In the case of any depository institution which donates, sells on favorable terms (as determined by the appropriate Federal financial supervisory agency), or makes available on a rent-free basis any branch of such institution which is located in any predominantly minority neighborhood to any minority depository institution or women’s depository institution, the amount of the contribution or the amount of the loss incurred in connection with such activity may be a factor in determining whether the depository institution is meeting the credit needs of the institution’s community for purposes of this chapter.
12 U.S. Code § 2907 - Operation of branch facilities by minorities and women
(a) In general
(b) DefinitionsFor purposes of this section—
(1) Minority depository institutionThe term “minority institution”  means a depository institution (as defined in section 1813(c) of this title)—
more than 50 percent of the net profit or loss of which accrues to 1 or more minority individuals.
(2) Women’s depository institutionThe term “women’s depository institution” means a depository institution (as defined in section 1813(c) of this title)—
more than 50 percent of the ownership or control of which is held by 1 or more women;
References in Text
Section 1204(c)(3) of the Financial Institutions Reform, Recovery and Enforcement Act of 1989, referred to in subsec. (b)(3), is section 1204(c)(3) of Pub. L. 101–73, which is set out as a note under section 1811 of this title.