(1) A person who meets the following
conditions may be eligible for medically needy (MN) coverage under the special
rules in chapters
182-513 and
182-515 WAC:
(a) Meets the institutional status
requirements of WAC
182-513-1320; or
(b) Resides in a medical institution as
described in WAC
182-513-1395.
(2) A supplemental security income
(SSI)-related person who lives in a medicaid agency-contracted alternate living
facility may be eligible for MN coverage under WAC
182-513-1205.
(3) A person may be eligible for MN coverage
under this chapter when he or she is:
(a) Not
covered under subsection (1) and (2) of this section; and
(b) Eligible for categorically needy (CN)
medical coverage in all other respects, except that his or her CN countable
income is above the CN income standard.
(4) MN coverage may be available if the
person is:
(a) A child;
(b) A pregnant woman;
(c) A refugee;
(d) An SSI-related person, including an aged,
blind, or disabled person, with countable income under the CN income standard,
who is an ineligible spouse of an SSI recipient; or
(e) A hospice client with countable income
above the special income level (SIL).
(5) A person who is not eligible for CN
medical who applies for MN coverage has the right to income deductions in
addition to, or instead of, those used to calculate CN countable income. These
deductions to income are applied to each month of the base period to calculate
MN countable income:
(a) The agency disregards
the difference between the medically needy income level (MNIL) described in WAC
182-519-0050 and the federal
benefit rate (FBR) established by the Social Security Administration each year.
The FBR is the one-person SSI payment standard;
(b) All health insurance premiums, except for
medicare Part A through Part D premiums, expected to be paid by the person or
family member during the base period or periods;
(c) Any allocations to a spouse or to
dependents for an SSI-related person who is married or who has dependent
children. Rules for allocating income are described in WAC
182-512-0900 through
182-512-0960;
(d) For an SSI-related person who is married
and lives in the same home as his or her spouse who receives home and
community-based waiver services under chapter
182-515 WAC, an income deduction
equal to the MNIL, minus the nonapplying spouse's income; and
(e) A child or pregnant woman applying for MN
coverage is eligible for income deductions allowed under temporary assistance
for needy families (TANF) and state family assistance (SFA) rules and not under
the rules for CN programs based on the federal poverty level. See WAC
182-509-0001(4)
for exceptions to the TANF and SFA rules that apply to medical programs and not
to the cash assistance program.
(6) The MNIL for a person who qualifies for
MN coverage under subsection (1) of this section is based on rules in chapters
182-513 and
182-515 WAC.
(7) The
MNIL for all other people is described in WAC
182-519-0050. If a person has
countable income at or below the MNIL, the person is certified as eligible for
up to 12 months of MN medical coverage.
(8) If a person has countable income over the
MNIL, the countable income that exceeds the agency's MNIL standards is called
"excess income."
(9) A person with
"excess income" is not eligible for MN coverage until the person gives the
agency or its designee evidence of medical expenses incurred by that person,
their spouse, or family members living in the home for whom they are
financially responsible. See WAC
182-519-0110(8).
An expense is incurred when:
(a) The person
receives medical treatment or medical supplies, is financially liable for the
medical expense, and has not paid the bill; or
(b) The person pays for the expense within
the current or retroactive base period under WAC
182-519-0110.
(10) Incurred medical expenses or obligations
may be used to offset any portion of countable income that is over the MNIL.
This is the process of meeting "spenddown."
(11) The agency or its designee calculates
the amount of a person's spenddown by multiplying the monthly excess income
amount by the number of months in the certification period under WAC
182-519-0110. The qualifying
medical expenses must be greater than or equal to the total calculated
spenddown amount.
(12) A person who
is considered for MN coverage under this chapter may not spenddown excess
resources to become eligible for the MN program. Under this chapter, a person
is ineligible for MN coverage if the person's resources exceed the program
standard in WAC
182-519-0050. A person who is
considered for MN coverage under WAC
182-513-1395,
182-514-0250 or
182-514-0263 is allowed to
spenddown excess resources.
(13)
There is no automatic redetermination process for MN coverage. A person must
apply for each eligibility period under the MN program.
(14) A person who requests a timely
administrative hearing under WAC
182-518-0025(5)
is not eligible for continued benefits beyond the end of the original
certification date under the MN program.