044-60 Wyo. Code R. §§ 60-4 - Practices Declared False, Misleading, Dishonest or Untrustworthy on a Military Installation
(a) The following acts or practices when
committed on a military installation by an insurer or insurance producer with
respect to the in-person solicitation of life insurance are declared to be
false, misleading, dishonest or untrustworthy:
(i) Knowingly soliciting the purchase of any
life insurance product "door to door" or without first establishing a specific
appointment for each meeting with the prospective purchaser.
(ii) Soliciting service members in a group or
"mass" audience or in a "captive" audience where attendance is not
voluntary.
(iii) Knowingly making
appointments with or soliciting service members during their normally scheduled
duty hours.
(iv) Making
appointments with or soliciting service members in barracks, day rooms, unit
areas, transient personnel housing, or other areas where the installation
commander has prohibited solicitation.
(v) Soliciting the sale of life insurance
without first obtaining permission from the installation commander or the
commander's designee.
(vi) Posting
unauthorized bulletins, notices, or advertisements.
(vii) Failing to present DD Form 2885,
Personal Commercial Solicitation Evaluation, to service members solicited, or
encouraging service members solicited not to complete or submit a DD Form
2885.
(viii) Knowingly accepting an
application for life insurance or issuing a policy of life insurance on the
life of an enlisted member of the United States Armed Forces without first
obtaining for the insurer's files a completed copy of any required form which
confirms that the applicant has received counseling or fulfilled any other
similar requirement for the sale of life insurance established by regulations,
directives, or rules of the DoD or any branch of the Armed Forces.
(b) The following acts or
practices when committed on a military installation by an insurer or insurance
producer constitute corrupt practices, improper influences, or inducements and
are declared to be false, misleading, deceptive, or unfair:
(i) Using DoD personnel, directly or
indirectly, as a representative or agent in any official or business capacity
with or without compensation with respect to the solicitation or sale of life
insurance to service members.
(ii)
Using an insurance producer to participate in any United States Armed Forces
sponsored education or orientation program.
Notes
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