28 Tex. Admin. Code § 26.12 - Disclosure
In connection with the offering for sale of any small employer health benefit plan, each small employer carrier and each agent must make a reasonable disclosure, as part of its solicitation and sales material, of:
(1) the extent to which premium
rates for a specific small employer are established or adjusted based on the
actual or expected variation in claim costs or the actual or expected variation
in health status of the employees of the small employer and their
dependents;
(2) provisions
concerning the small employer carrier's right to change premium rates and the
factors other than claim experience that affect changes in premium
rates;
(3) provisions relating to
renewability of policies and contracts; and
(4) any preexisting condition provision or
affiliation period.
Notes
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