52 Pa. Code § 32.11 - Passenger carrier insurance
(a)
A common carrier or contract carrier of passengers may not engage in intrastate
commerce and a certificate or permit will not be issued, or remain in force,
except as provided in §
32.15 (relating to applications to
self-insure) until there has been filed with and approved by the Commission a
certificate of insurance by an insurer authorized to do business in this
Commonwealth, to provide for the payment of valid accident claims against the
insured for bodily injury to or the death of a person, or the loss of or damage
to property of others resulting from the operation, maintenance or use of a
motor vehicle in the insured authorized service.
(b) The liability insurance maintained by a
common or contract carrier of passengers on each motor vehicle capable of
transporting fewer than 16 passengers shall be in an amount not less than
$35,000 to cover liability for bodily injury, death or property damage incurred
in an accident arising from authorized service. The $35,000 minimum coverage is
split coverage in the amounts of $15,000 bodily injury per person, $30,000
bodily injury per accident and $5,000 property damage per accident. This
coverage shall include first party medical benefits in the amount of $25,000
and first party wage loss benefits in the amount of $10,000 for passengers and
pedestrians. Except as to the required amount of coverage, these benefits shall
conform to
75 Pa.C.S. §
§
1701-1799.7 (relating to Motor
Vehicle Financial Responsibility Law). First party coverage of the driver of
certificated vehicles shall meet the requirements of
75 Pa.C.S. §
1711
(relating to required benefits).
(c) The liability insurance maintained by a
common or contract carrier of passengers on each motor vehicle capable of
transporting 16 to 28 passengers shall be in an amount not less than $1 million
to cover liability for bodily injury, death or property damage incurred in an
accident arising from authorized service. Except as to the required amount of
liability coverage, this coverage shall meet the requirements of
75 Pa.C.S. §
§
1701-1799.7.
(d) The liability insurance maintained by a
common or contract carrier of passengers on each motor vehicle capable of
transporting more than 28 passengers shall be in an amount not less than $5
million to cover liability for bodily injury, death or property damage incurred
in an accident arising from authorized service. Except as to the required
amount of liability coverage, this coverage shall meet the requirements of
75 Pa.C.S. §
§
1701-1799.7.
(e) The limits in subsections (b)-(d) do not
include the insurance of cargo.
Notes
The provisions of this § 32.11 issued under the Public Utility Code, 66 Pa.C.S. § § 501, 512 and 1103(d); amended under the Public Utility Code, 66 Pa.C.S. § § 501 and 512; and section 612 of The Administrative Code of 1929 (71 P. S. § 232).
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