044-33 Wyo. Code R. §§ 33-2 - Unfair Discrimination

The following are acts or practices which constitute unfair discrimination between individuals or risks of the same class and essentially the same hazard. This regulation is not exclusive and other acts not herein specified may also be deemed to be violations:

(a) Refusing to issue, refusing to renew, cancelling, mandating increased deductibles or limiting the amount of insurance coverage on a property or casualty risk, by whatever means direct or indirect, because of the geographic location of the risk, unless it is:

(i) For a business purpose which is not a mere pretext for unfair discrimination, or

(ii) Required by law or regulatory mandate.

(b) Refusing to issue, refusing to renew, cancelling, mandating increased deductibles or limiting the amount of insurance coverage on a residential property risk, or the personal property contained therein, by whatever means direct or indirect, because of the age of the residential property, unless it is:

(i) For a business purpose which is not a mere pretext for unfair discrimination, or

(ii) Required by law.

(c) Refusing to insure, refusing to continue to insure, limiting the amount, extent or kind of coverage available to an individual, or charging an individual a different rate for the same coverage solely because of blindness or partial blindness, except where the refusal, limitation, or rate differential is based on sound actuarial principles or is related to actual or reasonably anticipated experience.

Notes

044-33 Wyo. Code R. §§ 33-2

Amended, Eff. 2/21/2018.