Utah Admin. Code R590-242-4 - False, Misleading, Deceptive , or Unfair Practices on a Military Installation
(1) The acts or
practices in this Subsection (1), when committed on a military installation by
an insurer or insurance producer during an in-person, face-to-face
solicitation, negotiation, or sale of life insurance, are false, misleading,
deceptive, or unfair.
(a) Knowingly soliciting
the purchase of a life insurance product door to door, or without first
establishing a specific appointment with a prospective purchaser.
(b) Soliciting service members in a group,
mass, or captive audience where attendance is not voluntary.
(c) Knowingly making an appointment with or
soliciting a service member during the service member's normally scheduled duty
hours.
(d) Making an appointment
with or soliciting a service member in barracks, day rooms, unit areas,
transient personnel housing, or other areas where the installation commander
prohibits solicitation.
(e)
Soliciting the sale of life insurance without first obtaining permission from
the installation commander or the commander's designee.
(f) Posting an unauthorized bulletin, notice,
or advertisement on a military installation.
(g) Failing to present DD Form 2885, Personal
Commercial Solicitation Evaluation, to a solicited service member or
encouraging a solicited service member not to complete or submit DD Form
2885.
(h) Knowingly accepting an
application for life insurance or issuing a life insurance policy on the life
of an enlisted member of the United States Armed Forces without first obtaining
a completed copy of any required form confirming that the applicant received
counseling or fulfilled any other similar requirement for the sale of life
insurance established by regulations, directives, or rules of the DOD or any
branch of the United States Armed Forces.
(2) An act or practice in this Subsection
(2), when committed on a military installation by an insurer or insurance
producer is a corrupt practice, improper influence, or inducement that is
false, misleading, deceptive, or unfair.
(a)
Using DOD personnel, directly or indirectly, as a representative or agent in an
official or business capacity, with or without compensation, regarding the
solicitation or sale of life insurance to any service member.
(b) Using an insurance producer to
participate in any United States Armed Forces sponsored education or
orientation program.
Notes
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