Utah Admin. Code R590-225-6 - Filing Submission Requirements

Current through Bulletin No. 2021-18, September 15, 2021

(1) All filings must be submitted as an electronic filing.
(a) All filers must use SERFF to submit a filing.
(b) EXCEPTION: bail bond agencies, service contract providers, and guaranteed asset protection providers may choose to use email instead of SERFF to submit a filing.
(2) All rate filings for private passenger auto, homeowners, or workers compensation type of insurance must include a certification signed by a qualified actuary stating that the rates are not inadequate, excessive, or unfairly discriminatory as required by Subsection 31A-19a-201(1).
(3) A filing must be submitted by market type and type of insurance, not by annual statement line number.
(4) A filing may not include more than one type of insurance, unless the filing is a commercial or personal inter-line form filing. The inter-line use of a form must be explained in the Filing Description.
(5) A filer may submit a filing for more than one insurer if all applicable companies are listed.
(6) SERFF Filing.
(a) Filing Description. Do not submit a cover letter. On the General Information tab, complete the Filing Description Section with the following information, presented in the order shown below.
(i) Certification.
(A) The filer must certify that a filing has been properly completed AND is in compliance with Utah laws and rules.
(B) The following statement must be included in the filing description: "BY SUBMITTING THIS FILING I CERTIFY THAT THE ATTACHED FILING HAS BEEN COMPLETED IN ACCORDANCE WITH UTAH ADMINISTRATIVE RULE R590-225 AND IS IN COMPLIANCE WITH APPLICABLE UTAH LAWS AND RULES".
(C) A filing will be rejected if the certification is false, missing, or incomplete.
(D) A certification that is false may subject the licensee to administrative action.
(ii) Provide a description of the filing including:
(A) the intent of the filing; and
(B) the purpose of each document within the filing.
(iii) Indicate if the filing:
(A) is new;
(B) is replacing or modifying a previous submission; if so, describe the changes made, if previously rejected the reasons for rejection, and previous filing's Utah Filed Date;
(C) includes forms for informational purposes; if so, provide the Utah Filed Date; or
(D) does not include the base policy; if so, provide the Utah Filed Date of the base policy and describe the effect on the base policy.
(iv) Identify if any of the provisions are unusual, controversial, or have been previously objected to, or prohibited, and explain why the provision is included in the filing.
(b) Letter of Authorization.
(i) When the filer is not the licensee, a letter of authorization from the licensee must be attached to the Supporting Documentation tab.
(ii) The licensee remains responsible for the filing being in compliance with Utah laws and rules.
(c) Items being submitted for filing.
(i) All forms must be attached to the Form Schedule tab.
(ii) All rates and supplementary rating information must be attached to the Rate/Rule Schedule tab.
(iii) The actuarial certification required by R590-225-6(2) must be attached to the supporting documentation tab.
(d) Refer to each applicable section of this rule for additional procedures on how to submit forms, rates, and supplementary information.
(7) A complete EMAIL filing consists of the following when submitted by a bail bond agent, a service contract provider, or a guaranteed asset protection provider:
(a) The title of the EMAIL must display the company name only.
(b) Transmittal. The NAIC Uniform Property and Casualty Transmittal Document, as provided in R590-225-3(2), must be properly completed.
(i) COMPLETE THE TRANSMITTAL BY USING THE FOLLOWING:
(A) "NAIC Coding Matrix;"
(B) "NAIC Instruction Sheet;" and
(C) "Utah Property and Casualty Content Standards."
(ii) Do not submit the documents described in (A), (B), and (C) with the filing.
(c) Filing Description. Do not submit a cover letter. In section 21 of the transmittal, complete the Filing Description with the following information, presented in the order shown below.
(i) Certification.
(A) The filer must certify that a filing has been properly completed AND is in compliance with Utah laws and rules.
(B) The following statement must be included in the filing description: "BY SUBMITTING THIS FILING I CERTIFY THAT THE ATTACHED FILING HAS BEEN COMPLETED IN ACCORDANCE WITH UTAH ADMINISTRATIVE RULE R590-225 AND IS IN COMPLIANCE WITH APPLICABLE UTAH LAWS AND RULES".
(C) A filing will be rejected if the certification is false, missing, or incomplete.
(D) A certification that is false may subject the licensee to administrative action.
(ii) Provide a description of the filing including:
(A) the intent of the filing; and
(B) the purpose of each document within the filing.
(iii) Indicate if the filing:
(A) is new;
(B) is replacing or modifying a previous submission; if so, describe the changes made, if previously rejected the reasons for rejection, and previous filing's Utah Filed Date;
(C) includes forms for informational purposes; if so, provide the Utah Filed Date; or
(iv) Identify if any of the provisions are unusual, controversial, or have been previously objected to, or prohibited, and explain why the provision is included in the filing.
(d) Letter of Authorization.
(i) When the filer is not the licensee, a letter of authorization from the licensee must be attached to the supplementary documentation tab.
(ii) The licensee remains responsible for the filing being in compliance with Utah laws and rules.
(e) Refer to each applicable section of this rule for additional procedures on how to submit forms, rates, and supplementary information.
(f) Items being submitted for filing. Any items submitted for filing must be submitted in PDF format.

Notes

Utah Admin. Code R590-225-6
Amended by Utah State Bulletin Number 2018-1, effective 12/8/2017

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