Utah Admin. Code R590-129-4 - Prohibited Acts and Practices
(1) The
following acts and practices are prohibited because of blindness, partial
blindness, or physical or mental impairment:
(a) refusing to insure ;
(b) refusing to continue to insure;
(c) limiting the amount, extent, or kind of
coverage available to an individual; or
(d) charging a higher rate for the same
coverage except where the refusal, limitation, or rate differential is based
upon sound actuarial principles or reasonably anticipated loss
experience.
(2) Refusing
to insure includes an insurer denying coverage when the policy defines
"disability" as being presumed if the insured suffers the loss of
sight.
(3) Unless otherwise
provided by law, it is not a violation of this rule to exclude from coverage
any disability consisting of blindness, partial blindness, or physical or
mental impairment when the condition existed at the time the policy was issued.
Notes
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