Chapter 284-83 - Long-term care insurance rules

  1. § 284-83-005 - Applicability and scope
  2. § 284-83-010 - Definitions and standards
  3. § 284-83-015 - Standards for policy definitions and terms
  4. § 284-83-020 - Standards for policy provisions
  5. § 284-83-025 - Unintentional lapse
  6. § 284-83-030 - Required disclosure provisions
  7. § 284-83-035 - Required disclosure of rating practices to consumers
  8. § 284-83-040 - Initial rate filing requirements
  9. § 284-83-045 - Prohibition against post-claims underwriting
  10. § 284-83-050 - Minimum standards for home health and community care benefits in long-term care insurance policies
  11. § 284-83-055 - Requirement to offer inflation protection
  12. § 284-83-060 - Requirements for application forms and replacement coverage
  13. § 284-83-063 - Notice to applicant regarding replacement of individual accident and sickness or long-term care insurance marketed by an insurance producer
  14. § 284-83-067 - Notice to applicant regarding replacement of direct-marketed individual accident and sickness or long-term care insurance
  15. § 284-83-070 - Reporting requirements
  16. § 284-83-075 - Discretionary powers of commissioner
  17. § 284-83-080 - Reserve standards
  18. § 284-83-090 - Premium rate schedule increases
  19. § 284-83-095 - Filing requirements
  20. § 284-83-100 - Filing requirements for advertising
  21. § 284-83-105 - Standards for marketing
  22. § 284-83-110 - Suitability
  23. § 284-83-115 - Prohibition against preexisting conditions and probationary periods in replacement policies or certificates
  24. § 284-83-120 - Availability of new services or providers
  25. § 284-83-125 - Right to reduce coverage and lower premiums
  26. § 284-83-130 - Nonforfeiture benefit requirement
  27. § 284-83-135 - Standards for benefit triggers
  28. § 284-83-140 - Qualified long-term care insurance policies - Additional standards for benefit triggers
  29. § 284-83-145 - Standard format outline of coverage
  30. § 284-83-150 - Requirement to deliver shopper's guide
  31. § 284-83-155 - Prohibited practices
  32. § 284-83-165 - Form for reporting rescission of long-term care policies
  33. § 284-83-170 - Form of personal worksheet
  34. § 284-83-175 - Disclosure form
  35. § 284-83-180 - Response letter
  36. § 284-83-185 - Sample claims denial reporting form
  37. § 284-83-190 - Potential rate increase disclosure form
  38. § 284-83-195 - Form for reporting replacement and lapse of long-term care insurance policies
  39. § 284-83-210 - Definitions
  40. § 284-83-220 - Grouping of policy forms for purposes of ratemaking and requests for rate increase
  41. § 284-83-225 - Separation of data regarding certain policies
  42. § 284-83-230 - Loss ratio requirements for long-term care insurance forms
  43. § 284-83-240 - Experience records
  44. § 284-83-245 - Evaluating experience data
  45. § 284-83-250 - Life insurance policies that accelerate benefits for long-term care
  46. § 284-83-300 - Standards for protecting patient privacy rights
  47. § 284-83-310 - Right of insureds to receive confidential health services
  48. § 284-83-320 - Standards for the issuer's timely review of a claim denial
  49. § 284-83-325 - Prompt payment of clean claims
  50. § 284-83-350 - Standard applied if there is a conflict between a master policy and certificate of insurance
  51. LONG-TERM CARE PARTNERSHIP PROGRAM (§ 284-83-400 to 284-83-425)

The following state regulations pages link to this page.


State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.