuities.
(2) Protect the interest of life insurance and annuity purchasers by establishing minimum standards of conduct to be observed in replacement transactions by:
(i) Assuring that purchasers receive information with which a decision can be made in the purchasers' best interest.
(ii) Reducing the opportunity for misrepresentation and incomplete disclosures.
(iii) Establishing penalties for failure to comply with this chapter.

Notes

31 Pa. Code § 81.1

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