§ 4-401. WHEN BANK MAY CHARGE CUSTOMER's ACCOUNT. § 4-402. BANK's LIABILITY TO CUSTOMER FOR WRONGFUL DISHONOR; TIME OF DETERMINING INSUFFICIENCY OF ACCOUNT. § 4-403. CUSTOMER's RIGHT TO STOP PAYMENT; BURDEN OF PROOF OF LOSS. § 4-404. BANK NOT OBLIGED TO PAY CHECK MORE THAN SIX MONTHS OLD. § 4-405. DEATH OR INCOMPETENCE OF CUSTOMER. § 4-406. CUSTOMER's DUTY TO DISCOVER AND REPORT UNAUTHORIZED SIGNATURE OR ALTERATION. § 4-407. PAYOR BANK's RIGHT TO SUBROGATION ON IMPROPER PAYMENT. ‹ § 4-303. WHEN ITEMS SUBJECT TO NOTICE, STOP-PAYMENT ORDER, LEGAL PROCESS, OR SETOFF; ORDER IN WHICH ITEMS MAY BE CHARGED OR CERTIFIED. Up § 4-401. WHEN BANK MAY CHARGE CUSTOMER's ACCOUNT. ›