Wis. Admin. Code Office of the Commissioner of Insurance, ch. Ins 3, app A - SPECIFIC STANDARDS FOR MORBIDITY, INTEREST AND MORTALITY
|
Original number of equal monthly installments |
The 14th day of disability Retroactive to first day |
Non-retroactive |
The 30th day of disability Retroactive to first day |
Non-retroactive |
|
6 |
1.74 |
1.39 |
1.10 |
.69 |
|
7 |
1.84 |
1.56 |
1.30 |
.80 |
|
8 |
1.94 |
1.66 |
1.40 |
.89 |
|
9 |
2.02 |
1.74 |
1.49 |
.97 |
|
10 |
2.10 |
1.82 |
1.58 |
1.05 |
|
11 |
2.17 |
1.89 |
1.63 |
1.12 |
|
12 |
2.23 |
1.95 |
1.68 |
1.18 |
|
13 |
2.29 |
2.01 |
1.72 |
1.24 |
|
14 |
2.35 |
2.07 |
1.75 |
1.30 |
|
15 |
2.41 |
2.13 |
1.79 |
1.35 |
|
16 |
2.46 |
2.18 |
1.82 |
1.40 |
|
17 |
2.51 |
2.23 |
1.86 |
1.45 |
|
18 |
2.56 |
2.27 |
1.89 |
1.50 |
|
19 |
2.60 |
2.32 |
1.91 |
1.54 |
|
20 |
2.65 |
2.36 |
1.94 |
1.59 |
|
21 |
2.69 |
2.40 |
1.97 |
1.62 |
|
22 |
2.73 |
2.44 |
1.99 |
1.64 |
|
23 |
2.77 |
2.48 |
2.02 |
1.67 |
|
24 |
2.81 |
2.52 |
2.04 |
1.69 |
|
25 |
2.85 |
2.56 |
2.06 |
1.71 |
|
26 |
2.88 |
2.60 |
2.09 |
1.73 |
|
27 |
2.92 |
2.63 |
2.11 |
1.75 |
|
28 |
2.95 |
2.67 |
2.13 |
1.77 |
|
29 |
2.99 |
2.70 |
2.15 |
1.79 |
|
30 |
3.02 |
2.74 |
2.17 |
1.82 |
|
31 |
3.06 |
2.77 |
2.19 |
1.83 |
|
32 |
3.09 |
2.80 |
2.21 |
1.85 |
|
33 |
3.12 |
2.83 |
2.23 |
1.87 |
|
34 |
3.15 |
2.86 |
2.25 |
1.89 |
|
35 |
3.18 |
2.90 |
2.27 |
1.91 |
|
36 |
3.21 |
2.93 |
2.29 |
1.93 |
|
37 |
3.24 |
2.96 |
2.30 |
1.94 |
|
38 |
3.27 |
2.99 |
2.32 |
1.96 |
|
39 |
3.30 |
3.01 |
2.34 |
1.98 |
|
40 |
3.33 |
3.04 |
2.35 |
1.99 |
|
41 |
3.36 |
3.07 |
2.37 |
2.01 |
|
42 |
3.39 |
3.10 |
2.39 |
2.03 |
|
43 |
3.41 |
3.13 |
2.40 |
2.04 |
|
44 |
3.44 |
3.15 |
2.42 |
2.06 |
|
45 |
3.47 |
3.18 |
2.44 |
2.08 |
|
46 |
3.50 |
3.21 |
2.45 |
2.09 |
|
47 |
3.52 |
3.23 |
2.47 |
2.11 |
|
48 |
3.55 |
3.26 |
2.48 |
2.12 |
|
49 |
3.57 |
3.29 |
2.50 |
2.14 |
|
50 |
3.60 |
3.31 |
2.51 |
2.15 |
|
51 |
3.62 |
3.34 |
2.53 |
2.16 |
|
52 |
3.65 |
3.36 |
2.54 |
2.18 |
|
53 |
3.67 |
3.39 |
2.56 |
2.19 |
|
54 |
3.70 |
3.41 |
2.57 |
2.21 |
|
55 |
3.72 |
3.43 |
2.58 |
2.22 |
|
56 |
3.75 |
3.46 |
2.60 |
2.24 |
|
57 |
3.77 |
3.48 |
2.61 |
2.25 |
|
58 |
3.79 |
3.51 |
2.63 |
2.26 |
|
59 |
3.82 |
3.53 |
2.64 |
2.28 |
|
60 |
3.84 |
3.55 |
2.65 |
2.29 |
|
61 |
3.88 |
3.58 |
2.68 |
2.30 |
|
62 |
3.91 |
3.60 |
2.69 |
2.32 |
|
63 |
3.93 |
3.62 |
2.70 |
