28 Tex. Admin. Code § 4.603 - Entire Contract
(a) The policy must
provide that the policy, or policy and application, constitute the entire
contract between the parties. Regardless of any statement to the contrary, the
policy will be deemed incomplete if it attempts to incorporate by reference the
provisions of any instrument that changes or adds to the terms of the
policy.
(b) Some policy forms
contain a provision that the application, if attached, constitute a part of the
contract. If a policy containing such a provision is submitted without the
application, the approval will authorize its issuance only without the
application.
Notes
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