Utah Admin. Code R590-176-4 - General Provisions

(1) Any attempt to selectively or unfairly delay, obstruct, or hinder any person from obtaining coverage under Title 31A, Chapter 30, Individual, Small Employer, and Group Health Insurance Act, is a violation of Section 31A-30-108.
(2) Enrollment shall be equally available through all distribution systems.
(3) A carrier may not market or encourage producers to market individual or small employer health benefit plans to lessen the incentive to insure business with greater health risks.
(4) Each record regarding an enrollment application or underwriting determination shall:
(a) be retrievable for examination by the time period the application was received;
(b) include any document pertaining to the application and its underwriting; and
(c) be retained for the current year plus three years.
(5) A document described in Subsection (4)(b) includes:
(a) an application and date received;
(b) any notification to the applicant and date of notification;
(c) any record used in underwriting and date received; and
(d) an underwriting decision and date of decision.

Notes

Utah Admin. Code R590-176-4
Amended by Utah State Bulletin Number 2015-1, effective 12/2/2014 Amended by Utah State Bulletin Number 2022-07, effective 3/25/2022

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