2.33 |
|
64 |
3.95 |
3.64 |
2.72 |
2.34 |
|
65 |
3.97 |
3.67 |
2.73 |
2.35 |
|
66 |
4.00 |
3.69 |
2.74 |
2.37 |
|
67 |
4.02 |
3.71 |
2.76 |
2.38 |
|
68 |
4.04 |
3.73 |
2.77 |
2.39 |
|
69 |
4.06 |
3.75 |
2.78 |
2.40 |
|
70 |
4.08 |
3.77 |
2.79 |
2.42 |
|
71 |
4.11 |
3.80 |
2.81 |
2.43 |
|
72 |
4.13 |
3.82 |
2.82 |
2.44 |
|
73 |
4.15 |
3.84 |
2.83 |
2.45 |
|
74 |
4.17 |
3.86 |
2.84 |
2.47 |
|
75 |
4.19 |
3.88 |
2.85 |
2.48 |
|
76 |
4.21 |
3.90 |
2.87 |
2.49 |
|
77 |
4.23 |
3.92 |
2.88 |
2.50 |
|
78 |
4.25 |
3.94 |
2.89 |
2.51 |
|
79 |
4.27 |
3.96 |
2.90 |
2.52 |
|
80 |
4.29 |
3.98 |
2.91 |
2.54 |
|
81 |
4.31 |
4.00 |
2.92 |
2.55 |
|
82 |
4.33 |
4.02 |
2.94 |
2.56 |
|
83 |
4.35 |
4.04 |
2.95 |
2.57 |
|
84 |
4.37 |
4.06 |
2.96 |
2.58 |
|
85 |
4.39 |
4.08 |
2.97 |
2.59 |
|
86 |
4.41 |
4.10 |
2.98 |
2.60 |
|
87 |
4.43 |
4.12 |
2.99 |
2.61 |
|
88 |
4.45 |
4.14 |
3.00 |
2.63 |
|
89 |
4.47 |
4.16 |
3.01 |
2.64 |
|
90 |
4.49 |
4.18 |
3.03 |
2.65 |
|
91 |
4.51 |
4.20 |
3.04 |
2.66 |
|
92 |
4.52 |
4.21 |
3.05 |
2.67 |
|
93 |
4.54 |
4.23 |
3.06 |
2.68 |
|
94 |
4.56 |
4.25 |
3.07 |
2.69 |
|
95 |
4.58 |
4.27 |
3.08 |
2.70 |
|
96 |
4.60 |
4.29 |
3.09 |
2.71 |
|
97 |
4.62 |
4.31 |
3.10 |
2.72 |
|
98 |
4.64 |
4.32 |
3.11 |
2.73 |
|
99 |
4.65 |
4.34 |
3.12 |
2.74 |
|
100 |
4.67 |
4.36 |
3.13 |
2.75 |
|
101 |
4.69 |
4.38 |
3.14 |
2.76 |
|
102 |
4.71 |
4.40 |
3.15 |
2.77 |
|
103 |
4.73 |
4.41 |
3.16 |
2.78 |
|
104 |
4.74 |
4.43 |
3.17 |
2.79 |
|
105 |
4.76 |
4.45 |
3.18 |
2.80 |
|
106 |
4.78 |
4.47 |
3.19 |
2.81 |
|
107 |
4.80 |
4.49 |
3.20 |
2.82 |
|
108 |
4.81 |
4.50 |
3.21 |
2.84 |
|
109 |
4.83 |
4.52 |
3.22 |
2.84 |
|
110 |
4.85 |
4.54 |
3.23 |
2.85 |
|
111 |
4.86 |
4.55 |
3.24 |
2.86 |
|
112 |
4.88 |
4.57 |
3.25 |
2.87 |
|
113 |
4.90 |
4.59 |
3.26 |
2.88 |
|
114 |
4.92 |
4.61 |
3.27 |
2.89 |
|
115 |
4.93 |
4.62 |
3.28 |
2.90 |
|
116 |
4.95 |
4.64 |
3.29 |
2.91 |
|
117 |
4.97 |
4.66 |
3.30 |
2.92 |
|
118 |
4.98 |
4.67 |
3.31 |
2.93 |
|
119 |
5.00 |
4.69 |
3.32 |
2.94 |
|
120 |
5.02 |
4.71 |
3.33 |
2.95 |
Formula 1.25 x Claim Cost + $.60 (subject to a maximum of 2 x Claim Cost)
Notes
State regulations are updated quarterly; we currently have two versions available. Below is a comparison between our most recent version and the prior quarterly release. More comparison features will be added as we have more versions to compare.